Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Notice Of Application For A Winding Up Order: Meaning And Next Steps
Receiving a court “notice of application for a winding up order” can feel terrifying for any small business owner. It means a creditor has asked the court to wind up your company...

Business Acquisition in Australia: Legal Steps to Buy a Business
Buying an existing business can be a smart way to grow quickly, expand into new markets or take your first step into business ownership with an established customer base. But a business...

PPSR in WA: How To Protect Your Business
If you supply goods on credit, lease equipment, or lend money to customers in Western Australia, the Personal Property Securities Register (PPSR) can be the difference between getting paid and writing off...

What Is Capital Raising And How Does It Work In Australia?
If you’re growing a small business in Australia, there will likely come a time when cash flow from sales isn’t enough to fund your next stage of growth. That’s where capital raising...

What Is a Retainer in Business?
Thinking about offering your services on a retainer? You’re not alone. Many Australian small businesses use retainers to create predictable revenue, deepen client relationships and simplify cash flow. But what exactly is...

What Is a Div 7A Loan Agreement in Australia?
If you run a company and ever move money to a shareholder or director, Division 7A of the Income Tax Assessment Act 1936 (often shortened to “Div 7A”) should be on your...

How To Start a Small Business in Australia: Legal Checklist
Starting up a small business in Australia is an exciting move - you get to build something of your own, serve customers your way, and grow an asset over time. But it’s...

Key Disadvantages of Sole Proprietorship (Sole Trader) in Australia
Starting as a sole trader is quick, flexible and affordable. For many Australian small business owners, it’s the natural first step - you can get moving fast, invoice clients and test your...

Procurement: How To Set Up, Negotiate And Manage Supplier Agreements
Buying from the right suppliers at the right price - and on the right legal terms - can make or break your margins. Whether you’re sourcing stock, technology, logistics, or services, a...

What Is a GSA in Australia?
If you’re taking out business finance or extending credit to customers, chances are a lender or advisor has mentioned a “GSA”. It’s one of those acronyms that gets thrown around in term...

Information Memorandum Template: What To Include In Australia
Getting investor interest or selling part (or all) of your business often starts with a clear, compelling and legally sound Information Memorandum (IM). If you’re a small business owner in Australia, an...

Cash Secured Loans: How They Work and Legal Basics
Looking to access finance without paying premium interest or giving up equity? A cash secured loan can be a straightforward way to unlock working capital while keeping control of your business. That...

Promissory Note Template In Australia: Essential Clauses
Extending or receiving short-term finance is part and parcel of running a small business. When you don’t need a full loan facility, a simple promissory note can be an efficient, legally recognised...

Division 7A Dividends In Australia: How To Avoid Them
If you run a private company in Australia, Division 7A is one of those tax rules you can’t ignore. It often pops up when a company lends money to a shareholder or...

Trading Trusts in Australia: When to Use One and How to Set It Up
Thinking about using a trading trust for your small business? You’re not alone. Many Australian founders ask whether a trust can offer better asset protection, tax flexibility and room to grow -...

How To Acquire A Business In Australia
Buying an existing business can be the fastest way to grow, enter a new market, or add capability without starting from scratch. You get customers, staff, systems and brand value on day...

Business Acquisition Lawyer: How to Buy a Business in Australia
Acquiring an existing business can be a faster, lower-risk path to growth than starting from scratch. You get customers, systems and revenue from day one. But buying a business is also a...

How To Start A Farming Business In Australia: Legal Steps
Starting a farming business can be incredibly rewarding. You’re working with the land, building something tangible, and providing food and fibre that communities rely on. But like any small business in Australia,...

Key Features Of A Sole Trader In Australia
Choosing the right business structure early can make everything else easier - from taxes and banking to hiring and risk management. For many small business owners in Australia, operating as a sole...

How To Lease A Car Through Your Business In Australia
For many small businesses in Australia, getting reliable vehicles is essential - whether you’re visiting clients, transporting tools, or delivering products. Leasing a car through your business can be a smart way...

Financial Agreement Template in Australia: What to Include
Clear payment terms can make or break your cash flow. A well-drafted financial agreement template helps you set expectations upfront, reduce late payments, and handle disputes quickly if they arise. In this...
Voidable Transactions in Australia: What You Need to Know
If you’ve ever heard about a liquidator “clawing back” payments from suppliers or undoing a deal after a company collapses, you’re already in the world of voidable transactions. For small businesses in...

Public vs Private Companies in Australia: Which Suits Your Growth?
As your business grows, the question often shifts from “how do we get our next customer?” to “what structure will best support our next phase?”. For many Australian founders, that means weighing...

What Is An Ordinary Share In Australia?
If you’re setting up or growing a company in Australia, you’ll quickly run into the term “ordinary shares.” They’re the most common type of share - but what do they actually mean...
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