Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
P2P Lending Legal Guide For Australian Startups
P2P lending (peer-to-peer lending) has become a popular funding option for Australian startups and small businesses that want faster, more flexible finance than traditional bank lending. If you’re scaling up, smoothing cash...
28 January 2026
Credit Applications In Australia: Key Inclusions And Legal Risks
Offering customers credit can be a powerful way to win larger orders, build repeat business, and compete with bigger players. But it also comes with a reality many small businesses learn the...
28 January 2026
Bank Guarantees for Commercial Leases: What Businesses Need to Know
If you’re negotiating a new commercial premises lease (or renewing an old one), there’s a good chance your landlord will ask you to provide a bank guarantee for your commercial lease ....
27 January 2026
What Is an Unsecured Loan? Key Risks and Terms to Know
Cash flow is one of those things that can make your business feel unstoppable one month, then painfully constrained the next. Maybe you’re scaling inventory, hiring your first team members, investing in...
26 January 2026
Angel Investors: How They Invest And What Startups Need To Know
If you’re building a startup, you’ve probably heard the phrase “angel investor” thrown around as if it’s a magic solution to your funding problems. In reality, an angel investor can be an...
24 January 2026
Data Room Checklist For Fundraising, Due Diligence And M&A
If you’re raising capital, bringing on a strategic partner, or selling your business, you’ll almost certainly be asked for a data room. A well-prepared data room makes you look organised, reduces deal...
24 January 2026
Credit Application Form: Guide And Template Tips
If you run a small business, you’ve probably faced the same dilemma: a new customer wants goods or services now, but they’d like to pay later. Offering trade credit can help you...
24 January 2026
Credit Application Form: Guide And Template Tips
If you run a small business, you’ve probably faced the same dilemma: a new customer wants goods or services now, but they’d like to pay later. Offering trade credit can help you...
24 January 2026
Secured Vs Unsecured Loans: Key Differences For Your Business
When you’re running a small business, access to cash flow can be the difference between “we’re ready to grow” and “we’re stuck treading water”. You might be looking to buy equipment, hire...
24 January 2026
Legal Checklist For Buying A Juice Bar Franchise In Australia
Buying a juice bar franchise can feel like a “best of both worlds” move: you’re running your own business, but you’re not building everything from scratch. You may already have customers who...
23 January 2026
What Is Fintech? A Practical Guide For Startups
If you’re building a product that helps people pay, borrow, invest, insure, or manage money in a new way, you’ve probably asked yourself: what is fintech, and what does it mean for...
23 January 2026
When To Hire Commercial Lawyers For Your Startup Or Business
When you’re building a startup or small business, it’s normal to try to keep everything lean. You might be doing your own sales, managing staff issues, negotiating with suppliers, and running your...
22 January 2026
Convertible Notes: How They Work for Australian Startups
If you’re raising money for your startup or growing small business, you’ve probably heard investors mention “convertible notes” as a fast, flexible way to invest. But what is a convertible note in...
22 January 2026
Business Loan To Buy A Company: Legal Checklist And Key Documents
Buying an existing business can feel like the “shortcut” to entrepreneurship - you’re stepping into something that already has customers, systems, suppliers and (hopefully) cash flow. But if you’re planning to use...
22 January 2026
Small Business Lending: Loan Types, Risks And Choosing The Right Option
Whether you’re trying to smooth out cash flow, buy equipment, hire staff, or fund a new product launch, business lending can be a practical way to help your business grow. But the...
21 January 2026
Corporations Act 2001 (Cth): Key Compliance Requirements For Startups
If you’re building a startup or running a small business, there’s a good chance you’ll bump into the Corporations Act 2001 (Cth) sooner than you expect - especially if you’re running (or...
20 January 2026
Joint And Several Liability In Australia: What Businesses Need To Know
When you’re running a small business, it’s normal to focus on growth: winning new customers, signing suppliers, hiring staff, and keeping cash flow healthy. But there’s one legal phrase that can quietly...
19 January 2026
Commercial Credit Services: Key Considerations for Australian Businesses
If you sell goods or services to other businesses, chances are you’ve faced the classic cash flow problem: you’ve done the work (or delivered the stock), but you’re still waiting to be...
18 January 2026
What Is an Executive Summary?
If you’re writing a business plan, pitch deck, grant application or funding proposal, you’ll almost always be asked for an executive summary. And if you’ve ever stared at a blank page thinking,...
17 January 2026
PPSR Registration And The PPSR Registry: How It Works In Australia
If you run a small business or startup, you’ll probably deal with “stuff” that has real value - equipment, vehicles, stock, tools, and sometimes even goods you lease, hire out or supply...
17 January 2026
When Do Businesses Need A Notary Public In Australia?
If you run a small business, there’s a good chance you’ll go months (or even years) without ever needing a notary public. Then suddenly, you’ll be asked for “notarised documents” for something...
17 January 2026
Crowdfunding For Startups: Legal Checklist To Raise Funds And Protect Your Business
Crowdfunding can be an exciting way to validate your product, build a community and raise the funds you need to launch (or scale) your startup in Australia. But it’s also a legal...
16 January 2026
Loan Agreement Template: NSW, QLD & VIC Requirements Explained
If you’re running a small business, lending or borrowing money can be a normal part of growth. You might be funding a new piece of equipment, smoothing out cash flow, supporting a...
15 January 2026
The Difference Between A Promissory Note And A Loan Agreement (2026 Updated)
When you’re lending money (or borrowing it) in your business, it’s tempting to keep things “simple” and move fast. Maybe it’s a quick loan from a friend, a short-term cash injection from...
14 January 2026
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