Getting Finance Articles

Expert articles and practical legal guides on getting finance for australian businesses.

How To Apply For An Australian Credit Licence (ACL) In 2026

How To Apply For An Australian Credit Licence (ACL) In 2026

If you’re planning to offer credit products or credit services in Australia in 2026, getting your licensing right is one of the most important steps you’ll take. An Australian Credit Licence (ACL)...

6 January 2026
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A Guide To SAFE Notes (2026 Updated)

A Guide To SAFE Notes (2026 Updated)

If you’re raising money for your startup, you’ve probably heard investors mention a “SAFE” - sometimes in the same breath as “valuation cap”, “discount”, and “post-money”. It can feel like everyone else...

6 January 2026
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Franchise Pros And Cons: Is Buying Into A Brand Right For You?

Franchise Pros And Cons: Is Buying Into A Brand Right For You?

Franchising can look like a fast track to business ownership. You get a recognised brand, a proven system, and support from day one. For many small business owners in Australia, that sounds...

6 January 2026
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How To Set Aside a Statutory Demand in Australia

How To Set Aside a Statutory Demand in Australia

If your company has just received a statutory demand, it can feel confronting - and the clock is already ticking. In Australia, a statutory demand is a powerful debt recovery tool. If...

6 January 2026
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Invoice In Arrears: What It Means And How To Do It Legally

Invoice In Arrears: What It Means And How To Do It Legally

Deciding when to bill your customers is a big part of your cash flow strategy. For many service businesses in Australia, issuing an invoice in arrears (after the work is done) feels...

5 January 2026
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FOU Shares in Australia: What Are They and How to Issue Them

FOU Shares in Australia: What Are They and How to Issue Them

If you’ve been Googling “fou shares” while planning your company structure, you’re not alone. Many founders and small business owners use (or see) the term online, but it’s not a standard legal...

5 January 2026
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Company Solvency in Australia: What Directors Need to Know

Company Solvency in Australia: What Directors Need to Know

Running a company means balancing ambition with responsibility. One of the most important responsibilities for Australian directors is making sure your company is solvent - in simple terms, that it can pay...

5 January 2026
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How to Recover a Debt in Australia

How to Recover a Debt in Australia

Unpaid invoices can put real pressure on your cash flow, slow your growth and drain your time. If a customer hasn’t paid, you’re not alone - most small businesses face debt recovery...

5 January 2026
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How To Set Up A Business Division in Australia: Structure and Risks

How To Set Up A Business Division in Australia: Structure and Risks

Thinking about launching a new product line, serving a different market, or separating a service arm from your core operations? Creating a business division can help you grow strategically, manage risk and...

5 January 2026
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Why Start a Business in Australia and How to Set It Up Legally

Why Start a Business in Australia and How to Set It Up Legally

Thinking about starting your own business in Australia? It’s an exciting step - one that can offer flexibility, control and real impact. But it’s also a big decision that’s easier when you...

5 January 2026
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Limited Guarantees In Australia Explained

Limited Guarantees In Australia Explained

Guarantees pop up everywhere in business - from bank facilities and equipment leases to supplier credit and franchise arrangements. But giving an open-ended, unlimited personal guarantee can feel risky, especially if you’re...

5 January 2026
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How Does Equity Financing Work? (2026 Updated)

How Does Equity Financing Work? (2026 Updated)

Equity financing can be one of the most exciting ways to fund your business - because it often means people believe in what you’re building. But it can also feel intimidating. You’re...

5 January 2026
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How Does A Company Legally Issue Shares? (2026 Updated)

How Does A Company Legally Issue Shares? (2026 Updated)

Issuing shares is one of the most common (and most powerful) ways a company can raise money, bring in a co-founder, reward key team members, or restructure ownership. But it’s also an...

5 January 2026
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How To Start a Mobile Mechanic Business in Australia

How To Start a Mobile Mechanic Business in Australia

Thinking about launching a mobile mechanic business? It’s a smart way to meet customers where they are, reduce overheads compared to a traditional workshop and build a flexible service model that scales...

4 January 2026
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Acquisition Lawyer: How To Buy A Business In Australia

Acquisition Lawyer: How To Buy A Business In Australia

Thinking about buying a business? For many small business owners, an acquisition can be the fastest way to grow, enter a new market, or secure a steady revenue stream without starting from...

4 January 2026
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Preparing For A Capital Raise (2026 Updated)

Preparing For A Capital Raise (2026 Updated)

Raising capital can be a turning point for your business. It can give you the runway to hire, build product faster, expand into new markets, or finally invest in the systems you’ve...

3 January 2026
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Trust Disadvantages in Australia: Key Considerations Before Setup

Trust Disadvantages in Australia: Key Considerations Before Setup

Thinking about setting up a trust for your small business? Trusts are often promoted for their asset protection and tax flexibility. But they’re not the best fit for every venture. Before you...

3 January 2026
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Investment Lawyer in Australia: Do You Need One and What Do They Do?

Investment Lawyer in Australia: Do You Need One and What Do They Do?

Bringing outside money into your business can unlock growth, open new markets and accelerate your roadmap - but it also introduces real legal risk if you don’t structure it properly. That’s where...

3 January 2026
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B Class Shares in Australia: What They Are and Should You Use Them?

B Class Shares in Australia: What They Are and Should You Use Them?

Thinking about creating B class shares in your company? You’re not alone. Many Australian small businesses use different share classes to fine-tune control, rewards and investment-without risking day-to-day decision-making. Done well, B...

2 January 2026
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How To Use a Convertible Note Template in Australia

How To Use a Convertible Note Template in Australia

Looking to raise capital without locking in a valuation too early? A convertible note can be a flexible way for Australian startups and small businesses to bring on investors now and convert...

2 January 2026
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Key Advantages of Buying a Franchise in Australia

Key Advantages of Buying a Franchise in Australia

Thinking about starting a business but keen to minimise the early guesswork? Buying a franchise can be a smart way to step into business ownership with an established brand, proven systems and...

1 January 2026
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How to Establish a Trust with a Corporate Trustee in Australia

How to Establish a Trust with a Corporate Trustee in Australia

Thinking about a trust for your small business and wondering whether to use a company as trustee? You’re not alone. A “trust with a corporate trustee” is a popular structure for Australian...

1 January 2026
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How To Incorporate A Company In Australia

How To Incorporate A Company In Australia

If you’ve been searching for how to “incoperate” your business, you’re in the right place. While the correct term is “incorporate,” the goal is the same: set up a company the right...

1 January 2026
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How Do Social Enterprises Get Funding? (2026 Updated)

How Do Social Enterprises Get Funding? (2026 Updated)

Running a social enterprise is a balancing act. You’re building a sustainable business, but you’re also committed to a mission (like reducing waste, creating jobs for people facing barriers, improving mental health...

31 December 2025
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