Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

Business Loans and Financing Options for Australian Small Businesses

Business Loans and Financing Options for Australian Small Businesses

Starting or growing a small business often comes down to one thing: access to the right funding at the right time. Whether you’re looking at a straightforward business loan, an investor round,...

26 April 2025
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Corporate Bonds Explained: Essential Australian Business Guide

Corporate Bonds Explained: Essential Australian Business Guide

Looking to raise capital without giving up ownership? Corporate bonds can be a powerful way for Australian companies to access debt funding on terms you set, while keeping control of your business...

25 April 2025
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Financing A Business Purchase In Australia: Essential Legal Insights

Financing A Business Purchase In Australia: Essential Legal Insights

Buying a business can be an exciting way to grow quickly, take over an existing customer base and step into proven systems. But the finance piece is where many deals are made-or...

25 April 2025
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Working Capital Explained: Practical Guide for Australian Businesses

Working Capital Explained: Practical Guide for Australian Businesses

Healthy working capital helps your business pay today’s bills and keep momentum for tomorrow’s growth. It’s a simple idea - but the legal and practical decisions behind it make a real difference...

24 April 2025
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Credit Reference Checks: Australian Business Legal Guide

Credit Reference Checks: Australian Business Legal Guide

Offering trade credit can help you win customers and grow faster - but it also exposes your cash flow to real risk if invoices go unpaid. That’s where credit reference checks come...

24 April 2025
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How To Start an Automotive Repair Business in Australia: Essential Legal Guide

How To Start an Automotive Repair Business in Australia: Essential Legal Guide

Australia’s love affair with cars isn’t slowing down. From routine servicing to complex diagnostics and custom builds, there’s strong demand for reliable automotive repairers across metro and regional areas. If you’ve got...

24 April 2025
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Company GSAs (General Security Agreements) In Australia: Your Complete Guide

Company GSAs (General Security Agreements) In Australia: Your Complete Guide

If your business is lending money, offering trade credit, or giving time to pay, a General Security Agreement (GSA) can be the difference between getting repaid quickly or being left out of...

23 April 2025
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Creating a Loan Agreement Template: Legal Protection For Your Business

Creating a Loan Agreement Template: Legal Protection For Your Business

Whether you’re lending funds to a related company, advancing cash to a contractor to help a project run smoothly, or taking a short-term bridge loan from an investor, one thing is constant:...

23 April 2025
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Guarantors Explained: Understanding Rights & Obligations In Australia

Guarantors Explained: Understanding Rights & Obligations In Australia

Being asked to “go guarantor” can feel like a big vote of confidence - but it’s also a serious legal commitment. Whether you’re a director backing your company’s lease, a parent helping...

22 April 2025
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Can Your Business Legally Lend Money? Australian Guide

Can Your Business Legally Lend Money? Australian Guide

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22 April 2025
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Benefits Of Dedicated Business Bank Accounts: Australian Financial Guide

Benefits Of Dedicated Business Bank Accounts: Australian Financial Guide

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21 April 2025
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Partly Paid Shares Explained: Legal Guide For Australian Businesses

Partly Paid Shares Explained: Legal Guide For Australian Businesses

Raising capital doesn’t need to be all-or-nothing. If you want flexibility for founders or investors to pay for their shares over time, partly paid shares can be a practical tool to keep...

21 April 2025
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Gross Profit vs Net Profit: Understanding Business Profitability in Australia

Gross Profit vs Net Profit: Understanding Business Profitability in Australia

When you’re running a business in Australia, it’s natural to ask: are we actually making money? Two key metrics help answer that question - gross profit and net profit. They sound similar,...

21 April 2025
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Payment Methods Explained: Best Practices For Australian Businesses

Payment Methods Explained: Best Practices For Australian Businesses

Choosing the right payment methods isn’t just about convenience. It affects your cash flow, customer experience and legal compliance - and it can make or break how quickly you get paid. Whether...

20 April 2025
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PPSA Act Explained: Essential Guide for Secured Transactions in Australia

PPSA Act Explained: Essential Guide for Secured Transactions in Australia

If your business sells on credit, leases equipment, takes deposits, or lends money, you’re already dealing with “security interests”. In Australia, the Personal Property Securities Act 2009 (Cth) (PPSA) sets the rules...

20 April 2025
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Crowdfunding in Australia: Navigating Opportunities and Challenges

Crowdfunding in Australia: Navigating Opportunities and Challenges

Crowdfunding has emerged as a game-changing way for entrepreneurs and small business owners to access capital while simultaneously building a community of supporters. In Australia, this innovative funding method is attracting increasing...

1 March 2025
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Capital Raising In Australia: Prospectus Requirements Explained

Capital Raising In Australia: Prospectus Requirements Explained

Raising capital is a big milestone for any growing Australian business. Whether you’re aiming to scale quickly, fund R&D or enter new markets, the right raise can unlock your next phase. But...

1 March 2025
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Business Valuation in Australia: A Comprehensive Guide for Entrepreneurs

Business Valuation in Australia: A Comprehensive Guide for Entrepreneurs

Introduction Understanding the value of your business is a critical component of effective decision-making. Whether you are planning a merger, considering acquisition, navigating a legal dispute, or simply keeping an eye on...

1 March 2025
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Angel Investors in Australia: A Comprehensive Guide for Startups

Angel Investors in Australia: A Comprehensive Guide for Startups

Angel investment can be a game-changer for early-stage startups in Australia. With the right investor, you get more than money - you gain mentorship, networks and credibility that can accelerate your growth....

1 March 2025
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Contingent Liabilities Explained: Defining Their Impact on Your Business

Contingent Liabilities Explained: Defining Their Impact on Your Business

If you’re running or growing a business in Australia, you’re probably across the numbers you can see - like cash in the bank, invoices, and payroll. But what about potential obligations that...

1 March 2025
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From Equity to Debt Financing: Navigating Your Business Funding Options in Australia

From Equity to Debt Financing: Navigating Your Business Funding Options in Australia

Introduction When assessing your business’s financing options, you’re often faced with the challenge of choosing between equity and debt. The decision to move in equity to debt or rely on one over...

1 March 2025
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Insolvent Trading In Australia: Understanding Risks And Legal Implications For Directors

Insolvent Trading In Australia: Understanding Risks And Legal Implications For Directors

When cash gets tight, directors often feel the pressure to “push through” and keep the lights on. But if your company continues to incur debts when it cannot pay them as and...

1 March 2025
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Put Options in Australia: A Comprehensive Guide for Business Owners

Put Options in Australia: A Comprehensive Guide for Business Owners

Put options can be a powerful way to manage risk, create exit certainty and align incentives between business owners and investors. They’re common in shareholders deals, joint ventures and founder/investor arrangements -...

1 March 2025
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SPACs in Australia: A Comprehensive Guide for Modern Businesses

SPACs in Australia: A Comprehensive Guide for Modern Businesses

What is a SPAC? A Special Purpose Acquisition Company (SPAC) is a publicly traded shell company created with a single purpose – to acquire or merge with an established private company. Rather...

1 March 2025
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