Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Lender vs Borrower: Key Rights and Obligations Under Australian Law
Loans can be a practical way to fund growth, smooth out cash flow, buy equipment, or take advantage of an opportunity when you don’t want to give up equity. But whenever there’s...
Share Dilution: How Startup Founders And Investors Protect Ownership In Australia
If you’re building a startup, raising capital can feel like the ultimate growth unlock. The right investor can bring funding, credibility, strategic advice and networks. But every time you issue new shares,...

Seed Preference Shares: What Founders and Investors Should Know In Australia
If you’re raising money for a startup in Australia, you’ll very likely come across seed preference shares. For founders, seed preference shares can be the difference between a smooth seed round and...

Directors Loan Account (DLA): What Australian Businesses Need To Know
If you run a company in Australia, chances are money moves between you and your business in ways that don’t always fit neatly into “salary” or “dividends”. Maybe you paid a supplier...

What Is a Charge Over Property? A Guide for Australian Businesses
If you’re running a business, there’s a good chance you’ll deal with finance at some point - whether that’s a bank loan, equipment finance, a line of credit, or even vendor finance...

SAFE Note vs Convertible Note: Which Is Right for Your Startup?
Raising capital is a huge milestone for any startup. It’s exciting, but it can also be stressful - especially when you’re trying to move fast without accidentally creating legal, tax, or governance...

Minority Shareholder Rights in Australia: What Founders Need to Know
Bringing on investors, issuing shares to a co-founder, or offering equity to key team members can be a game-changer for growth. But once you’ve got more than one shareholder, you’re no longer...

Business Asset Protection: Key Legal Strategies For Australian Startups
When you’re building a small business or startup, it’s normal to focus on growth first: getting customers, refining your product, hiring your first team member, or raising funding. But if you’re not...

What Is an STO? Security Token Offerings and Australian Law
If you’re exploring new ways to raise capital for your startup or SME, you may have come across the term STO (Security Token Offering) and wondered what it actually means. An STO...

Business Due Diligence Checklist for Australian Startups and SMEs
Whether you’re buying a business, bringing on an investor, entering a major partnership, or even just trying to get “investor-ready”, doing proper due diligence can be the difference between a confident next...

Chairman Position Explained: Meaning and Key Duties
As your business grows, you’ll probably reach a point where decisions can’t (and shouldn’t) sit with just one person. You might add directors, set up a more formal board, bring in investors,...

What Is An Investor? Practical Guide For Australian Startups
If you’re building a startup or growing a small business, you’ll probably hear the word “investor” pretty early on - from mentors, accountants, accelerators, and other founders. But when you stop and...

Liquidation Preference Explained For Australian Startup Founders And Investors
If you’re raising capital for your startup (or thinking about investing in one), you’ll almost certainly come across the term liquidation preference. It can sound technical, but it’s one of the most...

Post-Money Valuation for Australian Startups: Meaning and Calculation
Raising capital is a huge milestone for an Australian startup. But when you’re negotiating with investors, the conversation often turns quickly to one number: your post-money valuation. If you’re a founder, you’ve...

How To Use A Convertible Note Template For Australian Startups
Raising capital is exciting - but it can also feel like you’re suddenly learning a whole new language. If you’re a founder, you might be weighing up how to bring on early...

Recourse Loans Explained for Australian Startups and Small Businesses
Access to funding can be the difference between “great idea” and “real business”. If you’re scaling a startup, buying equipment, hiring your first key staff member, or just smoothing cash flow, you’ve...

Capital Raising Process For Startups And SMEs
Raising capital can feel like a huge milestone - and it often is. Whether you’re a startup building your first product, or an established SME gearing up to scale, the capital raising...

Negotiation Strategies For Australian Startups And Small Businesses
Negotiation is part of running a business. Whether you’re trying to land a key customer, lock in reliable suppliers, bring on a co-founder, or secure funding, you’ll be negotiating (often more than...

Shareholder Register Compliance For Startups And SMEs In Australia
If you’re running (or planning to run) a company in Australia, there’s a good chance you’ve heard the term “shareholder register” thrown around by accountants, investors, or even in your incorporation paperwork....

Wholly Owned Subsidiary: Definition And Key Considerations In Australia
If you’re growing your business, taking on investors, or expanding into a new product line, you might start hearing corporate-structure terms that sound a bit “big business” - including a question we...

Finance Lease: How It Works And Key Terms In Australia
When you’re building a business, cash flow is everything. You might need a vehicle, fit-out equipment, machinery, or tech to deliver your product or service - but paying the full purchase price...

PPSR Security Interest: Register, Protect And Enforce Your Rights
If you’re a small business owner, you probably spend a lot of time thinking about cash flow, customers, stock, and keeping operations running smoothly. What’s easy to miss (until something goes wrong)...

Pre-Money vs Post-Money Valuation: What Founders Need To Know
If you’re raising capital for your startup, you’ll almost certainly hear the terms “pre-money” and “post-money” valuation early on. They sound similar, and they’re closely related - but mixing them up can...

On-Market Buybacks: What Companies Need To Know
If you run a company, you’ve probably thought about how to manage your shareholding structure over time - especially as you grow, bring in investors, or generate surplus cash. One option you...
Need help with your business legals?
Speak with Sprintlaw to get practical legal support and fixed-fee options tailored to your business.

