Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
What Is a Retainer in Business?
Thinking about offering your services on a retainer? You’re not alone. Many Australian small businesses use retainers to create predictable revenue, deepen client relationships and simplify cash flow. But what exactly is...
10 November 2025
What Is a Div 7A Loan Agreement in Australia?
If you run a company and ever move money to a shareholder or director, Division 7A of the Income Tax Assessment Act 1936 (often shortened to “Div 7A”) should be on your...
10 November 2025
How To Start a Small Business in Australia: Legal Checklist
Starting up a small business in Australia is an exciting move - you get to build something of your own, serve customers your way, and grow an asset over time. But it’s...
10 November 2025
Key Disadvantages of Sole Proprietorship (Sole Trader) in Australia
Starting as a sole trader is quick, flexible and affordable. For many Australian small business owners, it’s the natural first step - you can get moving fast, invoice clients and test your...
10 November 2025
Procurement: How To Set Up, Negotiate And Manage Supplier Agreements
Buying from the right suppliers at the right price - and on the right legal terms - can make or break your margins. Whether you’re sourcing stock, technology, logistics, or services, a...
9 November 2025
What Is a GSA in Australia?
If you’re taking out business finance or extending credit to customers, chances are a lender or advisor has mentioned a “GSA”. It’s one of those acronyms that gets thrown around in term...
9 November 2025
Information Memorandum Template: What To Include In Australia
Getting investor interest or selling part (or all) of your business often starts with a clear, compelling and legally sound Information Memorandum (IM). If you’re a small business owner in Australia, an...
9 November 2025
Cash Secured Loans: How They Work and Legal Basics
Looking to access finance without paying premium interest or giving up equity? A cash secured loan can be a straightforward way to unlock working capital while keeping control of your business. That...
9 November 2025
Promissory Note Template In Australia: Essential Clauses
Extending or receiving short-term finance is part and parcel of running a small business. When you don’t need a full loan facility, a simple promissory note can be an efficient, legally recognised...
9 November 2025
Division 7A Dividends In Australia: How To Avoid Them
If you run a private company in Australia, Division 7A is one of those tax rules you can’t ignore. It often pops up when a company lends money to a shareholder or...
9 November 2025
Trading Trusts in Australia: When to Use One and How to Set It Up
Thinking about using a trading trust for your small business? You’re not alone. Many Australian founders ask whether a trust can offer better asset protection, tax flexibility and room to grow -...
8 November 2025
How To Acquire A Business In Australia
Buying an existing business can be the fastest way to grow, enter a new market, or add capability without starting from scratch. You get customers, staff, systems and brand value on day...
8 November 2025
Business Acquisition Lawyer: How to Buy a Business in Australia
Acquiring an existing business can be a faster, lower-risk path to growth than starting from scratch. You get customers, systems and revenue from day one. But buying a business is also a...
8 November 2025
How To Start A Farming Business In Australia: Legal Steps
Starting a farming business can be incredibly rewarding. You’re working with the land, building something tangible, and providing food and fibre that communities rely on. But like any small business in Australia,...
7 November 2025
Key Features Of A Sole Trader In Australia
Choosing the right business structure early can make everything else easier - from taxes and banking to hiring and risk management. For many small business owners in Australia, operating as a sole...
7 November 2025
How To Lease A Car Through Your Business In Australia
For many small businesses in Australia, getting reliable vehicles is essential - whether you’re visiting clients, transporting tools, or delivering products. Leasing a car through your business can be a smart way...
7 November 2025Financial Agreement Template in Australia: What to Include
Clear payment terms can make or break your cash flow. A well-drafted financial agreement template helps you set expectations upfront, reduce late payments, and handle disputes quickly if they arise. In this...
6 November 2025
Voidable Transactions in Australia: What You Need to Know
If you’ve ever heard about a liquidator “clawing back” payments from suppliers or undoing a deal after a company collapses, you’re already in the world of voidable transactions. For small businesses in...
6 November 2025
Public vs Private Companies in Australia: Which Suits Your Growth?
As your business grows, the question often shifts from “how do we get our next customer?” to “what structure will best support our next phase?”. For many Australian founders, that means weighing...
5 November 2025
What Is An Ordinary Share In Australia?
If you’re setting up or growing a company in Australia, you’ll quickly run into the term “ordinary shares.” They’re the most common type of share - but what do they actually mean...
4 November 2025
Sole Trader Car Lease in Australia: How to Choose and Stay Compliant
Running a small business often means you need reliable wheels to get the job done. If you’re a sole trader in Australia, a car lease can be a practical way to access...
4 November 2025
Chapter 6D Of The Corporations Act: Raising Capital In Australia
When you’re ready to raise money for your company, it’s crucial to understand how Australia’s fundraising rules work. In simple terms, Chapter 6D of the Corporations Act 2001 (Cth) sets the ground...
4 November 2025
Letter of Demand Lawyer: Recover Business Debts in Australia
Chasing unpaid invoices can drain your time, cash flow and focus. If reminders and phone calls haven’t worked, a well‑crafted Letter of Demand is often the turning point that gets you paid...
4 November 2025
Current and Historical Company Extract in Australia
If you trade with other companies, take on investors, apply for finance, or are doing due diligence on a supplier or acquisition, you’ll likely be asked for (or want to review) a...
3 November 2025
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