Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Director’s Guarantees in Australia: What You Need to Know
If you’ve ever applied for a business lease, trade credit or finance, you’ve probably been asked to sign a director’s guarantee. It’s common in Australia, especially when your company is new or...
28 October 2025
Companies In Administration: What It Means And What To Do Next
If a key customer, supplier or even a competitor suddenly goes into administration, it can feel unsettling. Cashflow might be at risk, deliveries could stall, and you’re left wondering what you can...
27 October 2025
Non-Recourse Loans in Australia: What to Know Before You Sign
Exploring finance options is part and parcel of growing a small business in Australia. If you’re investing in an asset-heavy project, you might hear the term “non-recourse loan” and wonder whether it’s...
26 October 2025
Letter Of Demand Template NSW: What You Need To Know
Chasing unpaid invoices is frustrating and time-consuming. Before you jump to court, a well-drafted letter of demand can be the quickest way to prompt payment - especially in New South Wales (NSW),...
26 October 2025
What Is A Discretionary Trading Trust In Australia?
If you’ve been researching business structures in Australia, you’ve likely come across the term “discretionary trading trust.” It’s a common structure for family-run and growing small businesses because it can offer flexibility...
26 October 2025
Vendor Finance: How To Structure a Business For Sale Deal in Australia
Offering vendor finance when selling a business can open the door to more buyers, a faster sale and potentially a higher price. On the flip side, if you’re the buyer, seller finance...
25 October 2025
Promissory Notes in Australia: How to Use Them Safely
If a customer, distributor or even a related entity owes your business money, a simple way to lock in repayment is a promissory note. It’s a familiar tool in finance, but many...
25 October 2025
What Is a Convertible Note in Australia?
Raising early funding can feel tricky. You want to move fast, keep costs low and avoid locking in a valuation too early - but you still need a clean, legally sound path...
25 October 2025
What Is a Privately Held Company in Australia?
Thinking about taking your business to the next stage with a company structure? For many Australian founders, moving to a privately held company is a smart way to protect personal assets, access...
24 October 2025
Purchase Money Security Interest (PMSI) in Australia: How It Works
If your business supplies goods on credit, leases equipment, or finances stock, a purchase money security interest (PMSI) can be the difference between getting paid first or standing in line when a...
24 October 2025
SPV Meaning: How Special Purpose Vehicles Work in Australia
If you’ve heard accountants, lenders or investors mention an “SPV” and wondered what it actually means for your business, you’re not alone. Special purpose vehicles are used across property, tech, e‑commerce and...
23 October 2025
Loan Agreements In Australia: Key Terms And How To Get It Right
Whether you’re lending money to another business, funding your own company from a director or related entity, or taking on growth capital, a clear, well-drafted loan agreement is essential. A good loan...
23 October 2025
Bank Guarantee for Lease in Australia: What Tenants Should Know
Signing a commercial lease is a big moment for any small business - and it often comes with a request for a “bank guarantee for lease”. If your landlord has asked for...
23 October 2025
Ultimate Holding Company in Australia: What It Is and When to Use One
As your Australian business grows, you may find yourself running multiple brands, entering new markets or taking on bigger risks. At that point, you’ll start hearing terms like “holding company,” “subsidiary” and...
22 October 2025
Receivership vs Liquidation in Australia: What’s the Difference?
If your company is under financial stress, the terms receivership, liquidation and voluntary administration can feel overwhelming. They sound similar, but they lead to very different outcomes for owners, employees, lenders and...
22 October 2025What It Means When a Company Goes Into Administration in Australia
Hearing that a company has “gone into administration” can be unsettling - especially if it’s your key supplier, a major customer, a business partner, or even your own company under pressure. As...
22 October 2025
Lawyer Fees Per Hour in Australia: Rates, Value and Budgeting
Legal questions pop up at every stage of running a small business - from hiring your first employee to signing a commercial lease or resolving a dispute. One of the first things...
22 October 2025
How To Create An ABN Invoice
Invoicing is how your business gets paid - so it needs to be clear, compliant and consistent. If you’re trading in Australia, that usually means issuing invoices with your Australian Business Number...
22 October 2025
What Does Irrevocable Mean In Business?
“Irrevocable” pops up in all kinds of business documents - from bank guarantees and settlement deeds to IP licences and guarantees. It sounds powerful (and it is), but what does it really...
21 October 2025
Shares Beneficially Held In Australia: What It Means
When you issue or transfer shares in an Australian company, you’ll often see a box asking “Beneficially Held - Yes/No”. If you’re a small business owner or startup founder, it’s not always...
21 October 2025
Crowdfunding In Australia: Legal Essentials
Crowdfunding can be a smart way to validate your idea, build a community of early adopters and raise capital without traditional bank debt. But in Australia, “crowdfunding” covers a few very different...
20 October 2025
What Does “Jointly and Severally” Mean?
“Jointly and severally” (also phrased as “joint and several”) is one of those legal terms that pops up in business contracts, director guarantees and loan documents - and it has real consequences...
20 October 2025
Shell Companies in Australia: Uses, Risks and How They Work
“Shell company” can sound mysterious - even shady - but the reality is more practical. In Australia, many legitimate small businesses create a company that’s initially dormant or asset‑light while they prepare...
19 October 2025
Contingent Liabilities in Australia: Risks and Reporting
Running a business involves taking smart risks. But some risks don’t show up as a bill today - they sit in the background as “maybes” that can turn into real costs later....
19 October 2025
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