Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Technology Leasing in Australia: What to Know Before You Sign
Upgrading your tech can supercharge your business - but buying new equipment outright isn’t always practical. That’s where technology leasing comes in. Whether you’re looking at laptops for your team, point-of-sale systems,...
25 November 2025
How To Get Help With a Capital Raise in Australia
Ready to grow but not sure how to fund the next stage? If you’re a small business or startup in Australia, raising capital can feel exciting and overwhelming at the same time....
24 November 2025
Independent Legal Advice for Guarantors in Australia
If your business takes credit risk - for example, by offering trade credit, signing a lease, or lending money - it’s common to ask for a personal guarantee from a director or...
24 November 2025
Pre-Money Valuation: What Founders Need to Know
Whether you’re raising your first external round or negotiating a bridge with existing backers, “pre-money valuation” will sit at the centre of the conversation. It influences how much of your company you...
24 November 2025
Can I Use a Personal Bank Account for Business in Australia?
If you’re just getting your business off the ground, it’s natural to wonder whether you can keep things simple and run everything through your personal bank account. The short answer: as a...
24 November 2025
Buying a Business in Australia: Key Legal Steps
Purchasing a business can be a smart way to fast‑track growth. You’re stepping into an existing customer base, systems, and revenue - without starting from scratch. But buying a business is also...
24 November 2025
SME Guarantee Loan: How They Work in Australia and What to Check
Looking at an SME guarantee loan to boost your cash flow or fund growth? For many small and medium businesses, government‑backed finance (or loans supported by third‑party guarantees) can be a practical...
23 November 2025
Overdue Invoices: Legal Steps To Recover Payment
Cash flow is the lifeblood of your business. When invoices go overdue, it affects your ability to pay suppliers, invest in growth and meet your own obligations. If you’re dealing with overdue...
23 November 2025
What Is An Information Memorandum In Australia?
If you’re exploring investment, selling part of your company, or bringing in a strategic partner, you’ll quickly hear the term “information memorandum.” It sounds technical, but it’s simply a structured document that...
23 November 2025
Assignment of Debt in Australia: What You Need to Know
Cash flow is the heartbeat of your business. When invoices go unpaid, it can push out your plans, drain your time, and create unnecessary risk. One practical tool many Australian businesses use...
23 November 2025
Preferential Payments in Australia Explained
If you trade on credit or you’re managing cashflow in a tough period, the phrase “preferential payments” (sometimes called “preference payments”) can be worrying. It usually comes up when a company goes...
23 November 2025
Cap Table Meaning: How To Build And Manage One
If you’re thinking about raising capital, bringing on a co-founder, or rewarding key staff with equity, you’ll run into one essential concept early: the cap table (often written “captable”). Put simply, a...
22 November 2025
What Does Capital Raising Mean?
Ready to grow but need more cash than your business currently generates? That’s where capital raising comes in. Whether you’re hiring a team, building product, or entering new markets, raising capital can...
22 November 2025
Can a Trust Own Property in Australia?
Thinking about buying commercial premises or an investment property for your business? Many Australian business owners look at trusts as a smart way to hold real property. Using a trust can help...
22 November 2025
What Is a Div 7A Loan in Australia?
If you run a private company in Australia, it’s common to move money between the company and owners or their family entities. But when those funds aren’t handled the right way, the...
22 November 2025
End of Financial Year Legal and Compliance Checklist in Australia
The end of financial year (EOFY) can feel hectic for small business owners in Australia. There’s tax, payroll, and reporting to juggle - and it all piles up as you head toward...
22 November 2025
How Convertible Notes Work In Australia
Raising capital can feel like a chicken-and-egg problem. You need funds to grow, but you want to avoid locking in a valuation too early or giving up too much control. That’s where...
22 November 2025
What Is Beneficial Interest In Australia?
If you run a company, operate through a trust, or have investors and co-founders, you’ll often hear the term “beneficial interest.” It sounds technical, but it’s a simple idea with big implications...
21 November 2025
What Is A Guarantee In Australia?
Extending credit, signing a new lease or taking on a big customer can be great for growth - but it also adds risk. That’s where guarantees come in. If you’ve been asked...
21 November 2025
Buy-Sell Agreement in Australia: What It Is and How to Set One Up
If you have one or more co-owners in your company or family business, a buy sell agreement is one of the most practical risk management tools you can put in place. It...
20 November 2025
Franchise Fees in Australia: What You’ll Pay and How to Manage Them
Thinking of buying into a franchise, or turning your own business into a franchise? Understanding franchise fees is one of the first (and most important) steps to getting it right. Franchise fees...
20 November 2025
Deed of Arrangement (DOCA) in Australia: How It Works
Cash flow crunches and unexpected debts can happen to any business. If your company is under pressure but still viable, a deed of arrangement (more accurately, a Deed of Company Arrangement or...
20 November 2025
Garnishee Order for Debts in Australia: How to Get Paid
Cash flow is the lifeblood of a small business. When invoices go unpaid and reminders don’t work, you need practical, legal tools to recover what you’re owed. One powerful option available in...
20 November 2025
What Does Escrow Mean?
If you’re buying or selling a business, transferring shares, or managing a high‑value contract, you’ll likely hear the term “escrow.” Escrow is a simple concept with a big role in reducing risk....
19 November 2025
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.