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Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Understanding Corporate Valuation: Legal Considerations For Business Owners And Investors
Thinking about raising capital, buying into a company, or planning an exit in the next few years? Understanding corporate valuation is a powerful way to make smarter decisions and negotiate with confidence....
3 September 2025
Loan Agreements From A Borrower’s Perspective: Key Legal Considerations For Your Business
Seeking finance is a big step for any small business in Australia. Whether you’re smoothing cash flow, purchasing equipment or funding growth, a loan can unlock opportunities that might otherwise be out...
1 September 2025
What Is A General Security Agreement (GSA)? A Guide For Australian Businesses
When you’re seeking business finance in Australia - whether from a bank, an alternative lender or an investor - you’ll often be asked to provide “security.” A common way to do this...
29 August 2025
Understanding Corporate Loan Requirements: A Legal Guide For Australian Businesses
Taking out a corporate loan can be a smart way to fund growth, smooth cash flow, or jump on a new opportunity. Whether you want to hire staff, purchase equipment, or expand...
28 August 2025
What Does It Mean To Be A Company That Is Publicly Traded? A Legal Overview For Australian Businesses
Taking a business public is a huge milestone. It can open the door to fresh capital, brand visibility and new growth opportunities - but it also brings a new level of regulation,...
27 August 2025
How To Bootstrap Your Business: Legal Essentials For Funding Without External Capital
Thinking about launching your business without investors or bank loans? You’re in good company. Many Australian founders are bootstrapping - building a business with personal savings, early revenue and smart cost control....
22 August 2025
What Is a Financial Product in Australia?
If you’re building a fintech, raising capital, or offering anything that looks like an investment or risk management tool, one of the first questions to answer is simple but crucial: is it...
22 August 2025
When Should You Use an Informational Memo for Business Capital Raising in Australia?
Thinking about raising capital for your business? An information memorandum (often called an “IM” or informational memo) can help you present your opportunity clearly, manage legal risk and build trust with potential...
22 August 2025
What Is the PPS Act? A Guide to Secured Transactions for Australian Businesses
Looking to protect your gear, get paid on time, or secure finance without risking the farm? The Personal Property Securities Act (PPS Act) underpins how Australian businesses use personal property as security....
20 August 2025
How To Draft a Secured Loan Agreement: A Legal Guide For Australian Businesses
Securing finance can be the spark that helps your business launch a new product, smooth out cash flow, or scale with confidence. But when you’re borrowing meaningful sums or putting valuable assets...
20 August 2025
Deed Of Debt Forgiveness: What Small Businesses Need To Know About Debt Forgiveness In Australia
If you’re grappling with unpaid invoices, director or shareholder loan balances, or inter‑company loan accounts, you’re not alone. Many Australian small businesses consider debt forgiveness to clean up their balance sheet, preserve...
16 August 2025
Secured Versus Unsecured Loan: What Australian Businesses Need To Know About Loan Agreements
Securing funding is a milestone for any Australian small business-whether you’re launching a new venture, scaling up operations, or simply smoothing out your cash flow. But when you start exploring your funding...
16 August 2025
What Is the Definition of a Lender? Understanding the Role of a Lender in Commercial Loan Agreements for Australian Businesses
Learn what “lender” means in Australian commercial finance, how lenders structure and secure business loans, the key laws and codes that shape lender conduct, and the documents and risks you should understand...
16 August 2025
What Is Debt In Business? Legal Essentials For Australian Companies
Debt is part of the growth story for many Australian companies. Used well, it can fund expansion, smooth cash flow and help you seize opportunities. Used poorly, it can strain your business...
10 August 2025
Capitalised Interest In Loan Agreements: What Australian Businesses Need To Know
Taking on finance can be a smart way to grow your business - but loan agreements often include terms that can catch you by surprise if you’re not familiar with them. One...
10 August 2025
Understanding Overdraft Agreements: What Australian Small Businesses Need To Know About Overdraft Meaning
For many Australian small businesses, managing cash flow is a constant balancing act. Even profitable businesses can have weeks where bills are due before customers pay. That’s where understanding the overdraft meaning...
7 August 2025
What Is a Unit Trust? A Guide For Small Business Owners
If you’re exploring ways to structure a small business or pool investments with partners or family, a unit trust can be a flexible option in Australia. It’s often used for joint ventures,...
5 August 2025
What Is a Term Sheet? A Clear Guide for Australian Businesses
Thinking about raising investment, partnering with another company, or selling your business? Stepping into any of these deals often means you’ll hear the term “term sheet.” But what is a term sheet,...
4 August 2025
Understanding The Price Of Capital In Shareholder Agreements And Funding Terms: What Every Australian Startup Needs To Know
Bringing on investors is exciting, but it also sets the tone for your startup’s ownership structure, founder control and long-term growth. A big part of getting it right is understanding the “price...
3 August 2025
How To Raise Capital From Venture Capital Firms: Legal Essentials For Australian Startups
Winning investment from a venture capital (VC) firm can supercharge your growth. It can help you hire faster, build product, and scale across Australia or into new markets. But VC money comes...
1 August 2025
What Does Stapling Securities Mean? A Guide For Australian Businesses
If you’re planning a capital raise, expanding into property or infrastructure, or reviewing a potential investment, you may come across “stapled securities”. It’s a structure we often see in Australia, especially where...
29 July 2025
What Is A Negotiable Instrument In Australia?
If you’ve ever heard terms like cheque, bill of exchange or promissory note and wondered how they actually work in Australia, you’re not alone. Negotiable instruments have been used for centuries to...
24 July 2025How To Navigate Legal Agreements For Lending Business Loans In Australia
Thinking about lending business loans in Australia? Whether you’re launching a new lending venture, extending finance as part of your broader operations, or building a fintech platform, the legal setup matters just...
24 July 2025
Dealing With Debt Collection Agencies: What Australian Small Businesses Need To Know
If you run a small business in Australia, chasing unpaid invoices can quickly drain time, energy and cash flow. When reminders and polite nudges don’t work, many businesses consider engaging a debt...
23 July 2025
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