Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Bailment Finance: Using Goods as Security for Business Funding in Australia
Cash flow pressure is one of the most common reasons small businesses start looking for funding. Maybe you’ve got customer demand but you need stock upfront. Maybe you’ve invested in equipment and...
8 September 2026
Can You Accept Investment Before Your Shareholders Agreement Is Ready?
Can you take investor funds before your Shareholders Agreement is signed? Yes—but only if the right investment documents and approvals are already in place.
1 September 2026
SAFE Note Template for Australian Startups and Investors
Raising money early can feel like a balancing act. You want to move quickly, keep legal costs sensible, and avoid negotiating a full valuation before you’ve even proven the business. At the...
31 August 2026
Unit Holder Rights and Responsibilities in Australian Unit Trusts
If you’re running a small business in Australia, you’ve probably heard people talk about “unit trusts” as a way to structure ownership, manage investments, or bring in other parties without issuing company...
31 August 2026
What to Include in a Pitch Deck: A Slide-by-Slide Guide
If you’re raising money (or even just trying to win a major customer or strategic partner), your pitch deck is often the first time someone “meets” your business. And because time-poor investors...
24 August 2026
Organisational Procedures For Startups And SMEs: How To Create And Maintain Them
When you’re building a startup or growing an SME, it’s easy to focus on the big wins: landing customers, hiring your first team members, shipping product, raising funding. But as soon as...
24 August 2026
Credit Applications and Terms of Trade for Australian Businesses
Credit applications and terms of trade can make a major difference to cash flow, bad debt recovery and contract certainty. Here is what Australian
19 August 2026
Can A Dual Company Structure Affect ESIC Eligibility?
Could your startup structure quietly derail ESIC tax incentives? A dual company setup can protect assets, but it may also complicate investor eligibility.
19 August 2026
What Does It Mean to Dilute Shares?
Share dilution happens when a company issues new shares and existing owners end up with a smaller percentage of the business. Here is what dilution means
15 August 2026
Capital Raise Term Sheets in Australia: A Guide for Founders
A capital raise term sheet can shape valuation, control and future fundraising. This guide explains what Australian founders should check before signing
14 August 2026
What Is a Side Letter? A Guide for Australian Startups
If you’re negotiating a commercial deal, an investment, or even a key supplier relationship, you might be offered (or asked for) a side letter. At first glance, a side letter can feel...
11 August 2026Legal Steps And Risks For Australian Startups Setting Up A Foreign Subsidiary
Expanding overseas can be a big milestone for an Australian startup. Maybe you’ve found product-market fit and your customers are already coming from the US, UK, Singapore, or Europe. Or maybe investors...
10 August 2026Capital Raise Board Consents: What Australian Startups Need to Approve
Capital raise board consents are a key part of startup fundraising in Australia. Learn what the board usually needs to approve, when shareholder consent
7 August 2026
How to Start a Finance Company: Legal Checklist
This article is general information only and is not legal, financial, tax or accounting advice. Regulatory obligations in the finance sector are highly fact-specific and can change. You should get advice tailored...
5 August 2026
Do You Need an AFSL to Offer Car Finance or Fleet Services?
If you run (or want to start) a business that helps customers get vehicles - whether that’s arranging car finance, packaging novated leases, offering salary packaging services, or managing a fleet -...
4 August 2026
Security Interests in Australia: How to Create and Register Them
If you run a small business, cashflow and certainty matter. You might be supplying goods on credit terms, lending equipment to customers, offering vendor finance, or taking on unpaid invoices as a...
3 August 2026
Legal Agreements Every Founder Should Know When Raising Funds from Angel Investors
Raising capital from angel investors can reshape your business, but the legal documents matter just as much as the cheque. This guide explains the main
1 August 2026Founder Secondary Sales in Australia: Legal Issues Startups Should Consider
A founder secondary sale can create more issues than founders expect. Here’s what Australian startups should check on transfer restrictions, approvals
23 July 2026
Loan Document Essentials for Australian Startups
If you’re running a startup or small business, there’s a good chance you’ll deal with funding at some point. Sometimes that means bootstrapping. Sometimes it means bringing in an investor. And very...
21 July 2026
Bootstrapped Business Meaning And Key Legal Considerations For Startups
“Bootstrapped” is one of those startup terms you’ll hear everywhere - often said with pride, sometimes with a bit of anxiety. If you’re building a business without external funding (or with very...
20 July 2026
Notice Of Assignment Of Debt: How To Draft One In Australia
Buying or selling a business, taking on new financing, or simply cleaning up your accounts receivable can involve one deceptively simple legal step: transferring a debt from one party to another. If...
20 July 2026
How To Set Up An ACN In Australia: Step-By-Step Guide
When you’re building a startup or growing a small business, it’s easy to get caught up in the exciting parts - product, sales, customers, funding. But if you’re planning to operate through...
7 July 2026
Fully Diluted Shares for Australian Founders and Investors
If you’re raising capital, bringing on a co-founder, or offering equity incentives to attract talent, you’ve probably heard the term fully diluted shares. It often comes up right when the stakes are...
7 July 2026
Personal Guarantors: Risks, Legal Obligations And Alternatives In Australia
If you’re running (or about to start) a small business, there’s a good chance you’ll be asked to sign something that feels “pretty standard” when you apply for finance, lease premises, or...
6 July 2026
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.