Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Do You Need A Bridge Note Lawyer?
Raising bridge funding can be a smart way to extend your startup's runway. Here's when a bridge note fits, what to negotiate and when to use another option.
10 November 2026
Do I Need A Sydney Lawyer For My Fundraising Term Sheet?
Received a seed round term sheet? Here is what to check before you sign, from valuation and preference shares to vesting, board rights and conditions precedent.
9 November 2026
How Does A Ratchet Clause Affect Startup Investment?
Received a term sheet with a ratchet clause? Here's how anti-dilution rights can affect your future ownership and what to negotiate before you sign.
31 October 2026
Should Investors Sign An NDA Before You Pitch?
Pitching to investors can feel risky when you're sharing sensitive information. Here's when an NDA helps, when it may not, and how to protect your startup without slowing the raise.
30 October 2026
Seed Round Checklist For Australian Startups
Getting ready to raise seed capital? Here is a practical checklist of the key legal documents, approvals and ASIC steps Australian startups should organise first.
28 October 2026
Do You Need A General Security Agreement For A Startup Loan?
Secured startup loans often need more than a loan agreement. Here's how a GSA and PPSR registration work together, and what directors should check before signing.
27 October 2026
Loan Agreement Contract Template For Family Loans
Borrowing from family for your business? A clear loan agreement can protect the relationship, set repayment expectations and reduce disputes later.
26 October 2026
Angel Investor Side Letters: When To Use One
Thinking about giving an angel investor extra rights? Here's when a side letter works, what to include and how it should sit with your shareholders agreement.
25 October 2026
Indemnity Vs Guarantee In Australian Supplier Contracts
Asked to sign supplier credit terms? Here's how indemnities and personal guarantees work, what risks they create, and what you can negotiate before signing.
24 October 2026
Deed Of Adherence For New Startup Investors
Bringing a new investor into your startup? A deed of adherence can make sure they're bound by your existing shareholders agreement before they join the cap table.
22 October 2026
Do You Need A Personal Guarantee For A Business Loan?
Signing a personal guarantee for a business loan can put your personal assets on the line. Here is what to check, negotiate and consider before you sign.
17 October 2026
Mortgage Broker Referral Agreements in Australia
Referral fees can grow a mortgage broking business, but poor disclosure, weak privacy consent and vague lead rules can create risk. Here is how to structure them properly.
13 October 2026
How To Find And Secure A Seed Investor: Practical Steps For Startups
Raising money is a big milestone for any startup. If you’re at the stage where you’ve validated an idea, built an early product, and you’re ready to grow faster than your cashflow...
30 September 2026
Trust Advantages For Small Businesses: Asset Protection, Succession & Ownership
When you’re building a small business or startup, it’s normal to focus on the exciting parts first - growing revenue, winning customers, building a team, and maybe raising funding. But as your...
30 September 2026
VC Assumptions in Australia: How They Impact Startup Deals
VC assumptions can shape your valuation, control and due diligence process well before an investment closes. Here’s what Australian founders should check
30 September 2026
What To Do If Your Business Defaults On A Loan: Legal Risks And Next Steps
Cash flow can change quickly in a small business. A delayed customer payment, a seasonal dip, a major supplier issue, or a sudden increase in costs can all put pressure on your...
29 September 2026
Perfected Security Interest: A Practical Guide For Startups And Small Businesses
If you’re a startup founder or small business owner, you’ll probably deal with credit at some point. That might mean buying equipment on finance, supplying goods on 30-day terms, taking a loan,...
16 September 2026
How to Value a Company Based on Profit in Australia
Working out how to value a company based on profit in Australia means more than applying a simple multiple. This guide explains maintainable profit
16 September 2026
How To Make Public Investment In Company Capital In Australia
At some point, many founders hit the same growth ceiling: you’ve validated the product, you’ve built a team, and you’ve got momentum - but your cashflow and runway can’t keep pace with...
15 September 2026
Bailment Finance: Using Goods as Security for Business Funding in Australia
Cash flow pressure is one of the most common reasons small businesses start looking for funding. Maybe you’ve got customer demand but you need stock upfront. Maybe you’ve invested in equipment and...
8 September 2026
Can You Accept Investment Before Your Shareholders Agreement Is Ready?
Can you take investor funds before your Shareholders Agreement is signed? Yes—but only if the right investment documents and approvals are already in place.
1 September 2026
SAFE Note Template for Australian Startups and Investors
Raising money early can feel like a balancing act. You want to move quickly, keep legal costs sensible, and avoid negotiating a full valuation before you’ve even proven the business. At the...
31 August 2026
Unit Holder Rights and Responsibilities in Australian Unit Trusts
If you’re running a small business in Australia, you’ve probably heard people talk about “unit trusts” as a way to structure ownership, manage investments, or bring in other parties without issuing company...
31 August 2026
What to Include in a Pitch Deck: A Slide-by-Slide Guide
If you’re raising money (or even just trying to win a major customer or strategic partner), your pitch deck is often the first time someone “meets” your business. And because time-poor investors...
24 August 2026
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