Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Equipment Leasing In Australia: What Businesses Should Know
Leasing equipment can be a smart way to access the tools you need to grow without a hefty upfront cost. Whether it’s a commercial coffee machine, delivery vehicles, construction machinery or IT...
2 November 2025
Debt Recovery in NSW: What You Need to Know
Cash flow is the lifeblood of your business. When customers don’t pay on time, it creates stress, ties up your team, and can derail growth. If you’re looking for a clear, business-friendly...
2 November 2025
How To Buy And Run A Pizza Hut Franchise In Australia
Thinking about buying a Pizza Hut franchise in Australia? It’s a proven brand with national recognition, established operating systems and marketing support. For many small business owners, that combination is appealing because...
2 November 2025
Independent Legal Advice In Australia: When You Need It & How To Get
Running a business often means signing important documents that can carry real risk. From guarantees and settlements to shareholder exits and franchise deals, you’ll regularly be asked to “get independent legal advice”...
2 November 2025
What Is a Romalpa Clause (Retention of Title) in Australia?
If you sell goods on credit, a Romalpa clause (also called a retention of title clause) can be the difference between getting paid and wearing a loss when a customer goes under....
1 November 2025
Option Shares in Australia: What You Need to Know
Equity can be a powerful tool when you’re building a team and managing cash flow. If you’re wondering whether “option shares” are right for your small business in Australia, you’re not alone....
1 November 2025
Default Interest Rate: What It Is and How to Use It
Late payments can seriously disrupt your cash flow. One practical way to encourage on-time payment-and recover some of the cost when invoices drag-is by including a default interest rate in your contracts....
1 November 2025
Ordinary vs Preference Shares in Australia: Key Differences
Thinking about raising capital or tidying up your company’s cap table? One of the earliest decisions you’ll face is whether to issue ordinary shares, preference shares, or a mix of both. On...
1 November 2025
How to Start a Real Estate Business in Australia
Launching your own real estate agency is an exciting step. You’ll be building a brand, guiding clients through life’s biggest transactions and creating a business with real potential for growth. But success...
31 October 2025
How To Set Up Credit Terms The Right Way
Offering customers “pay later” terms can help you win more work and build long‑term relationships. But if your credit terms aren’t tight, you take on risk: late payments, cash flow strain, and...
30 October 2025
Business Equipment Leasing in Australia: Legal Essentials
Leasing equipment can be a smart way to access the tools your business needs without a heavy upfront cost. Whether you’re fitting out a café, scaling a construction crew, or launching a...
30 October 2025
What Is a Related Entity Under the Corporations Act in Australia?
If you run more than one company, have a family trust that holds shares, or your partner sits on the board of a related company, you’re likely dealing with “related entities” under...
30 October 2025
Types Of Business Loans Explained
Whether you’re launching a new venture or scaling an established operation, choosing the right type of business finance can make all the difference. The challenge? There are many products on the market,...
30 October 2025
Division 7A Loan Agreement Template in Australia: What To Know
If you’re a director or shareholder of a private company in Australia, you’ve probably heard warnings about Division 7A. It’s the part of the tax law that can treat certain loans, advances...
30 October 2025
Partnership Disadvantages: Is A Partnership The Right Structure?
Choosing a business structure is one of the first big decisions you’ll make as a founder. Partnerships are popular because they feel simple and collaborative - two (or more) people join forces...
28 October 2025
Director’s Guarantees in Australia: What You Need to Know
If you’ve ever applied for a business lease, trade credit or finance, you’ve probably been asked to sign a director’s guarantee. It’s common in Australia, especially when your company is new or...
28 October 2025
Companies In Administration: What It Means And What To Do Next
If a key customer, supplier or even a competitor suddenly goes into administration, it can feel unsettling. Cashflow might be at risk, deliveries could stall, and you’re left wondering what you can...
28 October 2025
Non-Recourse Loans in Australia: What to Know Before You Sign
Exploring finance options is part and parcel of growing a small business in Australia. If you’re investing in an asset-heavy project, you might hear the term “non-recourse loan” and wonder whether it’s...
26 October 2025
Letter Of Demand Template NSW: What You Need To Know
Chasing unpaid invoices is frustrating and time-consuming. Before you jump to court, a well-drafted letter of demand can be the quickest way to prompt payment - especially in New South Wales (NSW),...
26 October 2025
What Is A Discretionary Trading Trust In Australia?
If you’ve been researching business structures in Australia, you’ve likely come across the term “discretionary trading trust.” It’s a common structure for family-run and growing small businesses because it can offer flexibility...
26 October 2025
Vendor Finance: How To Structure a Business For Sale Deal in Australia
Offering vendor finance when selling a business can open the door to more buyers, a faster sale and potentially a higher price. On the flip side, if you’re the buyer, seller finance...
26 October 2025
Promissory Notes in Australia: How to Use Them Safely
If a customer, distributor or even a related entity owes your business money, a simple way to lock in repayment is a promissory note. It’s a familiar tool in finance, but many...
26 October 2025
What Is a Convertible Note in Australia?
Raising early funding can feel tricky. You want to move fast, keep costs low and avoid locking in a valuation too early - but you still need a clean, legally sound path...
25 October 2025
What Is a Privately Held Company in Australia?
Thinking about taking your business to the next stage with a company structure? For many Australian founders, moving to a privately held company is a smart way to protect personal assets, access...
25 October 2025
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