Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
Legal And Financial Recourse Options In Australia
When you’re running a small business, it’s easy to focus on growth - sales, customers, hiring, and delivery. But at some point, most business owners run into a harder question: what happens...
14 January 2026
Quadrant-Style Private Equity: What Australian SMEs Should Know Before Investment
If you’re running an Australian SME and thinking about your next growth phase, you’ve probably considered outside capital at some point. Maybe you want to expand into new locations, hire a bigger...
13 January 2026
Secured Loans: What to Know Before Borrowing for Your Business
When you’re building a small business, cash flow can be tight at the exact moment you need to invest the most. Maybe you’re buying equipment, funding stock, hiring staff, opening a second...
13 January 2026
What Is A SAFE Cap Table, And Why Do I Need It? (2026 Updated)
If you’re raising money for your startup in Australia, there’s a good chance you’ll hear the words “SAFE” and “cap table” very early on. And if you’re like most founders, your first...
13 January 2026
Series A Funding Legal Checklist For Startups
Hitting Series A can feel like your startup is finally “real”. You’ve built something that works, you’ve got early traction, and now you’re ready for a serious capital injection to scale the...
13 January 2026
Raising Capital From Friends And Family: How To Do It Right (2026 Updated)
Getting your first “yes” from a friend, sibling, parent or former colleague can feel like the moment your business becomes real. Friends and family funding is often faster than banks, less formal...
10 January 2026
Assignment Clause In Contracts: What It Means
Dealing with customers, suppliers, or partners often means signing contracts. Hidden in those contracts is a small line that can have a big impact on your business when things change: the assignment...
8 January 2026
What Is a Facility Agreement and How Does It Work?
Securing the right finance can unlock the next stage of growth for your small business. Whether you need working capital to cover cash flow gaps, a line of credit to manage seasonality,...
8 January 2026
Key Things to Check Before Buying a Business in Australia
Buying an existing business can be a smart way to grow faster, step into an established customer base, and avoid starting from zero. But it’s also a big commitment. The numbers, contracts,...
8 January 2026
Shareholder Loan Agreements in Australia
Injecting cash into your company doesn’t always mean raising equity or going to the bank. For many Australian small companies, a shareholder loan is a straightforward way to fund growth, stabilise cash...
8 January 2026
What You Need To Know About Raising Capital (2026 Updated)
Raising capital can be one of the most exciting (and nerve-wracking) parts of building a business. On the upside, fresh funding can help you hire key people, build your product faster, invest...
8 January 2026
What The NSW Budget Means For Small Business (2026 Updated)
Every year, the NSW Budget can feel like a mix of “good news, more paperwork, and a few surprises.” If you run a small business, you’re usually not reading the Budget for...
7 January 2026
Valuation Caps: How They Work And How To Pick One For Startups
When you’re raising early-stage funding in Australia, terms like “valuation cap” start popping up quickly - especially if you’re looking at SAFEs or convertible notes. If you’ve never set a cap before,...
7 January 2026
Vendor Finance Agreements: What You Need To Know (2026 Updated)
Buying or selling a business is a big move. For many Australian small business owners, the sticking point isn’t the opportunity - it’s the funding. That’s where vendor finance can come in....
7 January 2026
Collateral Documents: What They Are And How To Use Them In Australia
When you take out a loan, sign up for equipment finance, extend supplier credit or bring on an investor, you’ll often be asked to sign “collateral documents”. They’re not just extra paperwork...
7 January 2026
How To Apply For An Australian Credit Licence (ACL) In 2026
If you’re planning to offer credit products or credit services in Australia in 2026, getting your licensing right is one of the most important steps you’ll take. An Australian Credit Licence (ACL)...
7 January 2026
A Guide To SAFE Notes (2026 Updated)
If you’re raising money for your startup, you’ve probably heard investors mention a “SAFE” - sometimes in the same breath as “valuation cap”, “discount”, and “post-money”. It can feel like everyone else...
6 January 2026
Franchise Pros And Cons: Is Buying Into A Brand Right For You?
Franchising can look like a fast track to business ownership. You get a recognised brand, a proven system, and support from day one. For many small business owners in Australia, that sounds...
6 January 2026
How To Set Aside a Statutory Demand in Australia
If your company has just received a statutory demand, it can feel confronting - and the clock is already ticking. In Australia, a statutory demand is a powerful debt recovery tool. If...
6 January 2026
Invoice In Arrears: What It Means And How To Do It Legally
Deciding when to bill your customers is a big part of your cash flow strategy. For many service businesses in Australia, issuing an invoice in arrears (after the work is done) feels...
6 January 2026
FOU Shares in Australia: What Are They and How to Issue Them
If you’ve been Googling “fou shares” while planning your company structure, you’re not alone. Many founders and small business owners use (or see) the term online, but it’s not a standard legal...
6 January 2026
Company Solvency in Australia: What Directors Need to Know
Running a company means balancing ambition with responsibility. One of the most important responsibilities for Australian directors is making sure your company is solvent - in simple terms, that it can pay...
6 January 2026
How to Recover a Debt in Australia
Unpaid invoices can put real pressure on your cash flow, slow your growth and drain your time. If a customer hasn’t paid, you’re not alone - most small businesses face debt recovery...
6 January 2026
How To Set Up A Business Division in Australia: Structure and Risks
Thinking about launching a new product line, serving a different market, or separating a service arm from your core operations? Creating a business division can help you grow strategically, manage risk and...
6 January 2026
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