Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Corporations Act 2001 (Cth): Key Compliance Requirements For Startups
If you’re building a startup or running a small business, there’s a good chance you’ll bump into the Corporations Act 2001 (Cth) sooner than you expect - especially if you’re running (or...

Joint And Several Liability In Australia: What Businesses Need To Know
When you’re running a small business, it’s normal to focus on growth: winning new customers, signing suppliers, hiring staff, and keeping cash flow healthy. But there’s one legal phrase that can quietly...

Commercial Credit Services: Key Considerations for Australian Businesses
If you sell goods or services to other businesses, chances are you’ve faced the classic cash flow problem: you’ve done the work (or delivered the stock), but you’re still waiting to be...

What Is an Executive Summary?
If you’re writing a business plan, pitch deck, grant application or funding proposal, you’ll almost always be asked for an executive summary. And if you’ve ever stared at a blank page thinking,...

PPSR Registration And The PPSR Registry: How It Works In Australia
If you run a small business or startup, you’ll probably deal with “stuff” that has real value - equipment, vehicles, stock, tools, and sometimes even goods you lease, hire out or supply...

When Do Businesses Need A Notary Public In Australia?
If you run a small business, there’s a good chance you’ll go months (or even years) without ever needing a notary public. Then suddenly, you’ll be asked for “notarised documents” for something...

Crowdfunding For Startups: Legal Checklist To Raise Funds And Protect Your Business
Crowdfunding can be an exciting way to validate your product, build a community and raise the funds you need to launch (or scale) your startup in Australia. But it’s also a legal...

Loan Agreement Template: NSW, QLD & VIC Requirements Explained
If you’re running a small business, lending or borrowing money can be a normal part of growth. You might be funding a new piece of equipment, smoothing out cash flow, supporting a...

The Difference Between A Promissory Note And A Loan Agreement (2026 Updated)
When you’re lending money (or borrowing it) in your business, it’s tempting to keep things “simple” and move fast. Maybe it’s a quick loan from a friend, a short-term cash injection from...

Legal And Financial Recourse Options In Australia
When you’re running a small business, it’s easy to focus on growth - sales, customers, hiring, and delivery. But at some point, most business owners run into a harder question: what happens...

Quadrant-Style Private Equity: What Australian SMEs Should Know Before Investment
If you’re running an Australian SME and thinking about your next growth phase, you’ve probably considered outside capital at some point. Maybe you want to expand into new locations, hire a bigger...

Secured Loans: What to Know Before Borrowing for Your Business
When you’re building a small business, cash flow can be tight at the exact moment you need to invest the most. Maybe you’re buying equipment, funding stock, hiring staff, opening a second...

What Is A SAFE Cap Table, And Why Do I Need It? (2026 Updated)
If you’re raising money for your startup in Australia, there’s a good chance you’ll hear the words “SAFE” and “cap table” very early on. And if you’re like most founders, your first...

Series A Funding Legal Checklist For Startups
Hitting Series A can feel like your startup is finally “real”. You’ve built something that works, you’ve got early traction, and now you’re ready for a serious capital injection to scale the...

Raising Capital From Friends And Family: How To Do It Right (2026 Updated)
Getting your first “yes” from a friend, sibling, parent or former colleague can feel like the moment your business becomes real. Friends and family funding is often faster than banks, less formal...

Assignment Clause In Contracts: What It Means
Dealing with customers, suppliers, or partners often means signing contracts. Hidden in those contracts is a small line that can have a big impact on your business when things change: the assignment...

What Is a Facility Agreement and How Does It Work?
Securing the right finance can unlock the next stage of growth for your small business. Whether you need working capital to cover cash flow gaps, a line of credit to manage seasonality,...

Key Things to Check Before Buying a Business in Australia
Buying an existing business can be a smart way to grow faster, step into an established customer base, and avoid starting from zero. But it’s also a big commitment. The numbers, contracts,...

Shareholder Loan Agreements in Australia
Injecting cash into your company doesn’t always mean raising equity or going to the bank. For many Australian small companies, a shareholder loan is a straightforward way to fund growth, stabilise cash...

What You Need To Know About Raising Capital (2026 Updated)
Raising capital can be one of the most exciting (and nerve-wracking) parts of building a business. On the upside, fresh funding can help you hire key people, build your product faster, invest...

What The NSW Budget Means For Small Business (2026 Updated)
Every year, the NSW Budget can feel like a mix of “good news, more paperwork, and a few surprises.” If you run a small business, you’re usually not reading the Budget for...

Valuation Caps: How They Work And How To Pick One For Startups
When you’re raising early-stage funding in Australia, terms like “valuation cap” start popping up quickly - especially if you’re looking at SAFEs or convertible notes. If you’ve never set a cap before,...

Vendor Finance Agreements: What You Need To Know (2026 Updated)
Buying or selling a business is a big move. For many Australian small business owners, the sticking point isn’t the opportunity - it’s the funding. That’s where vendor finance can come in....

Collateral Documents: What They Are And How To Use Them In Australia
When you take out a loan, sign up for equipment finance, extend supplier credit or bring on an investor, you’ll often be asked to sign “collateral documents”. They’re not just extra paperwork...
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