Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.

Performance Rights vs Options: Key Differences for Startups in Australia
If you’re building a startup or scaling a small business, there’s a good chance you’ll eventually want a way to reward key people without burning through cash. Equity incentives can help you...

Change In Control For Startups And SMEs: What It Means And How To Manage It
If you’re building a startup or running a growing SME, you’ll probably have a moment where the business takes a “step change” - new investors come in, you merge with another business,...

SAFE Shares Explained: Converting SAFEs Into Equity for Startups
If you’re building an Australian startup and you’re raising early capital, you’ve probably come across the term “SAFE” - and you might also be hearing people talk about “SAFE shares”. This can...

How Capital Raising Affects Share Price For Startups And SMEs
Raising capital can be a huge milestone for your startup or growing business. It can help you hire faster, build product, expand into new markets, or simply survive long enough to hit...
Buying A Gym In Australia: Key Legal Considerations
Buying a gym can be an exciting move - whether you’re an experienced operator expanding to a second location, an investor looking for a stable recurring-revenue business, or a first-time business owner...

Non-Trading Company Compliance, Record-Keeping And Closing In Australia
It’s surprisingly common for Australian startups to end up with a non trading company. Maybe you incorporated early to protect yourself and look “investor-ready”, but the product took longer than expected. Maybe...

Share Types Explained: Choosing The Right Shares For Your Startup
If you’re building an Australian startup, figuring out your share types can feel like a “later” problem - something you’ll sort out once the product is live, customers are paying, and investors...

Collateral Mortgages: What You Need to Know
If you’re running a small business (or planning to buy one), getting the right finance can be the difference between steady growth and stalled momentum. In Australia, lenders often want more than...

Preferred Shares: What Startups and Investors Should Know In Australia
If you’re building an Australian startup (or investing in one), preferred shares will come up sooner than you think. They’re a common tool in venture-style fundraising because they can balance two competing...

All PAP Security Interests on the PPSR: What to Check
If you’re running (or buying) a small business in Australia, you’ll hear the acronym “PPSR” come up sooner or later - especially if you deal in equipment, vehicles, stock, or any kind...

Fiduciary Duties in Australia: A Practical Guide for Directors and Founders
If you run a small business, it’s easy to think “fiducary duties” (often spelled fiduciary duties ) are only for big corporates with boards, investors and complex structures. In reality, fiducary duties...

Shareholders’ Rights And Obligations In Australia
If you’re building an Australian startup or small business with investors, co-founders, or family members involved, it won’t be long before you’re dealing with shareholders. At the early stage, it’s easy to...

Company Directors: Duties, Risks And A Practical Checklist In Australia
If you run a startup or small business in Australia, becoming (or appointing) a company director can feel like a natural next step. Maybe you’re incorporating for investment, bringing on a co-founder,...

Using Property As Security For A Business Loan In Australia
If you’re running a small business, cash flow and access to funding can make a huge difference to your next step - whether that’s buying equipment, fitting out premises, hiring staff, or...

Modern Slavery Policy: How To Build A Compliant Policy In Australia
If you run a small business or startup in Australia, you’ve probably noticed more customers, investors and supply chain partners asking questions about ethical sourcing and human rights. Even if you’re not...

Seller Financing For Business Sales In Australia: How To Structure The Deal
If you’re buying or selling a small business, finance is often the deal-breaker. Sometimes the buyer can’t (or doesn’t want to) borrow the full purchase price from a bank. Sometimes the seller...

Is a Memorandum of Understanding Legally Binding in Australia?
If you’re building a startup or running a growing SME, you’ll often find yourself needing to get something in writing quickly. Maybe you’re talking to a potential investor, negotiating with a supplier,...

Disclosure Letter: Practical Guide For Australian Startups And Small Businesses
If you’re selling your business, taking on investors, or doing any kind of deal where someone is relying on what you’ve told them, you’ll quickly hear about a “disclosure letter”. It can...

Lender vs Borrower: Key Rights and Obligations Under Australian Law
Loans can be a practical way to fund growth, smooth out cash flow, buy equipment, or take advantage of an opportunity when you don’t want to give up equity. But whenever there’s...
Share Dilution: How Startup Founders And Investors Protect Ownership In Australia
If you’re building a startup, raising capital can feel like the ultimate growth unlock. The right investor can bring funding, credibility, strategic advice and networks. But every time you issue new shares,...

Seed Preference Shares: What Founders and Investors Should Know In Australia
If you’re raising money for a startup in Australia, you’ll very likely come across seed preference shares. For founders, seed preference shares can be the difference between a smooth seed round and...

Directors Loan Account (DLA): What Australian Businesses Need To Know
If you run a company in Australia, chances are money moves between you and your business in ways that don’t always fit neatly into “salary” or “dividends”. Maybe you paid a supplier...

What Is a Charge Over Property? A Guide for Australian Businesses
If you’re running a business, there’s a good chance you’ll deal with finance at some point - whether that’s a bank loan, equipment finance, a line of credit, or even vendor finance...

SAFE Note vs Convertible Note: Which Is Right for Your Startup?
Raising capital is a huge milestone for any startup. It’s exciting, but it can also be stressful - especially when you’re trying to move fast without accidentally creating legal, tax, or governance...
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