Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Deed of Charge in Australia: What It Is, When to Use It, How It Works
If you’re extending credit, lending money, or taking on more risk with customers or partners, securing your position isn’t just smart - it can be the difference between getting paid and writing...
24 December 2025
How to Legally Start a Carpentry Business in Australia
Australia’s building and renovation market continues to grow, and skilled carpenters are in demand. If you’re ready to turn your trade skills into a business, a carpentry venture can be rewarding -...
24 December 2025
Cash Loan With Collateral In Australia: Legal Essentials
Need fast working capital to cover payroll, buy stock or seize a growth opportunity? Many small businesses turn to a cash loan with collateral (a “secured loan”) because it can be quicker...
24 December 2025
How To Create A Simple Financial Agreement Template
Cash flow can make or break a small business. Whether you’re offering payment plans to customers, lending funds to a related entity, or documenting how a co-founder will repay expenses, a clear...
24 December 2025
How To Buy A Restaurant In Australia: Legal Checklist
Buying a restaurant can be an exciting way to step into hospitality with an established brand, fit-out and customer base already in place. Done well, you can fast-track growth and avoid some...
23 December 2025
Personal Property Securities Register (PPSR) In Australia Explained
If you supply goods on credit, lease equipment, provide services on account, or lend money to customers, one of the best risk‑management tools available to you in Australia is the Personal Property...
22 December 2025
How To Start a Mining Company in Australia: Key Legal Steps
Mining is a cornerstone of Australia’s economy. From critical minerals to aggregates and quarry products, there’s room for nimble operators who can move efficiently, manage risk and partner well. If you’re a...
22 December 2025
Benefits of a Pty Ltd Company: Is It the Right Structure?
Choosing the right business structure is one of the biggest early decisions you’ll make. For many Australian small businesses, setting up as a proprietary limited company (Pty Ltd) is a smart move...
22 December 2025
Can You Charge Interest On Overdue Invoices In Australia?
Late payments hurt cash flow, increase admin headaches, and distract you from growing your business. So it’s natural to ask: can you charge interest on overdue invoices in Australia? The short answer...
22 December 2025
How To Use Seller Financing When Selling Your Business In Australia
Seller financing (often called vendor finance) can be a smart way to close a business sale when the buyer can’t pay the full price upfront. It can widen your pool of buyers,...
22 December 2025
Cap Table Management: What Founders Need To Know
Thinking about bringing on co-founders, early employees or investors? A clean, well-managed capitalisation table (cap table) is the backbone of any growing Australian company. It’s how you track who owns what, on...
22 December 2025
Buying A Fernwood Franchise In Australia: Legal Steps
Considering a Fernwood franchise as your next venture? It’s a well-known women’s fitness brand with strong national recognition, established systems and marketing, and a clear customer proposition. For many small business owners,...
22 December 2025
Using Property as Security for a Loan in Australia
Putting property on the line can unlock the funding you need to start, scale or steady your business. It can also expose you (and your assets) to serious risk if it isn’t...
21 December 2025
How To Set Up a Company in Australia With Foreign Shareholders
Bringing in overseas investors can be a smart way to grow your Australian business. The good news is that Australia welcomes foreign investment, and it’s completely possible to run an Australian company...
21 December 2025
Equity Vs Shares: What’s The Difference?
If you’re building a small business in Australia, you’ll quickly hear people talk about “equity” and “shares” - sometimes as if they’re the same thing. They’re closely related, but they’re not identical....
21 December 2025
How to Create a New Customer Credit Application Form in Australia
Offering trade credit can help you win bigger customers and grow sales. But extending credit without the right paperwork can also expose your cash flow to real risk. A well-drafted business new...
21 December 2025
Set-Off Clauses in Australian Contracts Explained
Late payments and disputed invoices can put real pressure on your cash flow. One tool businesses use to manage that risk is a set-off clause. In simple terms, a set-off clause lets...
21 December 2025
How to Buy a Company in Australia
Buying a company can be the fastest way to grow, enter a new market, or add new capability to your business without starting from scratch. But acquisitions come with moving parts: deal...
21 December 2025
Cheesecake Shop Franchise Cost in Australia: Fees & Legal Steps
Thinking about buying a Cheesecake Shop-style franchise or another well-known dessert brand? Franchising can be a smart way to enter the food retail space with an established brand, proven systems and supplier...
20 December 2025
Favouree Bank Guarantee: What It Means and How It Works
If you’re supplying high-value goods, leasing out a commercial space, or awarding a significant contract, you might ask the other party to provide a bank guarantee. In that arrangement, you are the...
20 December 2025
Structuring Business Loans for Lenders and Borrowers in Australia
Cashflow ebbs and flows are part of running a small business. Whether you’re lending funds to another business (or to an entity in your group) or taking a loan to fuel growth,...
20 December 2025
Director’s Loan Interest Rate in Australia
It’s common for small companies to move money between the business and its founders. You might lend funds to your company to cover cash flow, or your company may have lent money...
20 December 2025Interest as Chargee: What It Means in Australia
If you’ve come across the phrase “interest as chargee” on a search result, a finance document or a customer credit form, you’re not alone. It’s a common term in secured lending -...
20 December 2025
Is a Trust a Corporation in Australia?
If you’re weighing up how to structure your business or hold assets, you’ve likely asked: is a trust a corporation? It’s a great question - and it matters. Your choice affects liability,...
19 December 2025
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