Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Debt Equity Ratio and Legal Impact on Startup Funding
For Australian startups, funding decisions can shape everything from your runway and growth plans to who gets a say at the board table. One concept you’ll hear from lenders, investors and advisors...
3 October 2025
Secured Loan Agreements in Australia: What Businesses Should Know
Whether you’re funding growth, smoothing cash flow or refinancing debt, finance is often essential for small businesses. A secured loan can be a cost‑effective way to borrow - but only if you...
28 September 2025
What Are 7A Loans? Understanding Division 7A Loans for Australian Business Owners
If you’re a company director or small business owner in Australia, you’ve probably heard the term “Division 7A” from your accountant. It often comes up when owners take money out of a...
22 September 2025
Understanding Business Loan Agreements: Key Legal Considerations for Australian Businesses
Thinking about seeking finance to help your business grow? Understanding how business loan agreements work is essential if you want to secure funding confidently and protect your position. Whether you’re launching a...
21 September 2025
Seed Capital Agreements: Legal Essentials For Early-Stage Funding In Australia
Launching a startup is exciting - and getting your first round of funding right can set you up for growth. Seed capital is often the first external money into your company, helping...
20 September 2025
What Is a Garnishee and How Does It Affect Your Business Finances?
If you run a small business in Australia, you may have heard the term “garnishee” when talking about unpaid debts, court judgments or ATO collection. It can sound intimidating, especially if cash...
20 September 2025
CSF Shares Explained: What Small Businesses Need To Know About Crowd-Sourced Funding Agreements
Thinking about raising capital from everyday investors? Crowd-sourced funding (CSF) lets eligible Australian companies issue shares to the public through licensed platforms. In this guide, we explain what CSF shares are, how...
20 September 2025
How Do Interest‑Free Agreements Work In Australian Commercial Law?
Offering “interest‑free” payment options can be a smart way to win new customers and increase average order value. But to do it safely in Australia, it’s important your offer is transparent, compliant...
18 September 2025
How To Raise Capital: Key Legal Considerations For Australian Businesses
Raising capital is an exciting milestone. It can fund growth, bring in expertise and open doors to new markets. It also changes your business - you’re forming relationships with investors, sharing ownership...
17 September 2025
How To Effectively Engage Debt Collection Companies For Small Businesses In Australia
Struggling with overdue invoices or late payments? You’re not alone. Cash flow pressure from unpaid accounts is one of the most common pain points for small businesses in Australia. Working with a...
17 September 2025
How to Access and Use the PPSR for Securing Your Business Interests: The PPSR Log In Guide for Australian Businesses
When you’re running a business in Australia, securing your assets and interests isn’t just a good idea-it’s essential for growth and risk management. If your business ever lends money, hires out equipment,...
16 September 2025
What Is the Collateral? A Guide to Collateral Contracts for Australian Businesses
When you’re running or starting an Australian business, understanding your agreements is crucial for building trust and avoiding costly disputes. But what happens when you shake hands on something important-outside the main...
13 September 2025
Define Surety: What Is a Surety? A Guide For Australian Businesses And Commercial Agreements
When you’re negotiating a loan, a lease or a major supply contract in Australia, you’ll often be asked for “a guarantee,” “an indemnity,” or a “surety.” These terms can sound similar, but...
12 September 2025
Understanding A Cap Table In Australia: What It Means For Startup Founders And Investors
When you’re building a startup in Australia, understanding a cap table (short for capitalisation table) isn’t just “nice to have” - it’s essential. Whether you’re a solo founder, planning a seed round,...
9 September 2025
Should Your Business Lease or Buy a Vehicle? A Legal Guide for Australian Companies
Deciding whether your business should lease or buy a vehicle is a big call for many Australian companies. Whether you’re a growing startup, a tradie business adding a second ute, or an...
8 September 2025
Understanding Sophisticated Investors: Legal Considerations for Raising Capital in Australia
Securing investment is one of the most exciting parts of growing a business in Australia. Whether you’re launching a startup, scaling operations, or seizing a new market, raising capital can accelerate your...
6 September 2025
Equity Capital Raising: A Practical Legal Guide For Australian Businesses
Thinking about scaling your business and exploring how to fund the next phase? Equity capital raising is a tried-and-tested path for Australian founders who want to grow faster than revenue alone will...
5 September 2025
Corporate Valuation in Australia: Legal Factors for Owners
Thinking about raising capital, buying into a company, or planning an exit in the next few years? Understanding corporate valuation is a powerful way to make smarter decisions and negotiate with confidence....
3 September 2025
Loan Agreements From A Borrower’s Perspective: Key Legal Considerations For Your Business
Seeking finance is a big step for any small business in Australia. Whether you’re smoothing cash flow, purchasing equipment or funding growth, a loan can unlock opportunities that might otherwise be out...
1 September 2025
What Is A General Security Agreement (GSA)? A Guide For Australian Businesses
When you’re seeking business finance in Australia - whether from a bank, an alternative lender or an investor - you’ll often be asked to provide “security.” A common way to do this...
29 August 2025
Understanding Corporate Loan Requirements: A Legal Guide For Australian Businesses
Taking out a corporate loan can be a smart way to fund growth, smooth cash flow, or jump on a new opportunity. Whether you want to hire staff, purchase equipment, or expand...
28 August 2025
What Does It Mean To Be A Company That Is Publicly Traded? A Legal Overview For Australian Businesses
Taking a business public is a huge milestone. It can open the door to fresh capital, brand visibility and new growth opportunities - but it also brings a new level of regulation,...
27 August 2025
How To Bootstrap Your Business: Legal Essentials For Funding Without External Capital
Thinking about launching your business without investors or bank loans? You’re in good company. Many Australian founders are bootstrapping - building a business with personal savings, early revenue and smart cost control....
22 August 2025
What Is a Financial Product in Australia?
If you’re building a fintech, raising capital, or offering anything that looks like an investment or risk management tool, one of the first questions to answer is simple but crucial: is it...
22 August 2025
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