Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

Unconditional Undertakings in Australia: What Businesses Should Know

Unconditional Undertakings in Australia: What Businesses Should Know

If you’ve been asked to “provide an unconditional undertaking” as security in a contract or lease, it can feel a bit intimidating - and expensive. The good news is that once you...

3 December 2025
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ACN vs ABN: Benefits And Which Option Is Better In Australia

ACN vs ABN: Benefits And Which Option Is Better In Australia

Choosing how to structure your business is one of the first big decisions you’ll make. In Australia, two acronyms come up quickly: ABN and ACN. They sound similar, but they do very...

3 December 2025
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Business Finance Options: How To Choose Funding And Set It Up Legally

Business Finance Options: How To Choose Funding And Set It Up Legally

Finding the right finance options for your business can feel like a maze. There are bank loans, lines of credit, investors, equipment finance, grants and newer models like revenue-based finance - all...

2 December 2025
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How Sole Trader Bankruptcy Works in Australia

How Sole Trader Bankruptcy Works in Australia

Running a business as a sole trader can be flexible and cost‑effective, but it also means you’re personally on the hook for business debts. When cash flow tightens or a large client...

2 December 2025
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How to Buy a Labour Hire Business in Australia

How to Buy a Labour Hire Business in Australia

Looking at a labour hire business for sale and wondering how to assess it, close the deal and stay compliant? You’re not alone. Buying an established labour hire firm can be a...

1 December 2025
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PPSA Security Interests In Australia: What You Need To Know

PPSA Security Interests In Australia: What You Need To Know

If you offer goods or services on credit, lease equipment, or take deposits before delivery, you’re taking on risk. A Personal Property Securities Act (PPSA) security interest lets you legally “secure” what...

1 December 2025
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Can Directors Withdraw Money From Company Accounts in Australia?

Can Directors Withdraw Money From Company Accounts in Australia?

Running a company means juggling cashflow, paying suppliers and, of course, getting paid for the work you do. If you’re a director, it can be tempting to “just transfer” money when you...

30 November 2025
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How To Raise Finance To Buy a Business

How To Raise Finance To Buy a Business

Buying an existing business can be a faster path to growth than starting from scratch. You get customers, systems and revenue from day one - but you also need the right funding...

30 November 2025
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How To Open a Gym in Australia: Legal Steps and Licences

How To Open a Gym in Australia: Legal Steps and Licences

Thinking about opening a gym? The fitness industry in Australia is strong and evolving, with steady demand for quality facilities, group classes and personalised training. Whether you’re planning a boutique studio or...

30 November 2025
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Corporate Legal Advice In Australia: What You Need And When

Corporate Legal Advice In Australia: What You Need And When

Running a small business in Australia is exciting - you get to build something meaningful and grow it on your terms. But even the best ideas can stall without the right legal...

29 November 2025
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How To Start A Loan Business In Australia: Legal Requirements

How To Start A Loan Business In Australia: Legal Requirements

Launching a loan business can be a smart move if you understand credit risk, have access to capital and want to support other Australian businesses with finance. But lending is a regulated...

29 November 2025
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PMSI on the PPSR: Secure Your Interests and Get Paid First

PMSI on the PPSR: Secure Your Interests and Get Paid First

If you sell goods on credit or lease equipment, you’re taking a risk: what if the customer doesn’t pay, or goes into liquidation? That’s exactly the risk a Purchase Money Security Interest...

29 November 2025
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Vendor Finance: What It Is, How It Works, And How To Get It Right

Vendor Finance: What It Is, How It Works, And How To Get It Right

Selling or buying a business can stall if the buyer can’t get enough funding upfront. That’s where vendor finance can bridge the gap - the seller agrees to accept part of the...

29 November 2025
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How to Open a Restaurant in Australia: Legal Steps

How to Open a Restaurant in Australia: Legal Steps

Opening a restaurant in Australia is an exciting way to bring your food concept to life and build a community around great experiences. From a neighbourhood bistro to a modern casual diner,...

28 November 2025
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The Different Types Of Shares In Australia

The Different Types Of Shares In Australia

When you’re setting up or growing a company in Australia, “what type of shares should we issue?” is one of the most important decisions you’ll make. The share structure you choose affects...

28 November 2025
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Director’s Guarantee Template in Australia: Key Clauses & How to Use

Director’s Guarantee Template in Australia: Key Clauses & How to Use

If you sell to companies on account, offer trade credit, or lease commercial premises, a director’s guarantee can be the difference between getting paid and writing off a bad debt. But grabbing...

28 November 2025
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How To Become A Franchise Owner: Australia’s Legal Steps & Risks

How To Become A Franchise Owner: Australia’s Legal Steps & Risks

Buying into a well-known brand and proven business model can be a smart way to grow your own small business. As a franchise owner, you get support, systems and a recognised name...

28 November 2025
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Financing a Business in Australia: Legal Options and Risks

Financing a Business in Australia: Legal Options and Risks

Whether you’re launching a startup or scaling an established venture, financing a business is one of the biggest decisions you’ll make as a founder. There’s a lot to consider: how much funding...

28 November 2025
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How To Raise A Seed Round In Australia: Legal Essentials

How To Raise A Seed Round In Australia: Legal Essentials

Ready to take your startup from MVP to market? A seed round can give you the capital to hire key people, speed up product development and validate your go‑to‑market plan. But raising...

28 November 2025
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Security Interests In Australia: What They Are And How To Use Them

Security Interests In Australia: What They Are And How To Use Them

If your business offers trade credit, leases equipment, or takes deposits before delivery, you’re taking on risk. A security interest is one of the most practical ways to protect your position and...

27 November 2025
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How Long Is A Director Liable After Resignation In Australia?

How Long Is A Director Liable After Resignation In Australia?

Stepping down as a company director can feel like a clean break - but from a legal perspective, your responsibilities don’t always end on the day you resign. If you run a...

27 November 2025
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Business Loan Security In Australia: How It Works & How To Negotiate

Business Loan Security In Australia: How It Works & How To Negotiate

Securing finance can be the spark that helps your small business grow, smooth cashflow or seize a new opportunity. But most lenders won’t hand over funds without “security”. If you’re wondering what...

27 November 2025
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Minority Interest In Australian Companies

Minority Interest In Australian Companies

Bringing on investors can be the catalyst that takes your business to the next stage. But when ownership is split, questions quickly arise about control, decision-making, exit rights and fair value. That’s...

26 November 2025
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Finance Company Officer: Duties, Legal Risks and Setup in Australia

Finance Company Officer: Duties, Legal Risks and Setup in Australia

As your business grows, someone needs to own the money side of things. In many small companies, that’s a “finance officer” or CFO-type role - the person who builds budgets, handles cash...

26 November 2025
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