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Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Shareholder Loan Agreements in Australia
Injecting cash into your company doesn’t always mean raising equity or going to the bank. For many Australian small companies, a shareholder loan is a straightforward way to fund growth, stabilise cash...
8 January 2026
What You Need To Know About Raising Capital (2026 Updated)
Raising capital can be one of the most exciting (and nerve-wracking) parts of building a business. On the upside, fresh funding can help you hire key people, build your product faster, invest...
7 January 2026
What The NSW Budget Means For Small Business (2026 Updated)
Every year, the NSW Budget can feel like a mix of “good news, more paperwork, and a few surprises.” If you run a small business, you’re usually not reading the Budget for...
7 January 2026
Valuation Caps: How They Work And How To Pick One For Startups
When you’re raising early-stage funding in Australia, terms like “valuation cap” start popping up quickly - especially if you’re looking at SAFEs or convertible notes. If you’ve never set a cap before,...
6 January 2026
Vendor Finance Agreements: What You Need To Know (2026 Updated)
Buying or selling a business is a big move. For many Australian small business owners, the sticking point isn’t the opportunity - it’s the funding. That’s where vendor finance can come in....
6 January 2026
Collateral Documents: What They Are And How To Use Them In Australia
When you take out a loan, sign up for equipment finance, extend supplier credit or bring on an investor, you’ll often be asked to sign “collateral documents”. They’re not just extra paperwork...
6 January 2026
How To Apply For An Australian Credit Licence (ACL) In 2026
If you’re planning to offer credit products or credit services in Australia in 2026, getting your licensing right is one of the most important steps you’ll take. An Australian Credit Licence (ACL)...
6 January 2026
A Guide To SAFE Notes (2026 Updated)
If you’re raising money for your startup, you’ve probably heard investors mention a “SAFE” - sometimes in the same breath as “valuation cap”, “discount”, and “post-money”. It can feel like everyone else...
6 January 2026
Franchise Pros And Cons: Is Buying Into A Brand Right For You?
Franchising can look like a fast track to business ownership. You get a recognised brand, a proven system, and support from day one. For many small business owners in Australia, that sounds...
6 January 2026
How To Set Aside a Statutory Demand in Australia
If your company has just received a statutory demand, it can feel confronting - and the clock is already ticking. In Australia, a statutory demand is a powerful debt recovery tool. If...
6 January 2026
Invoice In Arrears: What It Means And How To Do It Legally
Deciding when to bill your customers is a big part of your cash flow strategy. For many service businesses in Australia, issuing an invoice in arrears (after the work is done) feels...
5 January 2026
FOU Shares in Australia: What Are They and How to Issue Them
If you’ve been Googling “fou shares” while planning your company structure, you’re not alone. Many founders and small business owners use (or see) the term online, but it’s not a standard legal...
5 January 2026
Company Solvency in Australia: What Directors Need to Know
Running a company means balancing ambition with responsibility. One of the most important responsibilities for Australian directors is making sure your company is solvent - in simple terms, that it can pay...
5 January 2026
How to Recover a Debt in Australia
Unpaid invoices can put real pressure on your cash flow, slow your growth and drain your time. If a customer hasn’t paid, you’re not alone - most small businesses face debt recovery...
5 January 2026
How To Set Up A Business Division in Australia: Structure and Risks
Thinking about launching a new product line, serving a different market, or separating a service arm from your core operations? Creating a business division can help you grow strategically, manage risk and...
5 January 2026
Why Start a Business in Australia and How to Set It Up Legally
Thinking about starting your own business in Australia? It’s an exciting step - one that can offer flexibility, control and real impact. But it’s also a big decision that’s easier when you...
5 January 2026
Limited Guarantees In Australia Explained
Guarantees pop up everywhere in business - from bank facilities and equipment leases to supplier credit and franchise arrangements. But giving an open-ended, unlimited personal guarantee can feel risky, especially if you’re...
5 January 2026
How Does Equity Financing Work? (2026 Updated)
Equity financing can be one of the most exciting ways to fund your business - because it often means people believe in what you’re building. But it can also feel intimidating. You’re...
5 January 2026
How Does A Company Legally Issue Shares? (2026 Updated)
Issuing shares is one of the most common (and most powerful) ways a company can raise money, bring in a co-founder, reward key team members, or restructure ownership. But it’s also an...
5 January 2026
How To Start a Mobile Mechanic Business in Australia
Thinking about launching a mobile mechanic business? It’s a smart way to meet customers where they are, reduce overheads compared to a traditional workshop and build a flexible service model that scales...
4 January 2026
Acquisition Lawyer: How To Buy A Business In Australia
Thinking about buying a business? For many small business owners, an acquisition can be the fastest way to grow, enter a new market, or secure a steady revenue stream without starting from...
4 January 2026
Preparing For A Capital Raise (2026 Updated)
Raising capital can be a turning point for your business. It can give you the runway to hire, build product faster, expand into new markets, or finally invest in the systems you’ve...
3 January 2026
Trust Disadvantages in Australia: Key Considerations Before Setup
Thinking about setting up a trust for your small business? Trusts are often promoted for their asset protection and tax flexibility. But they’re not the best fit for every venture. Before you...
3 January 2026
Investment Lawyer in Australia: Do You Need One and What Do They Do?
Bringing outside money into your business can unlock growth, open new markets and accelerate your roadmap - but it also introduces real legal risk if you don’t structure it properly. That’s where...
3 January 2026
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