Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Purchase Money Security Interest (PMSI) in Australia: How It Works
If your business supplies goods on credit, leases equipment, or finances stock, a purchase money security interest (PMSI) can be the difference between getting paid first or standing in line when a...
24 October 2025
SPV Meaning: How Special Purpose Vehicles Work in Australia
If you’ve heard accountants, lenders or investors mention an “SPV” and wondered what it actually means for your business, you’re not alone. Special purpose vehicles are used across property, tech, e‑commerce and...
24 October 2025
Loan Agreements In Australia: Key Terms And How To Get It Right
Whether you’re lending money to another business, funding your own company from a director or related entity, or taking on growth capital, a clear, well-drafted loan agreement is essential. A good loan...
24 October 2025
Bank Guarantee for Lease in Australia: What Tenants Should Know
Signing a commercial lease is a big moment for any small business - and it often comes with a request for a “bank guarantee for lease”. If your landlord has asked for...
23 October 2025
Ultimate Holding Company in Australia: What It Is and When to Use One
As your Australian business grows, you may find yourself running multiple brands, entering new markets or taking on bigger risks. At that point, you’ll start hearing terms like “holding company,” “subsidiary” and...
23 October 2025
Receivership vs Liquidation in Australia: What’s the Difference?
If your company is under financial stress, the terms receivership, liquidation and voluntary administration can feel overwhelming. They sound similar, but they lead to very different outcomes for owners, employees, lenders and...
23 October 2025
What It Means When a Company Goes Into Administration in Australia
Hearing that a company has “gone into administration” can be unsettling - especially if it’s your key supplier, a major customer, a business partner, or even your own company under pressure. As...
23 October 2025
Lawyer Fees Per Hour in Australia: Rates, Value and Budgeting
Legal questions pop up at every stage of running a small business - from hiring your first employee to signing a commercial lease or resolving a dispute. One of the first things...
22 October 2025
How To Create An ABN Invoice
Invoicing is how your business gets paid - so it needs to be clear, compliant and consistent. If you’re trading in Australia, that usually means issuing invoices with your Australian Business Number...
22 October 2025
What Does Irrevocable Mean In Business?
“Irrevocable” pops up in all kinds of business documents - from bank guarantees and settlement deeds to IP licences and guarantees. It sounds powerful (and it is), but what does it really...
22 October 2025
Shares Beneficially Held In Australia: What It Means
When you issue or transfer shares in an Australian company, you’ll often see a box asking “Beneficially Held - Yes/No”. If you’re a small business owner or startup founder, it’s not always...
21 October 2025
Crowdfunding In Australia: Legal Essentials
Crowdfunding can be a smart way to validate your idea, build a community of early adopters and raise capital without traditional bank debt. But in Australia, “crowdfunding” covers a few very different...
21 October 2025
What Does “Jointly and Severally” Mean?
“Jointly and severally” (also phrased as “joint and several”) is one of those legal terms that pops up in business contracts, director guarantees and loan documents - and it has real consequences...
20 October 2025
Shell Companies in Australia: Uses, Risks and How They Work
“Shell company” can sound mysterious - even shady - but the reality is more practical. In Australia, many legitimate small businesses create a company that’s initially dormant or asset‑light while they prepare...
19 October 2025
Contingent Liabilities in Australia: Risks and Reporting
Running a business involves taking smart risks. But some risks don’t show up as a bill today - they sit in the background as “maybes” that can turn into real costs later....
19 October 2025
What Is a Shell Company in Australia?
If you’ve heard the term “shell company” in the news, it may sound mysterious - or even risky. But for small business owners in Australia, understanding what a shell company is (and...
18 October 2025
Appointor Of A Trust In Australia: Roles And Powers
If you run your business through a trust, you’ve probably heard the term “appointor” (sometimes spelled “appointer”). It can sound like legal jargon, but it’s actually one of the most important roles...
18 October 2025
How To Complete PPSR Registration In Australia
If your business supplies goods on credit, hires out equipment, sells on retention of title, or lends money to customers, PPSR registration should be on your radar. The Personal Property Securities Register...
17 October 2025
Shareholders: What Small Business Owners Should Know
Bringing on shareholders can accelerate your growth, add expertise and unlock funding. But if you don’t set things up properly, it can also create confusion, disputes and roadblocks when you need to...
17 October 2025
Limited Liability In Australia: What It Means And How To Get It
Limited liability is one of the big reasons business owners choose to incorporate. Done right, it can protect your personal assets if things go wrong in the business. But it’s not a...
17 October 2025
Company Extract In Australia: What It Is And How To Get One
If you’re about to sign a new supplier, extend trade credit to a customer, or enter a JV, one of the first checks you’ll hear about is a “company extract.” It’s a...
16 October 2025
What Is A Shareholders Agreement?
Bringing co-founders or investors on board is exciting - it means your business is growing. But it also means you’ll make big decisions together, manage money, and plan exits over time. That’s...
16 October 2025
Sole Proprietorship in Australia: Is a Sole Trader Right for You?
If you’re gearing up to launch a small business in Australia, setting up as a sole proprietor (often called a “sole trader”) is usually the fastest, simplest and lowest‑cost way to get...
16 October 2025
What Is the Instant Asset Write-Off in Australia?
Upgrading your tools, buying a delivery van or investing in new computers can be a big step forward for your business. The instant asset write-off is designed to make those decisions a...
15 October 2025
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