Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Credit Applications and Terms of Trade for Australian Businesses
Credit applications and terms of trade can make a major difference to cash flow, bad debt recovery and contract certainty. Here is what Australian
19 August 2026
Can A Dual Company Structure Affect ESIC Eligibility?
Could your startup structure quietly derail ESIC tax incentives? A dual company setup can protect assets, but it may also complicate investor eligibility.
19 August 2026
What Does It Mean to Dilute Shares?
Share dilution happens when a company issues new shares and existing owners end up with a smaller percentage of the business. Here is what dilution means
15 August 2026
Capital Raise Term Sheets in Australia: A Guide for Founders
A capital raise term sheet can shape valuation, control and future fundraising. This guide explains what Australian founders should check before signing
14 August 2026
What Is a Side Letter? A Guide for Australian Startups
If you’re negotiating a commercial deal, an investment, or even a key supplier relationship, you might be offered (or asked for) a side letter. At first glance, a side letter can feel...
11 August 2026
Legal Steps And Risks For Australian Startups Setting Up A Foreign Subsidiary
Expanding overseas can be a big milestone for an Australian startup. Maybe you’ve found product-market fit and your customers are already coming from the US, UK, Singapore, or Europe. Or maybe investors...
10 August 2026Capital Raise Board Consents: What Australian Startups Need to Approve
Capital raise board consents are a key part of startup fundraising in Australia. Learn what the board usually needs to approve, when shareholder consent
7 August 2026
How to Start a Finance Company: Legal Checklist
This article is general information only and is not legal, financial, tax or accounting advice. Regulatory obligations in the finance sector are highly fact-specific and can change. You should get advice tailored...
5 August 2026
Do You Need an AFSL to Offer Car Finance or Fleet Services?
If you run (or want to start) a business that helps customers get vehicles - whether that’s arranging car finance, packaging novated leases, offering salary packaging services, or managing a fleet -...
4 August 2026
Security Interests in Australia: How to Create and Register Them
If you run a small business, cashflow and certainty matter. You might be supplying goods on credit terms, lending equipment to customers, offering vendor finance, or taking on unpaid invoices as a...
3 August 2026
Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors
Raising capital from angel investors can reshape your business, but the legal documents matter just as much as the cheque. This guide explains the main
1 August 2026Founder Secondary Sales in Australia: Legal Issues Startups Should Consider
A founder secondary sale can create more issues than founders expect. Here’s what Australian startups should check on transfer restrictions, approvals
23 July 2026
Loan Document Essentials for Australian Startups
If you’re running a startup or small business, there’s a good chance you’ll deal with funding at some point. Sometimes that means bootstrapping. Sometimes it means bringing in an investor. And very...
21 July 2026
Bootstrapped Business Meaning And Key Legal Considerations For Startups
“Bootstrapped” is one of those startup terms you’ll hear everywhere - often said with pride, sometimes with a bit of anxiety. If you’re building a business without external funding (or with very...
20 July 2026
Notice Of Assignment Of Debt: How To Draft One In Australia
Buying or selling a business, taking on new financing, or simply cleaning up your accounts receivable can involve one deceptively simple legal step: transferring a debt from one party to another. If...
20 July 2026
How To Set Up An ACN In Australia: Step-By-Step Guide
When you’re building a startup or growing a small business, it’s easy to get caught up in the exciting parts - product, sales, customers, funding. But if you’re planning to operate through...
7 July 2026
Fully Diluted Shares for Australian Founders and Investors
If you’re raising capital, bringing on a co-founder, or offering equity incentives to attract talent, you’ve probably heard the term fully diluted shares. It often comes up right when the stakes are...
7 July 2026
Personal Guarantors: Risks, Legal Obligations And Alternatives In Australia
If you’re running (or about to start) a small business, there’s a good chance you’ll be asked to sign something that feels “pretty standard” when you apply for finance, lease premises, or...
6 July 2026
What Is an STO?
If you’re a startup founder or small business owner exploring new ways to raise capital, you’ve probably come across the term “STO” in the same breath as blockchain, tokenisation, and digital assets....
6 July 2026
What to Consider Before Lending Money to a Discretionary Trust in Australia
Lending money to a discretionary trust is a common (and often very practical) way for Australian small businesses and families to fund operations, acquire assets, or smooth cash flow without immediately bringing...
2 July 2026
How To Apply For 21-Day Supplier Credit In Australia
If you’re running a small business, cash flow can feel like a constant balancing act. You might have customers paying you on 7, 14 or 30-day terms, while your stock, materials or...
1 July 2026
Crowd-Sourced Funding: Legal Requirements For Australian Startups
If you’re building a startup or growing a small business, you’ve probably wondered whether crowd sourced funding could help you raise capital without going down the traditional “bank loan or VC” path....
26 June 2026ESVCLP Eligible Investments: Rules For Startups And Early-Stage Investors
If you’re raising capital for an Australian startup (or looking to invest in one), you may have heard about the tax advantages available through an Early Stage Venture Capital Limited Partnership (ESVCLP)....
25 June 2026
Series Funding: How Startups Can Prepare, Negotiate And Structure A Round
Raising capital is a big milestone for any startup. If you’re exploring series funding, you’re probably past the “idea on a napkin” stage and thinking seriously about scaling: hiring, shipping product faster,...
22 June 2026
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