Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
How Franked Dividends Work in Australia
If your company is profitable, paying a dividend can be a simple way to return value to owners. In Australia, those dividends are often “franked” - and if you’re a small business...
15 October 2025
Loan Agreement Template in Australia: Key Inclusions
Whether you’re lending money to (or borrowing from) a founder, a related company, an investor, or a friendly backer, a clear loan agreement is essential. It keeps expectations aligned, protects relationships and...
15 October 2025
Voluntary Administration In Australia: What It Means And How It Works
If your company is under serious financial pressure, you may be asking: what is voluntary administration and could it help us get back on track? Voluntary administration is a formal process under...
15 October 2025
Convertible Notes in Australia: What Startups Should Know
Raising capital is one of the biggest hurdles for growing a small business or startup in Australia. If you’re not ready to set a valuation or you want a faster, more flexible...
15 October 2025
Unfranked Dividends In Australia Explained
If you run a company in Australia, dividends are one of the key ways you can return value to your shareholders. But not every dividend carries franking credits. Understanding when an unfranked...
15 October 2025
ESOPs in Australia: Employee Share Option Plans Explained
Offering shares to your team can be a powerful way to attract, motivate and retain great people without draining your cash flow. That’s where an ESOP comes in. If you’re building a...
13 October 2025
Small Business Legal Counsel In Australia: When You Need It
If you’re building a small business in Australia, you wear a lot of hats. But when it comes to navigating laws, contracts and risk, having the right legal counsel can save you...
13 October 2025
ASIC Extracts: What They Are, How To Get One, And What To Check
If you run a company in Australia, sooner or later someone will ask you for an ASIC extract. Banks, suppliers, landlords and investors often rely on this snapshot of your company’s official...
11 October 2025
What Is GST in Australia?
If you’re starting or running a small business in Australia, Goods and Services Tax (GST) is one acronym you’ll see everywhere - on invoices, in your BAS, and in conversations with your...
11 October 2025
Private Securities: What Australian Small Businesses Need To Know About Raising Capital Legally
Raising capital can be one of the most exciting-and daunting-steps in growing your Australian small business. Whether you’re launching a startup, expanding operations or need a funding boost to hit your next...
10 October 2025
Debtor vs Creditor: Understanding The Legal Differences For Australian Business Owners
Whether you’re running a small operation or scaling quickly, understanding who owes what (and when) is essential to keeping your business healthy. Words like “debtor” and “creditor” come up in almost every...
8 October 2025
What Is an IPO? Understanding the Legal Essentials of Initial Public Offerings in Australia
Thinking about taking your company to the next stage of growth? For some Australian businesses, an Initial Public Offering (IPO) is the step that moves them from private enterprise to the public...
8 October 2025
What Is Unsecured Finance? Legal Insights For Australian Businesses
Unsecured finance can be a practical way to access working capital, smooth cash flow, or fund growth without tying up your assets. The speed and flexibility are attractive - but so are...
6 October 2025How Can Startups Benefit From Early Stage Venture Capital Limited Partnerships (ESVCLPs)?
Launching a startup in Australia is exciting - and it can also be complex when it comes to funding and compliance. If you’re looking for smart capital to help you scale, it’s...
5 October 2025
Equity Debt Explained: What Are The Legal Implications For Australian Businesses?
When you’re funding a business in Australia, one of the biggest early calls is how you bring money in: take on debt, raise equity, or use a mix of both. Each option...
4 October 2025
Debt Equity Ratio and Legal Impact on Startup Funding
For Australian startups, funding decisions can shape everything from your runway and growth plans to who gets a say at the board table. One concept you’ll hear from lenders, investors and advisors...
4 October 2025
Secured Loan Agreements in Australia: What Businesses Should Know
Whether you’re funding growth, smoothing cash flow or refinancing debt, finance is often essential for small businesses. A secured loan can be a cost‑effective way to borrow - but only if you...
29 September 2025
What Are 7A Loans? Understanding Division 7A Loans for Australian Business Owners
If you’re a company director or small business owner in Australia, you’ve probably heard the term “Division 7A” from your accountant. It often comes up when owners take money out of a...
23 September 2025
Understanding Business Loan Agreements: Key Legal Considerations for Australian Businesses
Thinking about seeking finance to help your business grow? Understanding how business loan agreements work is essential if you want to secure funding confidently and protect your position. Whether you’re launching a...
22 September 2025Seed Capital Agreements: Legal Essentials For Early-Stage Funding In Australia
Launching a startup is exciting - and getting your first round of funding right can set you up for growth. Seed capital is often the first external money into your company, helping...
21 September 2025What Is a Garnishee and How Does It Affect Your Business Finances?
If you run a small business in Australia, you may have heard the term “garnishee” when talking about unpaid debts, court judgments or ATO collection. It can sound intimidating, especially if cash...
20 September 2025
CSF Shares Explained: What Small Businesses Need To Know About Crowd-Sourced Funding Agreements
Thinking about raising capital from everyday investors? Crowd-sourced funding (CSF) lets eligible Australian companies issue shares to the public through licensed platforms. In this guide, we explain what CSF shares are, how...
20 September 2025
How Do Interest‑Free Agreements Work In Australian Commercial Law?
Offering “interest‑free” payment options can be a smart way to win new customers and increase average order value. But to do it safely in Australia, it’s important your offer is transparent, compliant...
19 September 2025
How To Raise Capital: Key Legal Considerations For Australian Businesses
Raising capital is an exciting milestone. It can fund growth, bring in expertise and open doors to new markets. It also changes your business - you’re forming relationships with investors, sharing ownership...
17 September 2025
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.