Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Redeemable Shares: What Startups And SMEs Need To Know
If you’re raising capital for your startup or SME, you’ve probably heard investors (or your accountant) mention redeemable shares. It can sound like a technical, investor-only concept - but it’s actually a...

PPSR Registrations In Australia: Practical Steps For Your Business
If your business sells goods on credit, leases or hires out equipment, provides vendor finance, or takes security for a loan, there’s a good chance you’re dealing with “security interests” (even if...

What Is Crowdfunding? Legal Rules For Australian Businesses
Crowdfunding can feel like a shortcut to funding your business - a way to validate your idea, build an audience, and raise capital all at once. But before you jump in, it’s...

Start An AI Business: Key Legal Steps For Australian Startups And SMEs
Starting an AI business can feel like you’re stepping into the future - whether you’re building a SaaS product, offering AI consulting, training models for a niche industry, or integrating AI into...

Startup Financing Options And Legal Steps For Australian Founders
Startup financing can feel like a make-or-break moment for your business. You’ve validated an idea, built a prototype (or even launched), and now you’re ready to grow - but growth usually needs...

Startup Finance Legal Essentials For Australian Founders
Raising startup finance is one of those “make or break” moments for a new business. The right funding can help you hire early talent, build your product, secure stock, market faster, and...

Non-Recourse Loans: How They Work And When They Make Sense
If you’re a founder or small business owner looking for funding, you’ve probably noticed that most lenders want some comfort that they can get their money back. That comfort often comes in...

Define Insolvent: Meaning And Next Steps For Australian Businesses
Cash flow feels tight, suppliers are chasing invoices, and you’re starting to wonder if your business is in real trouble. At this point, many small business owners start Googling the same phrase:...

How To Read And Use A Current Company Extract In Australia
If you’re running a company (or dealing with one), there’s a good chance you’ll be asked for a current company extract at some point - by a bank, an investor, a supplier,...

Hire Purchase Explained: How It Works And Key Contract Terms
When you’re growing a small business, you often need equipment before you have the cash to buy it outright. Think vehicles, machinery, IT hardware, specialised tools, fit-out items, or even large appliances...

What Is a Seed Round? A Practical Seed Funding Overview For Startups
If you’re building a startup (or a fast-growing small business) and you’re starting to feel the strain of bootstrapping, you might be hearing the same advice from everyone around you: “You should...

Raising Capital: Legal Steps for Australian Startup and SME Founders
Raising capital can be one of the most exciting milestones in your business journey. It often means your idea has traction, your growth plans are real, and you’re ready to back yourself....

Seller Financing: Legal Tips For Business Buyers And Sellers
Buying or selling a business is one of the biggest commercial decisions you’ll make as a small business owner. Sometimes the deal isn’t just about the price - it’s about how that...

What Is Solvency? Key Legal Tests And Red Flags For Businesses
When you’re running a small business or scaling a startup, cash flow can feel like the only number that matters. But there’s another concept that can have huge legal and commercial consequences...

Equipment Leasing in Australia: Key Legal Considerations
If you’re running a small business or startup, equipment can be one of your biggest upfront costs. Whether it’s coffee machines, medical devices, construction tools, printers, vehicles, or specialised tech, buying outright...

Ultimate Holding Company: Meaning, Legal Role and Why It Matters
If you run a business through more than one company (or you’re thinking about doing that), you may have heard the term ultimate holding company come up in accountant meetings, bank paperwork,...

Company Credit Check: What Australian Businesses Need To Know
If you’re running a small business, you already know the hard part isn’t always winning customers - it’s getting paid. Whether you’re offering goods on invoice, taking large upfront deposits, or signing...

Undischarged Bankrupt: What It Means For Business Owners
If you run a small business, there’s a good chance you’ll deal with customers, suppliers, contractors or business partners who are experiencing financial distress. Sometimes, that distress escalates to formal bankruptcy. That’s...

How To Finance A Business In Australia: Legal Funding Options And Steps
Financing a business is one of the biggest “make or break” moments for Australian startups and SMEs. The right funding can help you hire earlier, build faster, and handle cash flow without...

Crowdfunding In Australia: Legal Rules And Compliance
Crowdfunding can feel like the perfect match for a growing Australian business: you validate demand, build a community, and raise funds at the same time. But before you hit “launch”, it’s worth...

Legal Checklist For Buying A Convenience Store Franchise In Australia
Buying a convenience store franchise can feel like the “fast track” into small business ownership. You’re stepping into an established model, often with brand recognition, set systems, and supplier arrangements already in...

What Is a Lien? How Liens Work and When They Apply
If you run a small business, you’re probably used to thinking about “security” in practical terms - keeping your cash flow steady, getting paid on time, and making sure your equipment or...

7‑Eleven Franchise Legal Checklist For Buyers In Australia
Buying a 7‑Eleven franchise can feel like a shortcut to running a proven business model, with established systems, brand recognition, and ongoing operational support. But from a legal perspective, a franchise is...

What Is an SPV? Special Purpose Vehicles for Australian Startups
When you’re building a startup or running a growing small business, it’s normal to reach a point where you think: “How do I take on this opportunity without putting the whole business...
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