Alex is Sprintlaw’s co-founder and principal lawyer. Alex previously worked at a top-tier firm as a lawyer specialising in technology and media contracts, and founded a digital agency which he sold in 2015.
If you run a small business in Australia, you probably collect information about people every day - customer emails, delivery addresses, staff contact details, and even technical data from your website (like analytics and device information).
The tricky part is that the definition of “personal information” is broader than many business owners expect. And once something is personal information, it can trigger privacy obligations around how you collect it, store it, use it, disclose it, and delete it.
This matters even if you’re not a tech company. A florist with an online order form, a tradie booking jobs via email, a studio keeping client notes, or a startup building an app can all be handling personal information.
Below, we’ll break down what is considered personal information in Australia (including whether an email address is personal information), and what you should do in your business to stay on top of privacy compliance.
What Is The Definition Of Personal Information In Australia?
Under Australian privacy law, “personal information” generally means information or an opinion about an identified individual, or an individual who is reasonably identifiable - whether the information is true or not, and whether it’s recorded in a material form or not.
In plain English: if the information can identify a person (either on its own, or when combined with other information you hold), it’s likely personal information.
Identified vs Reasonably Identifiable: Why This Matters
Personal information isn’t limited to someone’s name on a form. A person can be “reasonably identifiable” even if you only hold a few data points, especially when those points are combined and you (or another party you disclose to) can reasonably link them back to a person.
For example, any one of these might not “feel” identifying by itself:
- a customer number
- a device ID
- a booking reference
- an IP address
But if your business can use that information (alone or together with other data you have) to work out who the person is, it may fall within the definition of personal information. In the case of technical identifiers like IP addresses and device IDs, whether they’re personal information depends on context - including what other information you hold, and whether the individual is reasonably identifiable in practice.
What Counts As “Information Or An Opinion”?
It’s also important to know that personal information includes both:
- information (like contact details or transaction history), and
- opinions (like internal notes about a customer complaint, or a comment about a contractor’s performance).
So even if you’re not collecting “formal” details, you might still be handling personal information in emails, CRM notes, spreadsheets, or helpdesk tickets.
What Is Considered Personal Information? Common Examples For Small Businesses
If you’re trying to define personal information in a practical way, it helps to think about the real-world data you touch in day-to-day operations.
Here are common types of personal information small businesses often collect:
- Contact details: name, email address, phone number, residential address, delivery address
- Account details: usernames, account IDs, customer numbers
- Financial information: bank account details, payment details (including partial card details), invoices linked to a person
- Online identifiers: IP addresses, device identifiers, cookie IDs (whether these are personal information depends on context, including whether they can reasonably identify an individual)
- Employment-related information: emergency contacts, TFNs (with extra handling requirements), payroll details
- Images and recordings: CCTV footage, photos, voice recordings (where people can be identified)
- Customer history: purchase history, preferences, returns, complaints
For ecommerce and subscription businesses in particular, privacy risk often shows up through payment and checkout flows. If you store payment information, you’ll want to be especially careful about security and compliance - including how you collect and store details in the first place. (This is also where policies and procedures become crucial, not just “good practice”.)
In many cases, having properly drafted customer-facing documents like a Privacy Policy is part of setting expectations and meeting compliance obligations.
Is An Email Address Personal Information?
Yes - in many cases, an email address is personal information.
An email address is often enough to identify an individual directly (for example, firstname.lastname@example.com). Even when it doesn’t include a name (like sunsetrunner87@example.com), it may still identify someone when combined with other information you hold (like order history, delivery address, or a customer profile).
When An Email Address Is Clearly Personal Information
It will almost always be personal information where:
- the email address includes the person’s name or other identifying details (e.g. jane.smith@…)
- it’s tied to a customer account, enquiry form, or subscription record in your systems
- it’s linked with other data (like location, payment history, or correspondence)
What About A “Generic” Business Email?
A common question for small businesses is: what if it’s a role-based email like accounts@company.com?
Sometimes these are not personal information because they’re not about an individual. But in practice, many “generic” inboxes are still effectively linked to a particular person (for example, a sole trader using accounts@… as their personal working email, or a small team where one person manages the inbox).
A good rule of thumb is this: if your business is dealing with an email address that can reasonably be linked to a person, treat it as personal information and handle it accordingly.
Practical Tip: Emails Contain More Than Email Addresses
Even if you’re only “collecting an email address”, the email thread itself often contains additional personal information - names, phone numbers, addresses, invoices, private complaints, and sometimes sensitive details (like health issues affecting service delivery).
That means privacy compliance isn’t just about your form fields. It’s also about your inbox, your staff processes, and your storage and retention habits.
What Is Private Information vs Personal Information (And What Is Sensitive Information)?
You’ll often hear people use “private information” as a general phrase, but Australian privacy law focuses on “personal information” (and a special category called “sensitive information”).
In practice:
- Personal information is information that identifies, or could reasonably identify, an individual.
- Private information is not always a legal category - it’s more of an everyday way to describe information people expect to be kept confidential.
- Sensitive information is a higher-risk subset of personal information that generally has stricter rules around collection, use and disclosure (including that consent is often required, unless an exception applies).
Examples Of Sensitive Information
Sensitive information can include things like:
- health information
- biometric information
- racial or ethnic origin
- religious beliefs
- sexual orientation
- political opinions
- criminal record information
Not every small business handles sensitive information - but many do without realising it. For example, if you operate in wellness, allied health, fitness coaching, disability services, or you collect dietary requirements for events, you may be handling health information.
If that’s your situation, it’s worth tightening your privacy documents and collection processes early, so you’re not retrofitting compliance later.
When Do Small Businesses Have To Comply With The Privacy Act?
Many small business owners ask: “Do these rules apply to me?” The answer depends on your business and what you do with information.
In Australia, privacy obligations often come from the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
Some businesses are covered because they meet certain thresholds or fall into certain categories. Others may be exempt in some situations - but even then, privacy expectations can still come from contracts, platform rules, customer expectations, and good risk management.
The Small Business Exemption (And Why You Should Still Be Careful)
There is a “small business” exemption in certain circumstances (commonly discussed as businesses with annual turnover of $3 million or less). However, it’s not a blanket “you can ignore privacy” pass.
Some small businesses are still covered by privacy requirements due to what they do (for example, if they’re a health service provider, if they trade in personal information, or if they’re otherwise brought under the Privacy Act). Even if you are exempt, you can still create legal and reputational risk by collecting personal information without clear disclosures, good security, and sensible retention practices.
Also, as your business grows, it’s easy to cross thresholds or expand into activities that increase privacy obligations. Building good systems early saves time and cost later.
Employee Records Are A Common Trap
Another area that often confuses employers is employee records. The Privacy Act contains an “employee records exemption” for certain employee records held by private sector employers, but it’s limited and technical, and it doesn’t necessarily apply to all information you hold about workers in all situations (for example, it can be different for contractors, and it may not cover all handling outside the direct employment context).
From a practical small business perspective: you should still treat staff information carefully, restrict access, keep it secure, and only collect what you genuinely need.
What About Marketing, Newsletters, And Email Lists?
If you collect emails for marketing, you’re dealing with personal information - and you’re also likely stepping into specific rules around email marketing, consent, and unsubscribe functionality.
It’s worth having processes that align your privacy practices with your marketing practices. For example, how you describe your marketing in your signup forms should match how you actually use the information.
This is where a clear email marketing laws compliance approach (and good internal habits) helps you avoid customer complaints and regulatory risk.
How Should Your Business Handle Personal Information In Practice?
Knowing the definition of personal information is only step one. The bigger question is: what do you do with that knowledge?
Here’s a practical framework many small businesses use to manage privacy risk without getting overwhelmed.
1. Map What You Collect (And Why)
Start with a simple audit:
- What personal information do you collect (customer, staff, suppliers)?
- Where do you collect it (website forms, email, phone calls, third-party platforms)?
- Why do you collect it (delivery, customer support, marketing, onboarding)?
- Who can access it internally?
- Who do you share it with (couriers, payment processors, booking platforms, cloud storage providers)?
This doesn’t need to be fancy. Even a spreadsheet is a good start.
2. Collect Fairly And Be Upfront At The Time Of Collection
People generally expect to know what you’re doing with their information. From a compliance and trust perspective, it’s wise to be clear at the point you collect it.
Many businesses use a Privacy Collection Notice for this purpose - especially where the collection happens through forms, onboarding, or signups.
It can help you explain (in plain language):
- what information you’re collecting
- why you’re collecting it
- how you’ll use and disclose it
- how someone can access or correct it
3. Only Collect What You Actually Need
One of the simplest ways to reduce privacy risk is to minimise data collection.
For example, if you don’t need a date of birth to provide your service, don’t collect it “just in case”. The less information you hold, the less you have to protect - and the less you have to deal with if something goes wrong.
4. Secure Storage Matters (Especially For Payment And Identity Data)
Small businesses often assume privacy compliance is “paperwork”. But privacy issues usually come from operational weak points:
- shared inboxes with weak passwords
- staff downloading customer lists to personal devices
- lost laptops
- outdated software
- overly broad admin access in tools like CRMs
If your business stores payment data, the stakes are even higher. You should be very cautious about storing card details at all, and if you do, it needs to be handled correctly. The obligations and risks can be significant, so it’s worth reviewing your approach to storing credit card details and whether you can use a safer payment flow (like tokenisation through a reputable provider).
For online businesses, privacy and tracking practices can also overlap with website tracking and analytics. If your site uses cookies or similar technologies, a Cookie Policy can help explain what’s happening in a clear, customer-friendly way.
5. Have A Plan For Data Breaches
Even careful businesses can have incidents - a phishing email gets clicked, credentials are compromised, or a device goes missing.
When something happens, your response time and internal clarity matter. A Data Breach Response Plan can help you act quickly and consistently, including deciding whether notifications are required and how to communicate with affected customers.
If you’re growing, working with contractors, or storing more customer information, having this plan early is a strong risk-management move.
6. Put The Right Privacy Documents In Place
Most small businesses will benefit from having privacy documents that match what they actually do (not just a generic template that doesn’t reflect your operations).
Common documents include:
- Privacy Policy: explains how you handle personal information, including collection, storage, use, disclosure, and how people can contact you about privacy concerns.
- Privacy Collection Notice: short-form notice used at the point you collect information (often via web forms or onboarding).
- Cookie Policy: explains tracking technologies used on your website and how users can manage them.
- Internal policies and access controls: makes sure staff only access personal information they need to do their job.
It’s not about creating paperwork for the sake of it. It’s about matching your legal obligations to your day-to-day reality - so you and your team know what the rules are.
Key Takeaways
- The definition of personal information in Australia is broad: if a person is identified or reasonably identifiable from the information (even when combined with other data), it’s likely personal information.
- An email address is personal information in many situations, especially when it identifies someone directly or links to a customer profile, order history, or other details.
- Personal information includes more than obvious identifiers - it can include online identifiers, customer history, CCTV footage, and even opinions recorded about a person (depending on whether an individual is reasonably identifiable).
- Small businesses should treat privacy as a practical risk area: minimise what you collect, be upfront at collection, restrict access, and secure how you store information.
- Having the right privacy documents (like a Privacy Policy and collection notice) and a plan for data breaches can help you stay compliant and build customer trust as you grow.
These materials are general information only and are not legal advice. If you’d like help getting your privacy compliance sorted (including what your business should treat as personal information and which privacy documents you need), you can reach us at 1800 730 617 or team@sprintlaw.com.au for a free, no-obligations chat.








