Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

How To Find And Secure A Seed Investor: Practical Steps For Startups
Raising money is a big milestone for any startup. If you’re at the stage where you’ve validated an idea, built an early product, and you’re ready to grow faster than your cashflow...

Trust Advantages For Small Businesses: Asset Protection, Succession & Ownership
When you’re building a small business or startup, it’s normal to focus on the exciting parts first - growing revenue, winning customers, building a team, and maybe raising funding. But as your...

VC Assumptions in Australia: How They Impact Startup Deals
VC assumptions can shape your valuation, control and due diligence process well before an investment closes. Here’s what Australian founders should check

What To Do If Your Business Defaults On A Loan: Legal Risks And Next Steps
Cash flow can change quickly in a small business. A delayed customer payment, a seasonal dip, a major supplier issue, or a sudden increase in costs can all put pressure on your...

Perfected Security Interest: A Practical Guide For Startups And Small Businesses
If you’re a startup founder or small business owner, you’ll probably deal with credit at some point. That might mean buying equipment on finance, supplying goods on 30-day terms, taking a loan,...

How to Value a Company Based on Profit in Australia
Working out how to value a company based on profit in Australia means more than applying a simple multiple. This guide explains maintainable profit

How To Make Public Investment In Company Capital In Australia
At some point, many founders hit the same growth ceiling: you’ve validated the product, you’ve built a team, and you’ve got momentum - but your cashflow and runway can’t keep pace with...

Bailment Finance: Using Goods as Security for Business Funding in Australia
Cash flow pressure is one of the most common reasons small businesses start looking for funding. Maybe you’ve got customer demand but you need stock upfront. Maybe you’ve invested in equipment and...

Can You Accept Investment Before Your Shareholders Agreement Is Ready?
Can you take investor funds before your Shareholders Agreement is signed? Yes—but only if the right investment documents and approvals are already in place.

SAFE Note Template for Australian Startups and Investors
Raising money early can feel like a balancing act. You want to move quickly, keep legal costs sensible, and avoid negotiating a full valuation before you’ve even proven the business. At the...

Unit Holder Rights and Responsibilities in Australian Unit Trusts
If you’re running a small business in Australia, you’ve probably heard people talk about “unit trusts” as a way to structure ownership, manage investments, or bring in other parties without issuing company...

What to Include in a Pitch Deck: A Slide-by-Slide Guide
If you’re raising money (or even just trying to win a major customer or strategic partner), your pitch deck is often the first time someone “meets” your business. And because time-poor investors...

Organisational Procedures For Startups And SMEs: How To Create And Maintain Them
When you’re building a startup or growing an SME, it’s easy to focus on the big wins: landing customers, hiring your first team members, shipping product, raising funding. But as soon as...

Credit Applications and Terms of Trade for Australian Businesses
Credit applications and terms of trade can make a major difference to cash flow, bad debt recovery and contract certainty. Here is what Australian

Can A Dual Company Structure Affect ESIC Eligibility?
Could your startup structure quietly derail ESIC tax incentives? A dual company setup can protect assets, but it may also complicate investor eligibility.

What Does It Mean to Dilute Shares?
Share dilution happens when a company issues new shares and existing owners end up with a smaller percentage of the business. Here is what dilution means

Capital Raise Term Sheets in Australia: A Guide for Founders
A capital raise term sheet can shape valuation, control and future fundraising. This guide explains what Australian founders should check before signing
What Is a Side Letter? A Guide for Australian Startups
If you’re negotiating a commercial deal, an investment, or even a key supplier relationship, you might be offered (or asked for) a side letter. At first glance, a side letter can feel...

Legal Steps And Risks For Australian Startups Setting Up A Foreign Subsidiary
Expanding overseas can be a big milestone for an Australian startup. Maybe you’ve found product-market fit and your customers are already coming from the US, UK, Singapore, or Europe. Or maybe investors...

Capital Raise Board Consents: What Australian Startups Need to Approve
Capital raise board consents are a key part of startup fundraising in Australia. Learn what the board usually needs to approve, when shareholder consent

How to Start a Finance Company: Legal Checklist
This article is general information only and is not legal, financial, tax or accounting advice. Regulatory obligations in the finance sector are highly fact-specific and can change. You should get advice tailored...

Do You Need an AFSL to Offer Car Finance or Fleet Services?
If you run (or want to start) a business that helps customers get vehicles - whether that’s arranging car finance, packaging novated leases, offering salary packaging services, or managing a fleet -...

Security Interests in Australia: How to Create and Register Them
If you run a small business, cashflow and certainty matter. You might be supplying goods on credit terms, lending equipment to customers, offering vendor finance, or taking on unpaid invoices as a...

Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors
Raising capital from angel investors can reshape your business, but the legal documents matter just as much as the cheque. This guide explains the main
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.

