Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

How To Find And Secure A Seed Investor: Practical Steps For Startups

How To Find And Secure A Seed Investor: Practical Steps For Startups

Raising money is a big milestone for any startup. If you’re at the stage where you’ve validated an idea, built an early product, and you’re ready to grow faster than your cashflow...

30 September 2026
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Trust Advantages For Small Businesses: Asset Protection, Succession & Ownership

Trust Advantages For Small Businesses: Asset Protection, Succession & Ownership

When you’re building a small business or startup, it’s normal to focus on the exciting parts first - growing revenue, winning customers, building a team, and maybe raising funding. But as your...

29 September 2026
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VC Assumptions in Australia: How They Impact Startup Deals

VC Assumptions in Australia: How They Impact Startup Deals

VC assumptions can shape your valuation, control and due diligence process well before an investment closes. Here’s what Australian founders should check

29 September 2026
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What To Do If Your Business Defaults On A Loan: Legal Risks And Next Steps

What To Do If Your Business Defaults On A Loan: Legal Risks And Next Steps

Cash flow can change quickly in a small business. A delayed customer payment, a seasonal dip, a major supplier issue, or a sudden increase in costs can all put pressure on your...

29 September 2026
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Perfected Security Interest: A Practical Guide For Startups And Small Businesses

Perfected Security Interest: A Practical Guide For Startups And Small Businesses

If you’re a startup founder or small business owner, you’ll probably deal with credit at some point. That might mean buying equipment on finance, supplying goods on 30-day terms, taking a loan,...

16 September 2026
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How to Value a Company Based on Profit in Australia

How to Value a Company Based on Profit in Australia

Working out how to value a company based on profit in Australia means more than applying a simple multiple. This guide explains maintainable profit

15 September 2026
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How To Make Public Investment In Company Capital In Australia

How To Make Public Investment In Company Capital In Australia

At some point, many founders hit the same growth ceiling: you’ve validated the product, you’ve built a team, and you’ve got momentum - but your cashflow and runway can’t keep pace with...

15 September 2026
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Bailment Finance: Using Goods as Security for Business Funding in Australia

Bailment Finance: Using Goods as Security for Business Funding in Australia

Cash flow pressure is one of the most common reasons small businesses start looking for funding. Maybe you’ve got customer demand but you need stock upfront. Maybe you’ve invested in equipment and...

8 September 2026
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Can You Accept Investment Before Your Shareholders Agreement Is Ready?

Can You Accept Investment Before Your Shareholders Agreement Is Ready?

Can you take investor funds before your Shareholders Agreement is signed? Yes—but only if the right investment documents and approvals are already in place.

1 September 2026
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SAFE Note Template for Australian Startups and Investors

SAFE Note Template for Australian Startups and Investors

Raising money early can feel like a balancing act. You want to move quickly, keep legal costs sensible, and avoid negotiating a full valuation before you’ve even proven the business. At the...

31 August 2026
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Unit Holder Rights and Responsibilities in Australian Unit Trusts

Unit Holder Rights and Responsibilities in Australian Unit Trusts

If you’re running a small business in Australia, you’ve probably heard people talk about “unit trusts” as a way to structure ownership, manage investments, or bring in other parties without issuing company...

31 August 2026
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What to Include in a Pitch Deck: A Slide-by-Slide Guide

What to Include in a Pitch Deck: A Slide-by-Slide Guide

If you’re raising money (or even just trying to win a major customer or strategic partner), your pitch deck is often the first time someone “meets” your business. And because time-poor investors...

24 August 2026
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Organisational Procedures For Startups And SMEs: How To Create And Maintain Them

Organisational Procedures For Startups And SMEs: How To Create And Maintain Them

When you’re building a startup or growing an SME, it’s easy to focus on the big wins: landing customers, hiring your first team members, shipping product, raising funding. But as soon as...

24 August 2026
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Credit Applications and Terms of Trade for Australian Businesses

Credit Applications and Terms of Trade for Australian Businesses

Credit applications and terms of trade can make a major difference to cash flow, bad debt recovery and contract certainty. Here is what Australian

19 August 2026
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Can A Dual Company Structure Affect ESIC Eligibility?

Can A Dual Company Structure Affect ESIC Eligibility?

Could your startup structure quietly derail ESIC tax incentives? A dual company setup can protect assets, but it may also complicate investor eligibility.

19 August 2026
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What Does It Mean to Dilute Shares?

What Does It Mean to Dilute Shares?

Share dilution happens when a company issues new shares and existing owners end up with a smaller percentage of the business. Here is what dilution means

15 August 2026
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Capital Raise Term Sheets in Australia: A Guide for Founders

Capital Raise Term Sheets in Australia: A Guide for Founders

A capital raise term sheet can shape valuation, control and future fundraising. This guide explains what Australian founders should check before signing

14 August 2026
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What Is a Side Letter? A Guide for Australian Startups

What Is a Side Letter? A Guide for Australian Startups

If you’re negotiating a commercial deal, an investment, or even a key supplier relationship, you might be offered (or asked for) a side letter. At first glance, a side letter can feel...

11 August 2026
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Legal Steps And Risks For Australian Startups Setting Up A Foreign Subsidiary

Legal Steps And Risks For Australian Startups Setting Up A Foreign Subsidiary

Expanding overseas can be a big milestone for an Australian startup. Maybe you’ve found product-market fit and your customers are already coming from the US, UK, Singapore, or Europe. Or maybe investors...

10 August 2026
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Capital Raise Board Consents: What Australian Startups Need to Approve

Capital Raise Board Consents: What Australian Startups Need to Approve

Capital raise board consents are a key part of startup fundraising in Australia. Learn what the board usually needs to approve, when shareholder consent

7 August 2026
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How to Start a Finance Company: Legal Checklist

How to Start a Finance Company: Legal Checklist

This article is general information only and is not legal, financial, tax or accounting advice. Regulatory obligations in the finance sector are highly fact-specific and can change. You should get advice tailored...

5 August 2026
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Do You Need an AFSL to Offer Car Finance or Fleet Services?

Do You Need an AFSL to Offer Car Finance or Fleet Services?

If you run (or want to start) a business that helps customers get vehicles - whether that’s arranging car finance, packaging novated leases, offering salary packaging services, or managing a fleet -...

4 August 2026
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Security Interests in Australia: How to Create and Register Them

Security Interests in Australia: How to Create and Register Them

If you run a small business, cashflow and certainty matter. You might be supplying goods on credit terms, lending equipment to customers, offering vendor finance, or taking on unpaid invoices as a...

3 August 2026
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Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors

Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors

Raising capital from angel investors can reshape your business, but the legal documents matter just as much as the cheque. This guide explains the main

1 August 2026
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Getting Finance Articles | Sprintlaw Australia