Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Limited Liability In Australia: What It Means And How To Get It
Limited liability is one of the big reasons business owners choose to incorporate. Done right, it can protect your personal assets if things go wrong in the business. But it’s not a...
16 October 2025
Company Extract In Australia: What It Is And How To Get One
If you’re about to sign a new supplier, extend trade credit to a customer, or enter a JV, one of the first checks you’ll hear about is a “company extract.” It’s a...
16 October 2025
What Is A Shareholders Agreement?
Bringing co-founders or investors on board is exciting - it means your business is growing. But it also means you’ll make big decisions together, manage money, and plan exits over time. That’s...
16 October 2025
Sole Proprietorship in Australia: Is a Sole Trader Right for You?
If you’re gearing up to launch a small business in Australia, setting up as a sole proprietor (often called a “sole trader”) is usually the fastest, simplest and lowest‑cost way to get...
15 October 2025
What Is the Instant Asset Write-Off in Australia?
Upgrading your tools, buying a delivery van or investing in new computers can be a big step forward for your business. The instant asset write-off is designed to make those decisions a...
15 October 2025
How Franked Dividends Work in Australia
If your company is profitable, paying a dividend can be a simple way to return value to owners. In Australia, those dividends are often “franked” - and if you’re a small business...
15 October 2025
Loan Agreement Template in Australia: Key Inclusions
Whether you’re lending money to (or borrowing from) a founder, a related company, an investor, or a friendly backer, a clear loan agreement is essential. It keeps expectations aligned, protects relationships and...
15 October 2025
Voluntary Administration In Australia: What It Means And How It Works
If your company is under serious financial pressure, you may be asking: what is voluntary administration and could it help us get back on track? Voluntary administration is a formal process under...
15 October 2025
Convertible Notes in Australia: What Startups Should Know
Raising capital is one of the biggest hurdles for growing a small business or startup in Australia. If you’re not ready to set a valuation or you want a faster, more flexible...
14 October 2025
Unfranked Dividends In Australia Explained
If you run a company in Australia, dividends are one of the key ways you can return value to your shareholders. But not every dividend carries franking credits. Understanding when an unfranked...
14 October 2025
ESOPs in Australia: Employee Share Option Plans Explained
Offering shares to your team can be a powerful way to attract, motivate and retain great people without draining your cash flow. That’s where an ESOP comes in. If you’re building a...
12 October 2025
Small Business Legal Counsel In Australia: When You Need It
If you’re building a small business in Australia, you wear a lot of hats. But when it comes to navigating laws, contracts and risk, having the right legal counsel can save you...
12 October 2025
ASIC Extracts: What They Are, How To Get One, And What To Check
If you run a company in Australia, sooner or later someone will ask you for an ASIC extract. Banks, suppliers, landlords and investors often rely on this snapshot of your company’s official...
10 October 2025
What Is GST in Australia?
If you’re starting or running a small business in Australia, Goods and Services Tax (GST) is one acronym you’ll see everywhere - on invoices, in your BAS, and in conversations with your...
10 October 2025
Private Securities: What Australian Small Businesses Need To Know About Raising Capital Legally
Raising capital can be one of the most exciting-and daunting-steps in growing your Australian small business. Whether you’re launching a startup, expanding operations or need a funding boost to hit your next...
9 October 2025
Debtor vs Creditor: Understanding The Legal Differences For Australian Business Owners
Whether you’re running a small operation or scaling quickly, understanding who owes what (and when) is essential to keeping your business healthy. Words like “debtor” and “creditor” come up in almost every...
7 October 2025
What Is an IPO? Understanding the Legal Essentials of Initial Public Offerings in Australia
Thinking about taking your company to the next stage of growth? For some Australian businesses, an Initial Public Offering (IPO) is the step that moves them from private enterprise to the public...
7 October 2025
What Is Unsecured Finance? Legal Insights For Australian Businesses
Unsecured finance can be a practical way to access working capital, smooth cash flow, or fund growth without tying up your assets. The speed and flexibility are attractive - but so are...
6 October 2025How Can Startups Benefit From Early Stage Venture Capital Limited Partnerships (ESVCLPs)?
Launching a startup in Australia is exciting - and it can also be complex when it comes to funding and compliance. If you’re looking for smart capital to help you scale, it’s...
5 October 2025
Equity Debt Explained: What Are The Legal Implications For Australian Businesses?
When you’re funding a business in Australia, one of the biggest early calls is how you bring money in: take on debt, raise equity, or use a mix of both. Each option...
4 October 2025
Debt Equity Ratio and Legal Impact on Startup Funding
For Australian startups, funding decisions can shape everything from your runway and growth plans to who gets a say at the board table. One concept you’ll hear from lenders, investors and advisors...
3 October 2025
Secured Loan Agreements in Australia: What Businesses Should Know
Whether you’re funding growth, smoothing cash flow or refinancing debt, finance is often essential for small businesses. A secured loan can be a cost‑effective way to borrow - but only if you...
28 September 2025
What Are 7A Loans? Understanding Division 7A Loans for Australian Business Owners
If you’re a company director or small business owner in Australia, you’ve probably heard the term “Division 7A” from your accountant. It often comes up when owners take money out of a...
22 September 2025
Understanding Business Loan Agreements: Key Legal Considerations for Australian Businesses
Thinking about seeking finance to help your business grow? Understanding how business loan agreements work is essential if you want to secure funding confidently and protect your position. Whether you’re launching a...
21 September 2025
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