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Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
What Is Solvency? Key Legal Tests And Red Flags For Businesses
When you’re running a small business or scaling a startup, cash flow can feel like the only number that matters. But there’s another concept that can have huge legal and commercial consequences...
5 February 2026
Equipment Leasing in Australia: Key Legal Considerations
If you’re running a small business or startup, equipment can be one of your biggest upfront costs. Whether it’s coffee machines, medical devices, construction tools, printers, vehicles, or specialised tech, buying outright...
5 February 2026
Ultimate Holding Company: Meaning, Legal Role and Why It Matters
If you run a business through more than one company (or you’re thinking about doing that), you may have heard the term ultimate holding company come up in accountant meetings, bank paperwork,...
5 February 2026
Company Credit Check: What Australian Businesses Need To Know
If you’re running a small business, you already know the hard part isn’t always winning customers - it’s getting paid. Whether you’re offering goods on invoice, taking large upfront deposits, or signing...
5 February 2026
Undischarged Bankrupt: What It Means For Business Owners
If you run a small business, there’s a good chance you’ll deal with customers, suppliers, contractors or business partners who are experiencing financial distress. Sometimes, that distress escalates to formal bankruptcy. That’s...
2 February 2026
How To Finance A Business In Australia: Legal Funding Options And Steps
Financing a business is one of the biggest “make or break” moments for Australian startups and SMEs. The right funding can help you hire earlier, build faster, and handle cash flow without...
1 February 2026
Crowdfunding In Australia: Legal Rules And Compliance
Crowdfunding can feel like the perfect match for a growing Australian business: you validate demand, build a community, and raise funds at the same time. But before you hit “launch”, it’s worth...
1 February 2026
Legal Checklist For Buying A Convenience Store Franchise In Australia
Buying a convenience store franchise can feel like the “fast track” into small business ownership. You’re stepping into an established model, often with brand recognition, set systems, and supplier arrangements already in...
1 February 2026
What Is a Lien? How Liens Work and When They Apply
If you run a small business, you’re probably used to thinking about “security” in practical terms - keeping your cash flow steady, getting paid on time, and making sure your equipment or...
31 January 2026
7‑Eleven Franchise Legal Checklist For Buyers In Australia
Buying a 7‑Eleven franchise can feel like a shortcut to running a proven business model, with established systems, brand recognition, and ongoing operational support. But from a legal perspective, a franchise is...
30 January 2026
What Is an SPV? Special Purpose Vehicles for Australian Startups
When you’re building a startup or running a growing small business, it’s normal to reach a point where you think: “How do I take on this opportunity without putting the whole business...
30 January 2026
Vendor Financing Explained: How It Works When Buying Or Selling A Business
If you’re buying or selling a small business, finance is often the make-or-break issue. Sometimes the buyer has the skills, experience and motivation to run the business - but can’t (yet) get...
30 January 2026
Secured Loans Explained: What They Mean For Your Business
Access to funding can be a turning point for a growing business - whether you’re buying stock, hiring your first team members, investing in equipment, or extending your runway while you scale....
29 January 2026
What Is a Bank Guarantee?
If you’ve ever tried to secure a commercial lease, win a major contract, or sign on with a new supplier, you may have been asked for a “bank guarantee”. For small businesses...
29 January 2026
How Business Loans Work In Australia
If you’re running a small business, there’s a good chance you’ve hit a point where cash flow is tight, demand is growing, or an opportunity comes up that you don’t want to...
28 January 2026
P2P Lending Legal Guide For Australian Startups
P2P lending (peer-to-peer lending) has become a popular funding option for Australian startups and small businesses that want faster, more flexible finance than traditional bank lending. If you’re scaling up, smoothing cash...
27 January 2026
Credit Applications In Australia: Key Inclusions And Legal Risks
Offering customers credit can be a powerful way to win larger orders, build repeat business, and compete with bigger players. But it also comes with a reality many small businesses learn the...
27 January 2026
Bank Guarantees for Commercial Leases: What Businesses Need to Know
If you’re negotiating a new commercial premises lease (or renewing an old one), there’s a good chance your landlord will ask you to provide a bank guarantee for your commercial lease ....
27 January 2026
What Is an Unsecured Loan? Key Risks and Terms to Know
Cash flow is one of those things that can make your business feel unstoppable one month, then painfully constrained the next. Maybe you’re scaling inventory, hiring your first team members, investing in...
26 January 2026
Angel Investors: How They Invest And What Startups Need To Know
If you’re building a startup, you’ve probably heard the phrase “angel investor” thrown around as if it’s a magic solution to your funding problems. In reality, an angel investor can be an...
24 January 2026
Data Room Checklist For Fundraising, Due Diligence And M&A
If you’re raising capital, bringing on a strategic partner, or selling your business, you’ll almost certainly be asked for a data room. A well-prepared data room makes you look organised, reduces deal...
24 January 2026
Credit Application Form: Guide And Template Tips
If you run a small business, you’ve probably faced the same dilemma: a new customer wants goods or services now, but they’d like to pay later. Offering trade credit can help you...
23 January 2026
Credit Application Form: Guide And Template Tips
If you run a small business, you’ve probably faced the same dilemma: a new customer wants goods or services now, but they’d like to pay later. Offering trade credit can help you...
23 January 2026
Secured Vs Unsecured Loans: Key Differences For Your Business
When you’re running a small business, access to cash flow can be the difference between “we’re ready to grow” and “we’re stuck treading water”. You might be looking to buy equipment, hire...
23 January 2026
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