Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
How To Apply For An Australian Credit Licence (ACL)
Offering credit can be a powerful way to grow a small business. It can help you close sales faster, increase average order value, and attract customers who prefer to pay over time....
16 February 2026
Unit Trust Meaning: What It Is, How It Works, And When To Use One
If you’re building (or buying) a business in Australia, there’s a good chance you’ve come across the phrase “unit trust” while talking to an accountant, broker, lender or business partner. But what...
16 February 2026
Loan Contract Essentials: Drafting And Negotiating For Startups
When you’re building a startup or growing a small business, cash flow can be the difference between moving fast and stalling out. Maybe you’re borrowing from a founder, a related entity, a...
16 February 2026
Australian Credit Licence Requirements
Offering credit can be a powerful growth lever for a small business. Maybe you want to let customers pay in instalments, launch a fintech product, run a brokerage, or help clients access...
14 February 2026
Equity Investment Explained For Startups And Small Businesses
If you’re building a startup or growing a small business, there will usually come a point where you ask: “How do we fund the next stage without running out of cash?” That’s...
13 February 2026
Redeemable Shares: What Startups And SMEs Need To Know
If you’re raising capital for your startup or SME, you’ve probably heard investors (or your accountant) mention redeemable shares. It can sound like a technical, investor-only concept - but it’s actually a...
13 February 2026
PPSR Registrations In Australia: Practical Steps For Your Business
If your business sells goods on credit, leases or hires out equipment, provides vendor finance, or takes security for a loan, there’s a good chance you’re dealing with “security interests” (even if...
12 February 2026
What Is Crowdfunding? Legal Rules For Australian Businesses
Crowdfunding can feel like a shortcut to funding your business - a way to validate your idea, build an audience, and raise capital all at once. But before you jump in, it’s...
12 February 2026
Start An AI Business: Key Legal Steps For Australian Startups And SMEs
Starting an AI business can feel like you’re stepping into the future - whether you’re building a SaaS product, offering AI consulting, training models for a niche industry, or integrating AI into...
12 February 2026
Startup Financing Options And Legal Steps For Australian Founders
Startup financing can feel like a make-or-break moment for your business. You’ve validated an idea, built a prototype (or even launched), and now you’re ready to grow - but growth usually needs...
11 February 2026
Startup Finance Legal Essentials For Australian Founders
Raising startup finance is one of those “make or break” moments for a new business. The right funding can help you hire early talent, build your product, secure stock, market faster, and...
11 February 2026
Non-Recourse Loans: How They Work And When They Make Sense
If you’re a founder or small business owner looking for funding, you’ve probably noticed that most lenders want some comfort that they can get their money back. That comfort often comes in...
11 February 2026
Define Insolvent: Meaning And Next Steps For Australian Businesses
Cash flow feels tight, suppliers are chasing invoices, and you’re starting to wonder if your business is in real trouble. At this point, many small business owners start Googling the same phrase:...
10 February 2026
How To Read And Use A Current Company Extract In Australia
If you’re running a company (or dealing with one), there’s a good chance you’ll be asked for a current company extract at some point - by a bank, an investor, a supplier,...
10 February 2026
Hire Purchase Explained: How It Works And Key Contract Terms
When you’re growing a small business, you often need equipment before you have the cash to buy it outright. Think vehicles, machinery, IT hardware, specialised tools, fit-out items, or even large appliances...
7 February 2026
What Is a Seed Round? A Practical Seed Funding Overview For Startups
If you’re building a startup (or a fast-growing small business) and you’re starting to feel the strain of bootstrapping, you might be hearing the same advice from everyone around you: “You should...
7 February 2026
Raising Capital: Legal Steps for Australian Startup and SME Founders
Raising capital can be one of the most exciting milestones in your business journey. It often means your idea has traction, your growth plans are real, and you’re ready to back yourself....
7 February 2026
Seller Financing: Legal Tips For Business Buyers And Sellers
Buying or selling a business is one of the biggest commercial decisions you’ll make as a small business owner. Sometimes the deal isn’t just about the price - it’s about how that...
7 February 2026
What Is Solvency? Key Legal Tests And Red Flags For Businesses
When you’re running a small business or scaling a startup, cash flow can feel like the only number that matters. But there’s another concept that can have huge legal and commercial consequences...
5 February 2026
Equipment Leasing in Australia: Key Legal Considerations
If you’re running a small business or startup, equipment can be one of your biggest upfront costs. Whether it’s coffee machines, medical devices, construction tools, printers, vehicles, or specialised tech, buying outright...
5 February 2026
Ultimate Holding Company: Meaning, Legal Role and Why It Matters
If you run a business through more than one company (or you’re thinking about doing that), you may have heard the term ultimate holding company come up in accountant meetings, bank paperwork,...
5 February 2026
Company Credit Check: What Australian Businesses Need To Know
If you’re running a small business, you already know the hard part isn’t always winning customers - it’s getting paid. Whether you’re offering goods on invoice, taking large upfront deposits, or signing...
5 February 2026
Undischarged Bankrupt: What It Means For Business Owners
If you run a small business, there’s a good chance you’ll deal with customers, suppliers, contractors or business partners who are experiencing financial distress. Sometimes, that distress escalates to formal bankruptcy. That’s...
2 February 2026
How To Finance A Business In Australia: Legal Funding Options And Steps
Financing a business is one of the biggest “make or break” moments for Australian startups and SMEs. The right funding can help you hire earlier, build faster, and handle cash flow without...
1 February 2026
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