Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Unit Trust Vs Family Trust: Which Suits Your Business in Australia?
If you’re weighing up the best way to own business assets, distribute profits tax‑effectively and protect your personal assets, a trust is often on the shortlist. For Australian small businesses, the most...
16 November 2025
Company Structure: Advantages and Disadvantages in Australia
Choosing a business structure is one of the most important early decisions you’ll make as a founder. Many Australian small business owners consider setting up a company because it sounds “more official”...
16 November 2025
How To Start a Truck Business in Australia: Licences and Contracts
Australia runs on trucks. Whether you’re planning a single-rig operation or building a small fleet, a truck business can be a rewarding way to serve reliable demand in freight, construction, agriculture and...
15 November 2025
Director Drawings in Australia: Paying Yourself Legally
If you run a company, taking money out can feel confusing at first. You might hear people talk about “director drawings” and wonder if that’s the right way to pay yourself. Here’s...
15 November 2025
Partnership Vs Company In Australia: Choosing the Right Structure
Choosing a business structure is one of those early decisions that can shape everything from your growth plans to your personal risk. For many small business owners, it comes down to a...
15 November 2025
Secured Lending In Australia: What Small Businesses Should Know
Whether you’re lending money to a customer or raising finance to grow your business, secured lending can be a smart way to reduce risk and access better terms. In plain English, “secured”...
14 November 2025
What Counts as a Financial Product in Australia?
If your small business touches money in any way - from selling gift cards to offering investor shares or a staff option plan - you might be dealing with “financial products” under...
14 November 2025
Venture Debt in Australia: What Startups Need to Know
Raising capital doesn’t always mean giving away more equity. If you’re scaling with revenue in sight (or already there), venture debt can help extend your runway, fund inventory, or smooth cash flow...
14 November 2025
Holding Companies in Australia: How They Work and When to Use One
See the word “Holdings” in a business name and wonder what it actually means? For small business owners in Australia, “holdings” often points to a specific company structure designed to protect assets,...
13 November 2025
Simple Loan Agreement in Australia: What to Include
Whether you’re injecting cash into your own company, funding a subsidiary, or lending to a trusted supplier or customer, a simple loan agreement is the safest way to set clear expectations and...
13 November 2025
Division 7A Deemed Dividends In Australia: How To Avoid Them
If you run a private company in Australia, you’ve probably heard of Division 7A. It’s the tax rule that can turn certain payments, loans or debt write-offs to shareholders (or their associates)...
13 November 2025
How To Start a Solar Installation Business
Australia’s demand for rooftop solar keeps growing, and for good reason - energy prices are rising, sustainability is front-of-mind, and solar tech is more affordable than ever. If you’re thinking about launching...
13 November 2025
Is a Trust a Legal Entity in Australia?
If you’re thinking about running your small business through a trust, you’ve likely heard that trusts can help with asset protection and flexible profit distributions. But then comes the core question: is...
12 November 2025
Collateral Loans: How They Work And How To Protect Your Assets
Securing finance is often the difference between putting your plans on hold and moving fast on new opportunities. For many small businesses, a collateral loan (also called a secured loan) can unlock...
12 November 2025
How Seller Financing Works in Australia
Seller financing (often called “vendor finance”) can be a smart way to bridge the gap between what a buyer can pay today and the full price you agree for a business sale....
12 November 2025
Notice Of Application For A Winding Up Order: Meaning And Next Steps
Receiving a court “notice of application for a winding up order” can feel terrifying for any small business owner. It means a creditor has asked the court to wind up your company...
11 November 2025
Business Acquisition in Australia: Legal Steps to Buy a Business
Buying an existing business can be a smart way to grow quickly, expand into new markets or take your first step into business ownership with an established customer base. But a business...
11 November 2025
PPSR in WA: How To Protect Your Business
If you supply goods on credit, lease equipment, or lend money to customers in Western Australia, the Personal Property Securities Register (PPSR) can be the difference between getting paid and writing off...
11 November 2025
What Is Capital Raising And How Does It Work In Australia?
If you’re growing a small business in Australia, there will likely come a time when cash flow from sales isn’t enough to fund your next stage of growth. That’s where capital raising...
10 November 2025
What Is a Retainer in Business?
Thinking about offering your services on a retainer? You’re not alone. Many Australian small businesses use retainers to create predictable revenue, deepen client relationships and simplify cash flow. But what exactly is...
10 November 2025
What Is a Div 7A Loan Agreement in Australia?
If you run a company and ever move money to a shareholder or director, Division 7A of the Income Tax Assessment Act 1936 (often shortened to “Div 7A”) should be on your...
10 November 2025
How To Start a Small Business in Australia: Legal Checklist
Starting up a small business in Australia is an exciting move - you get to build something of your own, serve customers your way, and grow an asset over time. But it’s...
10 November 2025
Key Disadvantages of Sole Proprietorship (Sole Trader) in Australia
Starting as a sole trader is quick, flexible and affordable. For many Australian small business owners, it’s the natural first step - you can get moving fast, invoice clients and test your...
10 November 2025
Procurement: How To Set Up, Negotiate And Manage Supplier Agreements
Buying from the right suppliers at the right price - and on the right legal terms - can make or break your margins. Whether you’re sourcing stock, technology, logistics, or services, a...
10 November 2025
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