Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

How To Set Up An ACN In Australia: Step-By-Step Guide
When you’re building a startup or growing a small business, it’s easy to get caught up in the exciting parts - product, sales, customers, funding. But if you’re planning to operate through...

Fully Diluted Shares for Australian Founders and Investors
If you’re raising capital, bringing on a co-founder, or offering equity incentives to attract talent, you’ve probably heard the term fully diluted shares. It often comes up right when the stakes are...

Personal Guarantors: Risks, Legal Obligations And Alternatives In Australia
If you’re running (or about to start) a small business, there’s a good chance you’ll be asked to sign something that feels “pretty standard” when you apply for finance, lease premises, or...

What Is an STO?
If you’re a startup founder or small business owner exploring new ways to raise capital, you’ve probably come across the term “STO” in the same breath as blockchain, tokenisation, and digital assets....

What to Consider Before Lending Money to a Discretionary Trust in Australia
Lending money to a discretionary trust is a common (and often very practical) way for Australian small businesses and families to fund operations, acquire assets, or smooth cash flow without immediately bringing...

How To Apply For 21-Day Supplier Credit In Australia
If you’re running a small business, cash flow can feel like a constant balancing act. You might have customers paying you on 7, 14 or 30-day terms, while your stock, materials or...

Crowd-Sourced Funding: Legal Requirements For Australian Startups
If you’re building a startup or growing a small business, you’ve probably wondered whether crowd sourced funding could help you raise capital without going down the traditional “bank loan or VC” path....

ESVCLP Eligible Investments: Rules For Startups And Early-Stage Investors
If you’re raising capital for an Australian startup (or looking to invest in one), you may have heard about the tax advantages available through an Early Stage Venture Capital Limited Partnership (ESVCLP)....

Series Funding: How Startups Can Prepare, Negotiate And Structure A Round
Raising capital is a big milestone for any startup. If you’re exploring series funding, you’re probably past the “idea on a napkin” stage and thinking seriously about scaling: hiring, shipping product faster,...

What Is A Lock-In? A Guide For Australian Startups And Small Businesses
If you’ve ever signed up to a service, taken funding, onboarded a platform, or relied on a key supplier and later thought, “Wait - can we actually switch out of this?”, you’ve...

Startup Equity Holders: Rights, Obligations And Protecting Your Stake
Bringing equity into your startup can be one of the smartest ways to fund growth, attract talent and align long-term incentives. But it can also be one of the fastest ways to...

Convertible Preference Shares for Australian Startups: How They Work
Raising capital is a big milestone for any startup. But once you move beyond bootstrapping (or friends-and-family funding), you’ll quickly realise that “getting investment” isn’t just about the amount of money coming...

Valuation Caps in Safes and Convertible Notes for Australian Startups
If you’re raising money for your startup, chances are you’ll hear the term valuation cap early (and often). It usually comes up in conversations about “simple” fundraising instruments like SAFE notes or...

B Corp Certified Companies: A Practical Guide For Startups
If you’re building a business in Australia right now, chances are you’ve felt the pull to do more than “just” make a profit. Customers, staff, and investors are increasingly looking for businesses...

How Loan Terms Impact Repayments and Interest in Australia
If you’re applying for finance to buy equipment, fund inventory, smooth out cash flow, or invest in growth, the paperwork can quickly start to feel like a different language. One phrase that...

What Is Pre-Money Valuation? A Guide for Startups and Investors
If you’re raising capital for your startup (or looking to invest in one), you’ll almost certainly run into the phrase “pre-money valuation”. It sounds technical, but in practice it’s a simple concept...

Special Resolution Wording To Change A Company Constitution: Examples
If your company is growing, taking on investors, changing how directors make decisions, or just tightening up governance, you may reach a point where your existing company constitution no longer fits. The...

FOU Shares and Founder Equity for Australian Startups
If you’re building (or investing in) an Australian startup, you’ll hear a lot of jargon very quickly. One term that sometimes pops up in early-stage conversations is “FOU shares”. It’s worth saying...

Small Business Finance Options: Funding Sources for Startups and SMEs
Finding the right funding can be one of the biggest “make or break” moments for a startup or SME. You might have a great product, a strong customer base, and clear growth...

Selling Units in an Australian Unit Trust: Legal Steps and Pitfalls
If your business (or investment group) holds assets through a unit trust, there may come a point where someone wants to exit, a new investor wants to come in, or you’re restructuring...

ABN Inactive: What It Means and How to Reactivate It in Australia
If you’ve tried to invoice a customer, set up a supplier account, apply for finance, or update your details with a government agency and discovered your ABN shows as inactive, it can...

Selling Business Shares In Australia: A Practical Guide
If you’re a founder or small business owner, there will often come a time when you need to change the ownership of your company. Maybe you’re bringing in an investor. Maybe a...

How To Raise Money For Your Business: Funding Options And Legal Steps
Raising capital can be one of the biggest growth levers for a startup or SME - and also one of the most stressful parts of running a business. If you’re searching for...

Convertible Notes: Debt Or Equity? A Guide For Australian Startups
If you’re building a startup in Australia, raising money is often one of the biggest (and most time-sensitive) hurdles you’ll face. You might have early traction, a great team, or a product...
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