Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Favouree Bank Guarantee: What It Means and How It Works
If you’re supplying high-value goods, leasing out a commercial space, or awarding a significant contract, you might ask the other party to provide a bank guarantee. In that arrangement, you are the...
20 December 2025
Structuring Business Loans for Lenders and Borrowers in Australia
Cashflow ebbs and flows are part of running a small business. Whether you’re lending funds to another business (or to an entity in your group) or taking a loan to fuel growth,...
20 December 2025
Director’s Loan Interest Rate in Australia
It’s common for small companies to move money between the business and its founders. You might lend funds to your company to cover cash flow, or your company may have lent money...
20 December 2025
Interest as Chargee: What It Means in Australia
If you’ve come across the phrase “interest as chargee” on a search result, a finance document or a customer credit form, you’re not alone. It’s a common term in secured lending -...
20 December 2025
Is a Trust a Corporation in Australia?
If you’re weighing up how to structure your business or hold assets, you’ve likely asked: is a trust a corporation? It’s a great question - and it matters. Your choice affects liability,...
19 December 2025
Monthly In Arrears: What It Means And How To Use It Safely
Payment terms can make or break your cash flow. If you’re reviewing a supplier agreement or updating your customer contracts, there’s a good chance you’ll come across the phrase “monthly in arrears”....
19 December 2025
What It Costs To Start A Business In Australia
As a new founder, one of the first questions you’ll ask is simple: how much will it actually cost to get started? The truth is, startup costs vary widely depending on your...
18 December 2025
Logistics Contracts in Australia: Key Terms and Risks
If your business depends on moving goods - whether it’s raw materials coming in, finished products going out, or both - your logistics contracts are mission-critical. The right agreement can keep freight...
18 December 2025Unpaid Invoices Legal Action in Australia: How To Recover Debts
Cash flow is the lifeblood of your business. When a client doesn’t pay on time, it’s stressful, time-consuming and can quickly derail your plans. If you’re weighing up unpaid invoices legal action,...
18 December 2025
Set Up Costs In Australia: What To Budget And How To Save
Working out your set up costs is one of the smartest things you can do before launching your business in Australia. It gives you a clear picture of how much cash you...
17 December 2025
Incorporated Limited Partnership in Australia: When to Use It
Choosing the right business structure is one of the biggest early decisions you’ll make. For most small businesses in Australia, that usually means weighing up a company, a partnership or a trust....
17 December 2025
Down Round: What It Means and How to Navigate One
Raising capital isn’t always a straight line up. If market conditions shift or growth takes longer than expected, your next funding round may need to be at a lower valuation than your...
17 December 2025
Insolvency Administration in Australia: What To Expect
If your business is under financial pressure, it can feel overwhelming. Cashflow is tight, creditors are calling, and you’re worried about what comes next. Insolvency administration is designed to provide a structured...
16 December 2025
How To Choose The Right Place Of Incorporation In Australia
When you’re planning your business structure, one question that can shape everything from tax to investor confidence is where to incorporate your company. Your “place of incorporation” is more than an administrative...
16 December 2025
How to Build, Protect and Leverage Your Business Assets
Whether you’re just starting out or scaling up, your business assets are the engine room of your enterprise. From laptops and vehicles to customer data, brand names and equipment, the assets you...
16 December 2025
Buying A 7‑Eleven Franchise In Australia: Legal Steps, Costs, Risks
Thinking about buying a 7‑Eleven franchise in Australia? You wouldn’t be alone - convenience retail has strong brand recognition, proven systems and 24/7 customer demand. For many small business owners, a franchise...
16 December 2025
Liquidation Preference: What Founders Should Know
Raising capital is exciting - it can fuel growth, unlock talent and speed up your roadmap. But investor term sheets also introduce new legal concepts. One of the most important is “liquidation...
16 December 2025
Insolvent Under Administration: What It Means in Australia
If you hear that a company you deal with is “insolvent under administration,” it can be worrying - especially if they owe you money or you’re relying on them to deliver. Likewise,...
16 December 2025
Are Shareholders Liable For Company Debts In Australia?
If you’ve set up (or are thinking about setting up) a company in Australia, you’ve probably heard that it offers “limited liability”. But what does that actually mean for you and your...
16 December 2025
Series A Round in Australia: Legal Essentials
Securing a Series A round is a big milestone. It’s when you move from “promising startup” to “scaling company” - hiring a larger team, expanding nationwide, and investing in product and sales....
14 December 2025
How The Debt Recovery Process Works In Australia
Late-paying customers can put real pressure on your cash flow. If you’re running a small business in Australia, having a clear, fair and legally sound debt recovery process isn’t just helpful -...
14 December 2025
JV Partners: How To Structure And Manage Joint Ventures In Australia
Teaming up with JV partners can be a smart way to win bigger projects, share costs and access new markets without merging businesses outright. If you’re a small business owner, a joint...
14 December 2025Stock Certificates in Australia: What You Need to Know
Issuing or updating “stock certificates” (commonly called “share certificates” in Australia) often comes up when you start a company, bring in a co‑founder, reward staff with equity or close your first investment...
13 December 2025
Cap Table Template: What To Include and How To Use It
Whether you’re setting up your first company or preparing for a seed round, a clear, accurate cap table template is one of the most important tools you’ll use. Your cap table shows...
13 December 2025
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