Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

Lender vs Borrower: Key Rights and Obligations Under Australian Law

Lender vs Borrower: Key Rights and Obligations Under Australian Law

Loans can be a practical way to fund growth, smooth out cash flow, buy equipment, or take advantage of an opportunity when you don’t want to give up equity. But whenever there’s...

20 April 2026
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Share Dilution: How Startup Founders And Investors Protect Ownership In Australia

Share Dilution: How Startup Founders And Investors Protect Ownership In Australia

If you’re building a startup, raising capital can feel like the ultimate growth unlock. The right investor can bring funding, credibility, strategic advice and networks. But every time you issue new shares,...

20 April 2026
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Seed Preference Shares: What Founders and Investors Should Know In Australia

Seed Preference Shares: What Founders and Investors Should Know In Australia

If you’re raising money for a startup in Australia, you’ll very likely come across seed preference shares. For founders, seed preference shares can be the difference between a smooth seed round and...

20 April 2026
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Directors Loan Account (DLA): What Australian Businesses Need To Know

Directors Loan Account (DLA): What Australian Businesses Need To Know

If you run a company in Australia, chances are money moves between you and your business in ways that don’t always fit neatly into “salary” or “dividends”. Maybe you paid a supplier...

18 April 2026
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What Is a Charge Over Property? A Guide for Australian Businesses

What Is a Charge Over Property? A Guide for Australian Businesses

If you’re running a business, there’s a good chance you’ll deal with finance at some point - whether that’s a bank loan, equipment finance, a line of credit, or even vendor finance...

18 April 2026
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SAFE Note vs Convertible Note: Which Is Right for Your Startup?

SAFE Note vs Convertible Note: Which Is Right for Your Startup?

Raising capital is a huge milestone for any startup. It’s exciting, but it can also be stressful - especially when you’re trying to move fast without accidentally creating legal, tax, or governance...

16 April 2026
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Minority Shareholder Rights in Australia: What Founders Need to Know

Minority Shareholder Rights in Australia: What Founders Need to Know

Bringing on investors, issuing shares to a co-founder, or offering equity to key team members can be a game-changer for growth. But once you’ve got more than one shareholder, you’re no longer...

16 April 2026
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Business Asset Protection: Key Legal Strategies For Australian Startups

Business Asset Protection: Key Legal Strategies For Australian Startups

When you’re building a small business or startup, it’s normal to focus on growth first: getting customers, refining your product, hiring your first team member, or raising funding. But if you’re not...

15 April 2026
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What Is an STO? Security Token Offerings and Australian Law

What Is an STO? Security Token Offerings and Australian Law

If you’re exploring new ways to raise capital for your startup or SME, you may have come across the term STO (Security Token Offering) and wondered what it actually means. An STO...

13 April 2026
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Business Due Diligence Checklist for Australian Startups and SMEs

Business Due Diligence Checklist for Australian Startups and SMEs

Whether you’re buying a business, bringing on an investor, entering a major partnership, or even just trying to get “investor-ready”, doing proper due diligence can be the difference between a confident next...

12 April 2026
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Chairman Position Explained: Meaning and Key Duties

Chairman Position Explained: Meaning and Key Duties

As your business grows, you’ll probably reach a point where decisions can’t (and shouldn’t) sit with just one person. You might add directors, set up a more formal board, bring in investors,...

12 April 2026
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What Is An Investor? Practical Guide For Australian Startups

What Is An Investor? Practical Guide For Australian Startups

If you’re building a startup or growing a small business, you’ll probably hear the word “investor” pretty early on - from mentors, accountants, accelerators, and other founders. But when you stop and...

12 April 2026
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Liquidation Preference Explained For Australian Startup Founders And Investors

Liquidation Preference Explained For Australian Startup Founders And Investors

If you’re raising capital for your startup (or thinking about investing in one), you’ll almost certainly come across the term liquidation preference. It can sound technical, but it’s one of the most...

12 April 2026
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Post-Money Valuation for Australian Startups: Meaning and Calculation

Post-Money Valuation for Australian Startups: Meaning and Calculation

Raising capital is a huge milestone for an Australian startup. But when you’re negotiating with investors, the conversation often turns quickly to one number: your post-money valuation. If you’re a founder, you’ve...

11 April 2026
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How To Use A Convertible Note Template For Australian Startups

How To Use A Convertible Note Template For Australian Startups

Raising capital is exciting - but it can also feel like you’re suddenly learning a whole new language. If you’re a founder, you might be weighing up how to bring on early...

10 April 2026
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Recourse Loans Explained for Australian Startups and Small Businesses

Recourse Loans Explained for Australian Startups and Small Businesses

Access to funding can be the difference between “great idea” and “real business”. If you’re scaling a startup, buying equipment, hiring your first key staff member, or just smoothing cash flow, you’ve...

9 April 2026
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Capital Raising Process For Startups And SMEs

Capital Raising Process For Startups And SMEs

Raising capital can feel like a huge milestone - and it often is. Whether you’re a startup building your first product, or an established SME gearing up to scale, the capital raising...

8 April 2026
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Negotiation Strategies For Australian Startups And Small Businesses

Negotiation Strategies For Australian Startups And Small Businesses

Negotiation is part of running a business. Whether you’re trying to land a key customer, lock in reliable suppliers, bring on a co-founder, or secure funding, you’ll be negotiating (often more than...

7 April 2026
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Shareholder Register Compliance For Startups And SMEs In Australia

Shareholder Register Compliance For Startups And SMEs In Australia

If you’re running (or planning to run) a company in Australia, there’s a good chance you’ve heard the term “shareholder register” thrown around by accountants, investors, or even in your incorporation paperwork....

6 April 2026
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Wholly Owned Subsidiary: Definition And Key Considerations In Australia

Wholly Owned Subsidiary: Definition And Key Considerations In Australia

If you’re growing your business, taking on investors, or expanding into a new product line, you might start hearing corporate-structure terms that sound a bit “big business” - including a question we...

4 April 2026
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Finance Lease: How It Works And Key Terms In Australia

Finance Lease: How It Works And Key Terms In Australia

When you’re building a business, cash flow is everything. You might need a vehicle, fit-out equipment, machinery, or tech to deliver your product or service - but paying the full purchase price...

3 April 2026
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PPSR Security Interest: Register, Protect And Enforce Your Rights

PPSR Security Interest: Register, Protect And Enforce Your Rights

If you’re a small business owner, you probably spend a lot of time thinking about cash flow, customers, stock, and keeping operations running smoothly. What’s easy to miss (until something goes wrong)...

2 April 2026
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Pre-Money vs Post-Money Valuation: What Founders Need To Know

Pre-Money vs Post-Money Valuation: What Founders Need To Know

If you’re raising capital for your startup, you’ll almost certainly hear the terms “pre-money” and “post-money” valuation early on. They sound similar, and they’re closely related - but mixing them up can...

1 April 2026
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On-Market Buybacks: What Companies Need To Know

On-Market Buybacks: What Companies Need To Know

If you run a company, you’ve probably thought about how to manage your shareholding structure over time - especially as you grow, bring in investors, or generate surplus cash. One option you...

31 March 2026
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