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Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
What Does Equity Mean In Business? A Legal Guide For Australian Owners
Thinking about launching your business, bringing in a co-founder or raising capital? Understanding equity is essential. In Australia, how you structure ownership drives everything from control and decision-making to investor rights and...
22 July 2025
Division 7A Loan Agreements: What Australian Businesses Need To Know (And How A Div 7A Loan Calculator Can Help)
Managing cash flow in a private company often involves drawing funds to cover short-term needs, repay costs, or help shareholders with personal expenses. If those payments aren’t handled correctly, the Australian Taxation...
19 July 2025
What Is a SAFE? A Startup Guide to Simple Agreements for Future Equity in Australia
Raising capital is a vital milestone for most startups, but navigating the legal landscape of investment can feel overwhelming if you’re new to the process. You’ve probably heard of Simple Agreements for...
19 July 2025
What Is a Balloon Payment? Understanding Its Role in Business Loan Agreements
If you’re comparing business loan options in Australia, you may come across a “balloon payment”. They’re common in vehicle and equipment finance, and sometimes in other business loans. In simple terms, a...
17 July 2025
Small Business Loans: Legal Agreements, Considerations In Australia
Securing a small business loan can be the push your venture needs - whether you’re opening new premises, buying equipment or smoothing out cash flow. But before you sign, it’s important to...
16 July 2025
What Is An LRBA? Limited Recourse Borrowing Arrangements Explained For Australian Businesses
Limited Recourse Borrowing Arrangements (LRBAs) can be a smart way for a self-managed superannuation fund (SMSF) to acquire a key asset – most commonly a commercial property – while protecting the rest...
16 July 2025
What Is the Difference Between Secured and Unsecured Creditors? What Australian Small Businesses Need to Know
As a small business owner in Australia, you’ll deal with lenders, suppliers and service providers at different stages of your journey. Whether you’re borrowing to grow or offering goods on account to...
12 July 2025
Vendor Finance Contracts Explained: Essential Australian Legal Guide
Securing finance can be tough in today’s market - whether you’re trying to buy a property, acquire a business, or get a deal over the line with a buyer who can’t quite...
10 July 2025
SAFE (Simple Agreement For Future Equity) Explained: Australian Business Guide
Raising capital is a big milestone for any startup. You’ve got momentum, early believers and a plan to grow - but you may not be ready to lock in a valuation or...
9 July 2025
Different Classes Of Shares In Australia: Essential Business Guide
If you’re starting or growing a company in Australia, you’ll quickly come across the idea of issuing different classes of shares. This isn’t just a legal nicety - the share classes you...
9 July 2025
Business Valuation Methods in Australia: Essential Guide
Thinking about selling your business, buying a company, or bringing investors on board? Getting a clear, defensible valuation helps you plan, negotiate and make confident decisions. In Australia, valuation isn’t just for...
9 July 2025
Sources Of Finance For Small Businesses In Australia: Essential Guide
Starting or growing a small business in Australia is exciting - and it often hinges on getting your finances right. Whether you’re launching your first venture or gearing up for expansion, understanding...
8 July 2025
Dollar Cost Averaging: An Investor’s Legal Guide In Australia
Dollar cost averaging (DCA) is a simple idea with real-world appeal: invest a fixed amount at regular intervals, and let time and discipline do the heavy lifting. In a volatile market, it...
7 July 2025
Debt-To-Equity Ratio Explained: Essential Insights For Your Business
Your debt-to-equity ratio is a quick way to see how your business is funded and how much risk you’re carrying. It compares what you owe (debt) with what you and other owners...
7 July 2025
Small Business Technology Investment Boost: Maximise Your Digital Advantage
Going digital isn’t a “nice to have” anymore - it’s how small businesses in Australia win customers, streamline costs and scale with confidence. That’s why the Federal Government introduced the Small Business...
7 July 2025
Finance Clauses Explained: Essential Guide For Australian Contracts
If you’ve ever negotiated a business purchase, equipment acquisition or commercial property deal, you’ve likely seen a “finance clause” or “subject to finance” condition. It sounds straightforward, but the details really matter...
6 July 2025
Dividend Yield Explained: Essential Guide For Australian Investors
Dividend yield is one of the simplest ways to understand the income you could receive from shares, and it’s a metric many Australian investors look at first. It helps you compare the...
6 July 2025
General Partnership vs Limited Partnership: Choosing For Australian Businesses
When you’re starting a business in Australia, choosing the right structure is one of your earliest and most important decisions. If you’re building something with co-founders, friends or family, a partnership can...
6 July 2025
Put And Call Option Agreements Explained For Australian Businesses
Put and call option agreements can give you structured flexibility when you’re buying or selling a business, shares or property in Australia. They can help with timing, due diligence and certainty -...
6 July 2025
Role Of Investors In Your Business: Legal Responsibilities Explained
Bringing investors into your business is a big milestone. It can unlock capital, expertise and networks you wouldn’t otherwise access, helping you scale faster and more confidently. But investment isn’t just about...
5 July 2025
Recourse Loans Explained: Key Legal Insights for Australian Borrowers
Taking out a loan is a big commitment, whether you’re financing a home, buying equipment or funding growth in your business. One term that often gets overlooked is “recourse” - but it...
5 July 2025Creating An Investment Memo: Legal Essentials For Australian Businesses
You’re ready to raise capital and take your business to the next stage. An investment memo (or investment memorandum) can help you present your opportunity clearly, build trust with investors, and show...
5 July 2025Guarantors: Understanding Their Role In Business Loans
Securing finance can be a turning point for your business. For many founders in Australia, a business loan unlocks growth, cash flow stability or a new opportunity. But lenders often ask for...
5 July 2025
General Security Agreements Explained For Australian Businesses
If you’re running a business in Australia or lining up finance, you’ve probably heard the term “General Security Agreement” (GSA). It can sound technical, but the idea is simple: a GSA helps...
5 July 2025
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