Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

PMSI Registration On The PPSR: What Australian Businesses Need To Know

PMSI Registration On The PPSR: What Australian Businesses Need To Know

If you supply goods on credit, lease out equipment, or provide stock to customers before you’re paid in full, you’ve probably wondered: what happens if my customer goes insolvent, or a bank...

9 March 2026
Read more
Employee Share Schemes In Australia: What Startups Need To Know

Employee Share Schemes In Australia: What Startups Need To Know

If you’re building a startup or growing a small business, you’ve probably thought about how to attract (and keep) great people when your cash budget is tight. Maybe you want your key...

9 March 2026
Read more
NSW $10,000 Small Business Grant: Eligibility, How To Apply, Legal Issues

NSW $10,000 Small Business Grant: Eligibility, How To Apply, Legal Issues

If you run a small business in NSW, a $10,000 grant can feel like the boost you need to hire help, invest in equipment, expand your marketing, or simply get through a...

9 March 2026
Read more
What Does “Beneficially Held: No” Mean On A Share Register?

What Does “Beneficially Held: No” Mean On A Share Register?

If you’ve been reviewing your company records (or you’ve just incorporated, raised money, or changed shareholders), you might notice a confusing line on your share register: Beneficially held: No For many Australian...

8 March 2026
Read more
Bankruptcy Vs Liquidation: Key Differences For Australian Businesses

Bankruptcy Vs Liquidation: Key Differences For Australian Businesses

When cash flow tightens and debts start piling up, it can feel like your business is always one “final notice” away from a major decision. At that point, a lot of Australian...

8 March 2026
Read more
Loan Covenants: Practical Guide For Australian Startups And SMEs

Loan Covenants: Practical Guide For Australian Startups And SMEs

Getting finance can be a major growth moment for your startup or small business - whether you’re hiring, buying equipment, expanding into a new space, or smoothing out cashflow. But once a...

7 March 2026
Read more
Equitable Charge Explained: Key Uses And Risks For Startups

Equitable Charge Explained: Key Uses And Risks For Startups

When you’re building a small business or startup, cash flow is everything. Sometimes you’ll need to borrow funds, take on an investor, or give a supplier comfort that they’ll get paid. And...

6 March 2026
Read more
Company Secretarial Essentials: Compliance, Registers & Best Practices

Company Secretarial Essentials: Compliance, Registers & Best Practices

When you’re building a startup or growing an SME, it’s easy to focus on the exciting parts - customers, revenue, hiring, product development, raising capital. But behind every well-run company is something...

6 March 2026
Read more
Unit Trusts In Australia: 6 Practical Examples For Small Businesses

Unit Trusts In Australia: 6 Practical Examples For Small Businesses

If you’re running (or about to start) a small business, choosing the right structure can feel like one of those decisions that’s both “admin” and “make-or-break” at the same time. A lot...

6 March 2026
Read more
Do You Need A Company Chop Or Common Seal?

Do You Need A Company Chop Or Common Seal?

If you run (or are setting up) an Australian company, you’ve probably come across the term company chop. You might have seen a stamp used on invoices, on contracts, or even on...

5 March 2026
Read more
What Is a GSA? General Security Agreements in Australia

What Is a GSA? General Security Agreements in Australia

If you’re running a business, there’s a good chance you’ll deal with credit at some point - whether you’re borrowing money, buying equipment on finance, or offering payment terms to customers. That’s...

5 March 2026
Read more
How To Find A Corporate Lawyer Near You In Australia

How To Find A Corporate Lawyer Near You In Australia

When you search for a corporate lawyer near me , you’re usually not looking for a textbook definition of corporate law. You’re looking for someone who can help you make a confident...

5 March 2026
Read more
Commercial Credit Explained: What Australian Small Businesses Need To Know

Commercial Credit Explained: What Australian Small Businesses Need To Know

If you’re running a small business, cash flow can feel like a constant balancing act. You might have customers who take 30 days (or longer) to pay, suppliers who expect payment sooner,...

5 March 2026
Read more
How To Finance A New Business In Australia: Legal Options & Risks

How To Finance A New Business In Australia: Legal Options & Risks

Financing a new business can feel like a balancing act. On one hand, you want enough capital to build something real (inventory, staff, marketing, software, equipment, working capital). On the other hand,...

4 March 2026
Read more
Equipment Lease Agreements: What To Know Before Leasing Business Equipment

Equipment Lease Agreements: What To Know Before Leasing Business Equipment

Leasing equipment can be a smart way to grow your business without tying up a big chunk of cash upfront. Whether you’re leasing vehicles, machinery, medical devices, office fit-outs, POS systems, coffee...

3 March 2026
Read more
Trust Loans: How They Work, Risks And Practical Steps

Trust Loans: How They Work, Risks And Practical Steps

If you run your business through a trust (or you’re thinking about it), at some point you may need to move money around to keep things running smoothly. Maybe your trading company...

2 March 2026
Read more
Can A Bankrupt Be A Company Director In Australia?

Can A Bankrupt Be A Company Director In Australia?

When you’re building (or rebuilding) a business, the last thing you want is uncertainty about whether you’re even allowed to lead it. Bankruptcy can happen for all sorts of reasons - a...

1 March 2026
Read more
Buying Shares In A Company In Australia: Step-By-Step

Buying Shares In A Company In Australia: Step-By-Step

Buying shares in another company can be a smart growth move for startups and small businesses - whether you’re investing in a supplier, partnering with a complementary brand, or taking a strategic...

1 March 2026
Read more
Public vs Private Companies: Key Legal Differences For Startups And SMEs

Public vs Private Companies: Key Legal Differences For Startups And SMEs

When you’re building a startup or growing an SME, it’s easy to think “a company is a company” - until you start talking to investors, signing bigger contracts, or planning your next...

28 February 2026
Read more
SAFE Agreement Explained: Simple Agreement for Future Equity (Australia)

SAFE Agreement Explained: Simple Agreement for Future Equity (Australia)

If you’re building a startup, chances are you’ll eventually face the same big question: how do we raise money quickly without getting stuck in a long (and expensive) valuation negotiation? That’s where...

27 February 2026
Read more
Business Loan Security In Australia: How It Works

Business Loan Security In Australia: How It Works

If you’re applying for finance to grow your business (or even just to smooth out cash flow), you’ll quickly hear the lender ask about “security”. That can feel intimidating - especially if...

26 February 2026
Read more
Tag-Along Rights In Australia: A Guide For Founders And Investors

Tag-Along Rights In Australia: A Guide For Founders And Investors

What Are Tag Along Rights (And When Do They Apply)? Tag along rights are contractual rights that allow minority shareholders to “tag along” in a sale of shares by a majority (or...

25 February 2026
Read more
SAFE Note Meaning: How It Works For Australian Startups

SAFE Note Meaning: How It Works For Australian Startups

Raising early-stage funding is exciting - but it can also feel like you’re learning a whole new language overnight. Term sheets, valuations, dilution, cap tables… and then someone mentions a “SAFE”. If...

24 February 2026
Read more
Class A Shares: Voting Rights, Dividends And When Startups Should Issue Them

Class A Shares: Voting Rights, Dividends And When Startups Should Issue Them

If you’re building an Australian startup and thinking about raising money, rewarding early supporters, or setting up a structure that lets you stay in control as you grow, you’ve probably come across...

24 February 2026
Read more
Need support?

Need help with your business legals?

Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.