Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Post-Money Valuation Explained for Businesses
Thinking about raising capital for your business or startup? You’ve probably heard investors and advisers talk about “pre-money valuation” and “post-money valuation.” While these terms get thrown around in funding rounds, they’re...

When Should Your Business Consult a Finance Lawyer?
Navigating the money side of running a business can feel exciting and a little overwhelming. Whether you’re launching a startup, bringing in investors, negotiating a loan or preparing for a sale, financial...

Definition Of Professional Investor Under The Corporations Act (Australia)
If you’re raising capital or planning to invest in Australian companies, you’ll quickly come across the term “professional investor” in the Corporations Act 2001 (Cth). It’s used throughout the law to identify...

Business Overdrafts Explained: Essential Guide For Australian Businesses
Cash flow can be lumpy, even for well-run businesses. Maybe your biggest client is on 60‑day terms, you’ve got payroll this week, and a supplier needs payment today. In moments like this,...

How To Get A Credit Check In Australia: Step-By-Step Guide
Whether you’re applying for finance, onboarding a new customer on trade terms, or simply planning ahead, understanding credit checks in Australia can save you time, money and headaches. In this guide, we’ll...

Secured vs Unsecured Loans: What Australian Businesses Should Know
Access to finance can make all the difference when you’re buying equipment, hiring staff, smoothing cash flow or seizing a growth opportunity. But when you start exploring your options, one of the...

Promissory Notes in Australia: Essential Legal Guide
Promissory notes might sound old-fashioned, but they’re still a practical way to document a promise to repay money in Australia. If you’re lending to a friend or family member, supporting a small...

Solar Power Purchase Agreements: Essential Australian Business Guide
If you’re exploring ways to lower energy costs, hit sustainability targets and reduce exposure to volatile electricity prices, a solar power purchase agreement (PPA) can be a practical option for Australian businesses....

Valuing Your Small Business: Legal And Financial Tips (Australia)
Knowing what your small business is worth can unlock opportunities - from selling or bringing in investors to planning growth and protecting what you’ve built. A clear, defensible valuation helps you negotiate...

What Is Equity Finance And How Can It Help Your Business Grow?
Raising capital is a big milestone for any founder or small business owner. If you’re gearing up to launch, expand or scale, equity finance is one of the key funding options to...

Financing Options For New Businesses In Australia
Launching a new business in Australia is exciting - and it usually requires more capital than you think. From fit-outs and equipment to stock, marketing and early hires, getting the right finance...

Startup Valuation Calculator: Australian Guide For SMEs
Stepping into the world of startups in Australia is exciting - full of bold ideas, rapid growth opportunities and the chance to build something meaningful. But one question will keep coming up...

Disadvantages Of Equity Financing For Australian Businesses
Equity financing can look like a dream solution when you’re growing fast and need capital. Whether it’s angel investment, venture capital or a friends-and-family round, selling shares can fund product development, hiring...

Fundraising Laws For Australian Businesses: Essential Compliance Guide
Fundraising can help you do more good, reach new supporters and grow faster - whether you’re a charity, social enterprise or a business running a cause-related campaign. But Australia’s fundraising rules are...

Valuing Shares In A Private Australian Company: Methods And Considerations
Whether you’re bringing in a new investor, transferring equity between founders, or simply want a clearer picture of your business, knowing how to value shares in a private company is essential. Unlike...

ESS Employment: Understanding Employee Share Schemes In Australia
Attracting and retaining talented people is hard, especially when you’re competing with bigger brands or operating on startup budgets. An employee share scheme (ESS) can help you reward your team with a...

Secured vs Unsecured Loans: Australian Business Insights
Choosing the right finance can be the difference between smooth growth and a cash flow crunch. If you’re weighing up a secured vs unsecured loan for your Australian business, you’re not alone...

How to Open a Business Bank Account in Australia: A Practical Legal Guide
Opening a business bank account is one of the first practical steps to getting your venture off the ground in Australia. It separates your business money from your personal finances, keeps your...

Unsecured vs Secured Personal Loans: Essential Australian Guide
Thinking about taking out a personal loan but not sure whether a secured or unsecured option is right for you? You’re not alone. Both types of loans are common in Australia. The...

Debt Financing Explained: Essential Australian Legal Insights
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Peer‑to‑Peer (P2P) Loans Explained: Essential Australian Legal Insights
P2P lending has opened new doors for Australians looking for finance and for investors chasing yield. Instead of going to a bank, borrowers and lenders connect on online “marketplace lending” platforms, often...

Starting a Hobby Farm Business in Australia: Essential Legal Guide
Turning a love of growing produce or raising animals into a viable hobby farm business can be incredibly rewarding. It’s also a step that shifts you from casual weekend activities to a...

Put And Call Options: Australian Businesses Explained
Put and call options aren’t just for the share market. In Australia, businesses use option arrangements to lock in commercial deals, manage timing risks, and give both parties certainty about how and...

Angel Investors vs Venture Capitalists: Essential Guide for Australian Entrepreneurs
Finding the right funding source is a critical step in the journey of any startup or growing business. Two of the most commonly discussed sources are angel investors and venture capitalists. While...
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