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Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

Performance Rights vs Options: Key Differences for Startups in Australia

Performance Rights vs Options: Key Differences for Startups in Australia

If you’re building a startup or scaling a small business, there’s a good chance you’ll eventually want a way to reward key people without burning through cash. Equity incentives can help you...

4 May 2026
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Change In Control For Startups And SMEs: What It Means And How To Manage It

Change In Control For Startups And SMEs: What It Means And How To Manage It

If you’re building a startup or running a growing SME, you’ll probably have a moment where the business takes a “step change” - new investors come in, you merge with another business,...

1 May 2026
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SAFE Shares Explained: Converting SAFEs Into Equity for Startups

SAFE Shares Explained: Converting SAFEs Into Equity for Startups

If you’re building an Australian startup and you’re raising early capital, you’ve probably come across the term “SAFE” - and you might also be hearing people talk about “SAFE shares”. This can...

30 April 2026
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How Capital Raising Affects Share Price For Startups And SMEs

How Capital Raising Affects Share Price For Startups And SMEs

Raising capital can be a huge milestone for your startup or growing business. It can help you hire faster, build product, expand into new markets, or simply survive long enough to hit...

29 April 2026
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Buying A Gym In Australia: Key Legal Considerations

Buying A Gym In Australia: Key Legal Considerations

Buying a gym can be an exciting move - whether you’re an experienced operator expanding to a second location, an investor looking for a stable recurring-revenue business, or a first-time business owner...

29 April 2026
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Non-Trading Company Compliance, Record-Keeping And Closing In Australia

Non-Trading Company Compliance, Record-Keeping And Closing In Australia

It’s surprisingly common for Australian startups to end up with a non trading company. Maybe you incorporated early to protect yourself and look “investor-ready”, but the product took longer than expected. Maybe...

28 April 2026
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Share Types Explained: Choosing The Right Shares For Your Startup

Share Types Explained: Choosing The Right Shares For Your Startup

If you’re building an Australian startup, figuring out your share types can feel like a “later” problem - something you’ll sort out once the product is live, customers are paying, and investors...

28 April 2026
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Collateral Mortgages: What You Need to Know

Collateral Mortgages: What You Need to Know

If you’re running a small business (or planning to buy one), getting the right finance can be the difference between steady growth and stalled momentum. In Australia, lenders often want more than...

28 April 2026
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Preferred Shares: What Startups and Investors Should Know In Australia

Preferred Shares: What Startups and Investors Should Know In Australia

If you’re building an Australian startup (or investing in one), preferred shares will come up sooner than you think. They’re a common tool in venture-style fundraising because they can balance two competing...

25 April 2026
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All PAP Security Interests on the PPSR: What to Check

All PAP Security Interests on the PPSR: What to Check

If you’re running (or buying) a small business in Australia, you’ll hear the acronym “PPSR” come up sooner or later - especially if you deal in equipment, vehicles, stock, or any kind...

24 April 2026
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Fiduciary Duties in Australia: A Practical Guide for Directors and Founders

Fiduciary Duties in Australia: A Practical Guide for Directors and Founders

If you run a small business, it’s easy to think “fiducary duties” (often spelled fiduciary duties ) are only for big corporates with boards, investors and complex structures. In reality, fiducary duties...

24 April 2026
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Shareholders’ Rights And Obligations In Australia

Shareholders’ Rights And Obligations In Australia

If you’re building an Australian startup or small business with investors, co-founders, or family members involved, it won’t be long before you’re dealing with shareholders. At the early stage, it’s easy to...

24 April 2026
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Company Directors: Duties, Risks And A Practical Checklist In Australia

Company Directors: Duties, Risks And A Practical Checklist In Australia

If you run a startup or small business in Australia, becoming (or appointing) a company director can feel like a natural next step. Maybe you’re incorporating for investment, bringing on a co-founder,...

23 April 2026
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Using Property As Security For A Business Loan In Australia

Using Property As Security For A Business Loan In Australia

If you’re running a small business, cash flow and access to funding can make a huge difference to your next step - whether that’s buying equipment, fitting out premises, hiring staff, or...

22 April 2026
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Modern Slavery Policy: How To Build A Compliant Policy In Australia

Modern Slavery Policy: How To Build A Compliant Policy In Australia

If you run a small business or startup in Australia, you’ve probably noticed more customers, investors and supply chain partners asking questions about ethical sourcing and human rights. Even if you’re not...

22 April 2026
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Seller Financing For Business Sales In Australia: How To Structure The Deal

Seller Financing For Business Sales In Australia: How To Structure The Deal

If you’re buying or selling a small business, finance is often the deal-breaker. Sometimes the buyer can’t (or doesn’t want to) borrow the full purchase price from a bank. Sometimes the seller...

22 April 2026
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Is a Memorandum of Understanding Legally Binding in Australia?

Is a Memorandum of Understanding Legally Binding in Australia?

If you’re building a startup or running a growing SME, you’ll often find yourself needing to get something in writing quickly. Maybe you’re talking to a potential investor, negotiating with a supplier,...

21 April 2026
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Disclosure Letter: Practical Guide For Australian Startups And Small Businesses

Disclosure Letter: Practical Guide For Australian Startups And Small Businesses

If you’re selling your business, taking on investors, or doing any kind of deal where someone is relying on what you’ve told them, you’ll quickly hear about a “disclosure letter”. It can...

21 April 2026
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Lender vs Borrower: Key Rights and Obligations Under Australian Law

Lender vs Borrower: Key Rights and Obligations Under Australian Law

Loans can be a practical way to fund growth, smooth out cash flow, buy equipment, or take advantage of an opportunity when you don’t want to give up equity. But whenever there’s...

20 April 2026
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Share Dilution: How Startup Founders And Investors Protect Ownership In Australia

Share Dilution: How Startup Founders And Investors Protect Ownership In Australia

If you’re building a startup, raising capital can feel like the ultimate growth unlock. The right investor can bring funding, credibility, strategic advice and networks. But every time you issue new shares,...

20 April 2026
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Seed Preference Shares: What Founders and Investors Should Know In Australia

Seed Preference Shares: What Founders and Investors Should Know In Australia

If you’re raising money for a startup in Australia, you’ll very likely come across seed preference shares. For founders, seed preference shares can be the difference between a smooth seed round and...

20 April 2026
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Directors Loan Account (DLA): What Australian Businesses Need To Know

Directors Loan Account (DLA): What Australian Businesses Need To Know

If you run a company in Australia, chances are money moves between you and your business in ways that don’t always fit neatly into “salary” or “dividends”. Maybe you paid a supplier...

18 April 2026
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What Is a Charge Over Property? A Guide for Australian Businesses

What Is a Charge Over Property? A Guide for Australian Businesses

If you’re running a business, there’s a good chance you’ll deal with finance at some point - whether that’s a bank loan, equipment finance, a line of credit, or even vendor finance...

18 April 2026
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SAFE Note vs Convertible Note: Which Is Right for Your Startup?

SAFE Note vs Convertible Note: Which Is Right for Your Startup?

Raising capital is a huge milestone for any startup. It’s exciting, but it can also be stressful - especially when you’re trying to move fast without accidentally creating legal, tax, or governance...

16 April 2026
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