Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Secured vs Unsecured Loans for Australian Businesses
Securing funding is a milestone for any Australian small business-whether you’re launching a new venture, scaling up operations, or simply smoothing out your cash flow. But when you start exploring your funding...
16 August 2025
What Is the Definition of a Lender? Understanding the Role of a Lender in Commercial Loan Agreements for Australian Businesses
Learn what “lender” means in Australian commercial finance, how lenders structure and secure business loans, the key laws and codes that shape lender conduct, and the documents and risks you should understand...
16 August 2025
What Is Debt In Business? Legal Essentials For Australian Companies
Debt is part of the growth story for many Australian companies. Used well, it can fund expansion, smooth cash flow and help you seize opportunities. Used poorly, it can strain your business...
10 August 2025
Capitalised Interest In Loan Agreements: What Australian Businesses Need To Know
Taking on finance can be a smart way to grow your business - but loan agreements often include terms that can catch you by surprise if you’re not familiar with them. One...
10 August 2025
Understanding Overdraft Agreements: What Australian Small Businesses Need To Know About Overdraft Meaning
For many Australian small businesses, managing cash flow is a constant balancing act. Even profitable businesses can have weeks where bills are due before customers pay. That’s where understanding the overdraft meaning...
7 August 2025
What Is a Unit Trust? A Guide For Small Business Owners
If you’re exploring ways to structure a small business or pool investments with partners or family, a unit trust can be a flexible option in Australia. It’s often used for joint ventures,...
5 August 2025
What Is a Term Sheet? A Clear Guide for Australian Businesses
Thinking about raising investment, partnering with another company, or selling your business? Stepping into any of these deals often means you’ll hear the term “term sheet.” But what is a term sheet,...
4 August 2025
Price of Capital in Shareholder Agreements for Startups
Bringing on investors is exciting, but it also sets the tone for your startup’s ownership structure, founder control and long-term growth. A big part of getting it right is understanding the “price...
3 August 2025
How To Raise Capital From Venture Capital Firms: Legal Essentials For Australian Startups
Winning investment from a venture capital (VC) firm can supercharge your growth. It can help you hire faster, build product, and scale across Australia or into new markets. But VC money comes...
1 August 2025
What Does Stapling Securities Mean? A Guide For Australian Businesses
If you’re planning a capital raise, expanding into property or infrastructure, or reviewing a potential investment, you may come across “stapled securities”. It’s a structure we often see in Australia, especially where...
29 July 2025
What Is A Negotiable Instrument In Australia?
If you’ve ever heard terms like cheque, bill of exchange or promissory note and wondered how they actually work in Australia, you’re not alone. Negotiable instruments have been used for centuries to...
24 July 2025How To Navigate Legal Agreements For Lending Business Loans In Australia
Thinking about lending business loans in Australia? Whether you’re launching a new lending venture, extending finance as part of your broader operations, or building a fintech platform, the legal setup matters just...
24 July 2025
Dealing With Debt Collection Agencies: What Australian Small Businesses Need To Know
If you run a small business in Australia, chasing unpaid invoices can quickly drain time, energy and cash flow. When reminders and polite nudges don’t work, many businesses consider engaging a debt...
23 July 2025
What Does Equity Mean In Business? A Legal Guide For Australian Owners
Thinking about launching your business, bringing in a co-founder or raising capital? Understanding equity is essential. In Australia, how you structure ownership drives everything from control and decision-making to investor rights and...
22 July 2025
Division 7A Loan Agreements: What Australian Businesses Need To Know (And How A Div 7A Loan Calculator Can Help)
Managing cash flow in a private company often involves drawing funds to cover short-term needs, repay costs, or help shareholders with personal expenses. If those payments aren’t handled correctly, the Australian Taxation...
19 July 2025What Is a SAFE? A Startup Guide to Simple Agreements for Future Equity in Australia
Raising capital is a vital milestone for most startups, but navigating the legal landscape of investment can feel overwhelming if you’re new to the process. You’ve probably heard of Simple Agreements for...
19 July 2025
What Is a Balloon Payment? Understanding Its Role in Business Loan Agreements
If you’re comparing business loan options in Australia, you may come across a “balloon payment”. They’re common in vehicle and equipment finance, and sometimes in other business loans. In simple terms, a...
17 July 2025
Small Business Loans: Legal Agreements, Considerations In Australia
Securing a small business loan can be the push your venture needs - whether you’re opening new premises, buying equipment or smoothing out cash flow. But before you sign, it’s important to...
16 July 2025
What Is An LRBA? Limited Recourse Borrowing Arrangements Explained For Australian Businesses
Limited Recourse Borrowing Arrangements (LRBAs) can be a smart way for a self-managed superannuation fund (SMSF) to acquire a key asset – most commonly a commercial property – while protecting the rest...
16 July 2025
What Is the Difference Between Secured and Unsecured Creditors? What Australian Small Businesses Need to Know
As a small business owner in Australia, you’ll deal with lenders, suppliers and service providers at different stages of your journey. Whether you’re borrowing to grow or offering goods on account to...
12 July 2025
Vendor Finance Contracts Explained: Essential Australian Legal Guide
Securing finance can be tough in today’s market - whether you’re trying to buy a property, acquire a business, or get a deal over the line with a buyer who can’t quite...
10 July 2025
SAFE (Simple Agreement For Future Equity) Explained: Australian Business Guide
Raising capital is a big milestone for any startup. You’ve got momentum, early believers and a plan to grow - but you may not be ready to lock in a valuation or...
9 July 2025
Different Classes Of Shares In Australia: Essential Business Guide
If you’re starting or growing a company in Australia, you’ll quickly come across the idea of issuing different classes of shares. This isn’t just a legal nicety - the share classes you...
9 July 2025
Business Valuation Methods in Australia: Essential Guide
Thinking about selling your business, buying a company, or bringing investors on board? Getting a clear, defensible valuation helps you plan, negotiate and make confident decisions. In Australia, valuation isn’t just for...
9 July 2025
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