Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Unsecured Lending In Australia: Essential Legal Insights
Unsecured lending can be a quick and flexible way to access finance without tying up specific assets as collateral. Whether you’re a supplier offering trade credit or a founder taking a short‑term...
30 April 2025
Business Loans Explained: Essential Australian Guide for SMEs
Whether you’re launching a new venture or scaling an established operation, access to the right finance can be the difference between surviving and growing. But with so many loan types, legal terms...
29 April 2025
Australian Credit Licence Explained: Essential Steps for Your Business
Thinking of offering loans, broking credit, or arranging consumer finance in Australia? If your business provides consumer credit or credit assistance, you’ll likely need an Australian Credit Licence (ACL) from ASIC before...
29 April 2025
Business Overdrafts Explained: Benefits, Risks & Legal Insights
Cash flow is the lifeblood of any small business. When outgoings land before incomings clear, a business overdraft can bridge the gap so you can cover payroll, pay suppliers or purchase inventory...
29 April 2025
Confidential Information Memorandums: Essential Disclaimers Explained
When you’re raising capital in Australia, a Confidential Information Memorandum (CIM) can be a powerful way to introduce your business to potential investors, buyers or partners. But here’s the catch - what...
29 April 2025
Preference Shares Explained: Essential Guide for Australian Businesses
Looking to raise capital without giving up control? Preference shares can be a smart way for Australian companies to access funding, reward investors with predictable returns and keep voting power with existing...
28 April 2025
What Is Venture Capital in Business? A Guide for Small Businesses in Australia
Venture capital (VC) has helped many Australian startups move from idea to scale. If you’re building a high‑growth business, you’ve probably wondered whether raising capital from investors is the right move -...
27 April 2025
Peer-to-Peer Lending In Australia: Essential Legal Considerations
Peer-to-peer (P2P) lending has opened a new path for Australians to access credit and for investors to earn returns outside traditional banks. If you’re building a P2P platform or launching a marketplace...
26 April 2025
Creating Loan Agreement Templates In Word: Australian Business Guide
Looking for a simple way to document a loan using Microsoft Word? A loan can be a quick way to help a business with cash flow, fund a startup or formalise lending...
26 April 2025
Buying A Business In Australia: Essential Legal Steps
Buying a business can be the fastest way to step into a proven model, a loyal customer base and immediate cash flow. It’s exciting - and it can be life-changing - but...
26 April 2025
Venture Capital Firms Explained: What Is A VC Company In Australia?
If you’re building a high-growth startup in Australia, “venture capital” (VC) is probably on your radar. VC firms invest money in early-stage companies that have the potential to scale quickly, often in...
26 April 2025
Business Loans and Financing Options for Australian Small Businesses
Starting or growing a small business often comes down to one thing: access to the right funding at the right time. Whether you’re looking at a straightforward business loan, an investor round,...
26 April 2025
Corporate Bonds Explained: Essential Australian Business Guide
Looking to raise capital without giving up ownership? Corporate bonds can be a powerful way for Australian companies to access debt funding on terms you set, while keeping control of your business...
25 April 2025
Financing A Business Purchase In Australia: Essential Legal Insights
Buying a business can be an exciting way to grow quickly, take over an existing customer base and step into proven systems. But the finance piece is where many deals are made-or...
25 April 2025
Working Capital Explained: Practical Guide for Australian Businesses
Healthy working capital helps your business pay today’s bills and keep momentum for tomorrow’s growth. It’s a simple idea - but the legal and practical decisions behind it make a real difference...
24 April 2025
Credit Reference Checks: Australian Business Legal Guide
Offering trade credit can help you win customers and grow faster - but it also exposes your cash flow to real risk if invoices go unpaid. That’s where credit reference checks come...
24 April 2025
How To Start an Automotive Repair Business in Australia: Essential Legal Guide
Australia’s love affair with cars isn’t slowing down. From routine servicing to complex diagnostics and custom builds, there’s strong demand for reliable automotive repairers across metro and regional areas. If you’ve got...
24 April 2025
Company GSAs (General Security Agreements) In Australia: Your Complete Guide
If your business is lending money, offering trade credit, or giving time to pay, a General Security Agreement (GSA) can be the difference between getting repaid quickly or being left out of...
23 April 2025
Creating a Loan Agreement Template: Legal Protection For Your Business
Whether you’re lending funds to a related company, advancing cash to a contractor to help a project run smoothly, or taking a short-term bridge loan from an investor, one thing is constant:...
23 April 2025
Guarantors Explained: Understanding Rights & Obligations In Australia
Being asked to “go guarantor” can feel like a big vote of confidence - but it’s also a serious legal commitment. Whether you’re a director backing your company’s lease, a parent helping...
22 April 2025
Can Your Business Legally Lend Money? Australian Guide
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22 April 2025
Benefits Of Dedicated Business Bank Accounts: Australian Financial Guide
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21 April 2025
Partly Paid Shares Explained: Legal Guide For Australian Businesses
Raising capital doesn’t need to be all-or-nothing. If you want flexibility for founders or investors to pay for their shares over time, partly paid shares can be a practical tool to keep...
21 April 2025
Gross Profit vs Net Profit: Understanding Business Profitability in Australia
When you’re running a business in Australia, it’s natural to ask: are we actually making money? Two key metrics help answer that question - gross profit and net profit. They sound similar,...
21 April 2025
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