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Getting Finance Articles
Expert articles and practical legal guides on getting finance for australian businesses.
How to Start a Real Estate Business in Australia
Launching your own real estate agency is an exciting step. You’ll be building a brand, guiding clients through life’s biggest transactions and creating a business with real potential for growth. But success...
31 October 2025
How To Set Up Credit Terms The Right Way
Offering customers “pay later” terms can help you win more work and build long‑term relationships. But if your credit terms aren’t tight, you take on risk: late payments, cash flow strain, and...
30 October 2025
Business Equipment Leasing in Australia: Legal Essentials
Leasing equipment can be a smart way to access the tools your business needs without a heavy upfront cost. Whether you’re fitting out a café, scaling a construction crew, or launching a...
30 October 2025
What Is a Related Entity Under the Corporations Act in Australia?
If you run more than one company, have a family trust that holds shares, or your partner sits on the board of a related company, you’re likely dealing with “related entities” under...
30 October 2025
Types Of Business Loans Explained
Whether you’re launching a new venture or scaling an established operation, choosing the right type of business finance can make all the difference. The challenge? There are many products on the market,...
30 October 2025
Division 7A Loan Agreement Template in Australia: What To Know
If you’re a director or shareholder of a private company in Australia, you’ve probably heard warnings about Division 7A. It’s the part of the tax law that can treat certain loans, advances...
29 October 2025
Partnership Disadvantages: Is A Partnership The Right Structure?
Choosing a business structure is one of the first big decisions you’ll make as a founder. Partnerships are popular because they feel simple and collaborative - two (or more) people join forces...
28 October 2025
Director’s Guarantees in Australia: What You Need to Know
If you’ve ever applied for a business lease, trade credit or finance, you’ve probably been asked to sign a director’s guarantee. It’s common in Australia, especially when your company is new or...
28 October 2025
Companies In Administration: What It Means And What To Do Next
If a key customer, supplier or even a competitor suddenly goes into administration, it can feel unsettling. Cashflow might be at risk, deliveries could stall, and you’re left wondering what you can...
27 October 2025
Non-Recourse Loans in Australia: What to Know Before You Sign
Exploring finance options is part and parcel of growing a small business in Australia. If you’re investing in an asset-heavy project, you might hear the term “non-recourse loan” and wonder whether it’s...
26 October 2025
Letter Of Demand Template NSW: What You Need To Know
Chasing unpaid invoices is frustrating and time-consuming. Before you jump to court, a well-drafted letter of demand can be the quickest way to prompt payment - especially in New South Wales (NSW),...
26 October 2025
What Is A Discretionary Trading Trust In Australia?
If you’ve been researching business structures in Australia, you’ve likely come across the term “discretionary trading trust.” It’s a common structure for family-run and growing small businesses because it can offer flexibility...
26 October 2025
Vendor Finance: How To Structure a Business For Sale Deal in Australia
Offering vendor finance when selling a business can open the door to more buyers, a faster sale and potentially a higher price. On the flip side, if you’re the buyer, seller finance...
25 October 2025
Promissory Notes in Australia: How to Use Them Safely
If a customer, distributor or even a related entity owes your business money, a simple way to lock in repayment is a promissory note. It’s a familiar tool in finance, but many...
25 October 2025
What Is a Convertible Note in Australia?
Raising early funding can feel tricky. You want to move fast, keep costs low and avoid locking in a valuation too early - but you still need a clean, legally sound path...
25 October 2025
What Is a Privately Held Company in Australia?
Thinking about taking your business to the next stage with a company structure? For many Australian founders, moving to a privately held company is a smart way to protect personal assets, access...
24 October 2025
Purchase Money Security Interest (PMSI) in Australia: How It Works
If your business supplies goods on credit, leases equipment, or finances stock, a purchase money security interest (PMSI) can be the difference between getting paid first or standing in line when a...
24 October 2025
SPV Meaning: How Special Purpose Vehicles Work in Australia
If you’ve heard accountants, lenders or investors mention an “SPV” and wondered what it actually means for your business, you’re not alone. Special purpose vehicles are used across property, tech, e‑commerce and...
23 October 2025
Loan Agreements In Australia: Key Terms And How To Get It Right
Whether you’re lending money to another business, funding your own company from a director or related entity, or taking on growth capital, a clear, well-drafted loan agreement is essential. A good loan...
23 October 2025
Bank Guarantee for Lease in Australia: What Tenants Should Know
Signing a commercial lease is a big moment for any small business - and it often comes with a request for a “bank guarantee for lease”. If your landlord has asked for...
23 October 2025
Ultimate Holding Company in Australia: What It Is and When to Use One
As your Australian business grows, you may find yourself running multiple brands, entering new markets or taking on bigger risks. At that point, you’ll start hearing terms like “holding company,” “subsidiary” and...
22 October 2025
Receivership vs Liquidation in Australia: What’s the Difference?
If your company is under financial stress, the terms receivership, liquidation and voluntary administration can feel overwhelming. They sound similar, but they lead to very different outcomes for owners, employees, lenders and...
22 October 2025What It Means When a Company Goes Into Administration in Australia
Hearing that a company has “gone into administration” can be unsettling - especially if it’s your key supplier, a major customer, a business partner, or even your own company under pressure. As...
22 October 2025
Lawyer Fees Per Hour in Australia: Rates, Value and Budgeting
Legal questions pop up at every stage of running a small business - from hiring your first employee to signing a commercial lease or resolving a dispute. One of the first things...
22 October 2025
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