Business Law Library & Tracker
Finance, Payments & Security
PPSR, security interests, employer superannuation, AML/CTF, payments, credit-adjacent obligations and practical finance-risk controls.
Sources last reviewed 8 June 2026
Main law guides
307
Acts, regulations and codes worth reading first
Topics
22
Plain-English clusters
Published case explainers
496
Selected cases with a business lesson
Tracked updates
110
New, amended & reviewed
Plain-English explainers, not legal advice. Check the linked official source before you rely on a specific section, and get advice for your situation.
Get legal helpMain laws
A New Tax System (Goods and Services Tax) Act 1999 (Cth)
A New Tax System (Goods and Services Tax) Act 1999 (Cth)
Taxation Administration Act 1953 (Cth)
Taxation Administration Act 1953 (Cth)
A New Tax System (Australian Business Number) Act 1999 (Cth)
A New Tax System (Australian Business Number) Act 1999 (Cth)
Consumer Affairs and Fair Trading (Motor Vehicle Dealers) Regulations 1992 (NT)
Consumer Affairs and Fair Trading (Motor Vehicle Dealers) Regulations 1992 (NT)
Income Tax Assessment Act 1997 (Cth)
Income Tax Assessment Act 1997 (Cth)
Motor Car Traders Act 1986 (Vic)
Motor Car Traders Act 1986 (Vic)
Motor Dealers and Chattel Auctioneers Act 2014 (Qld)
Motor Dealers and Chattel Auctioneers Act 2014 (Qld)
Motor Dealers and Repairers Act 2013 (NSW)
Motor Dealers and Repairers Act 2013 (NSW)
Motor Vehicle Dealers Act 1973 (WA)
Motor Vehicle Dealers Act 1973 (WA)
Motor Vehicle Repairers Act 2003 (WA)
Motor Vehicle Repairers Act 2003 (WA)
Motor Vehicle Traders Act 2011 (Tas)
Motor Vehicle Traders Act 2011 (Tas)
Road Vehicle Standards Act 2018 (Cth)
Road Vehicle Standards Act 2018 (Cth)
Sale of Motor Vehicles Act 1977 (ACT)
Sale of Motor Vehicles Act 1977 (ACT)
Second-hand Vehicle Dealers Act 1995 (SA)
Second-hand Vehicle Dealers Act 1995 (SA)
Education Services for Overseas Students Act 2000 (Cth)
Education Services for Overseas Students Act 2000 (Cth)
Superannuation Guarantee (Administration) Act 1992 (Cth)
Superannuation Guarantee (Administration) Act 1992 (Cth)
Personal Property Securities Act 2009 (Cth)
Personal Property Securities Act 2009 (Cth)
Corporations Regulations 2001
Corporations Regulations 2001 (Cth)
Fringe Benefits Tax Assessment Act 1986 (Cth)
Fringe Benefits Tax Assessment Act 1986 (Cth)
Australian Securities and Investments Commission Act 2001 (Cth)
Australian Securities and Investments Commission Act 2001 (Cth)
Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
Pay-roll Tax Assessment Act 2002 (WA)
Pay-roll Tax Assessment Act 2002 (WA)
Payroll Tax Act 1971 (Qld)
Payroll Tax Act 1971 (Qld)
Payroll Tax Act 2007 (NSW)
Payroll Tax Act 2007 (NSW)
Payroll Tax Act 2007 (Vic)
Payroll Tax Act 2007 (Vic)
Payroll Tax Act 2008 (Tas)
Payroll Tax Act 2008 (Tas)
Payroll Tax Act 2009 (NT)
Payroll Tax Act 2009 (NT)
Payroll Tax Act 2009 (SA)
Payroll Tax Act 2009 (SA)
Payroll Tax Act 2011 (ACT)
Payroll Tax Act 2011 (ACT)
Limitation Act 1969 (NSW)
Limitation Act 1969 (NSW)
Limitation Act 1974 (Tas)
Limitation Act 1974 (Tas)
Limitation Act 1981 (NT)
Limitation Act 1981 (NT)
Limitation Act 1985 (ACT)
Limitation Act 1985 (ACT)
Limitation Act 2005 (WA)
Limitation Act 2005 (WA)
Limitation of Actions Act 1936 (SA)
Limitation of Actions Act 1936 (SA)
Limitation of Actions Act 1958 (Vic)
Limitation of Actions Act 1958 (Vic)
Limitation of Actions Act 1974 (Qld)
Limitation of Actions Act 1974 (Qld)
National Consumer Credit Protection Act 2009 (Cth)
National Consumer Credit Protection Act 2009 (Cth)
Bankruptcy Act 1966 (Cth)
Bankruptcy Act 1966 (Cth)
Insolvency Practice Rules (Bankruptcy) 2016
Insolvency Practice Rules (Bankruptcy) 2016 (Cth)
Bankruptcy Regulations 2021
Bankruptcy Regulations 2021 (Cth)
Tracker
- New8 June 2026
Automotive trading and vehicle standards laws added
The legislation library now covers automotive trading, vehicle sale, repair and road-vehicle standards laws across the Commonwealth, NSW, Queensland, Victoria, WA, SA, Tasmania, the ACT and the Northern Territory. This gives dealers, repairers, importers, automotive franchise groups, fleet operators and small businesses buying or selling vehicles a clearer place to understand licensing, sale documents, warranties, repairs, PPSR checks and regulator pathways.
Consumer Law & TradingFranchising & Regulated IndustriesBusiness Registration & OperationsContracts & CommercialFinance, Payments & SecurityFood & Product Compliance - Case8 June 2026
Current voidable transaction and payroll tax cases added
This batch adds official Federal Court explainers for related-party asset transfers before liquidation and payroll-tax unfair preference recovery. The practical theme is insolvency evidence discipline: sale processes, valuations, payment plans, tax arrears, related-party dealings and creditor communications need to be recorded before a later liquidator, creditor or court has to reconstruct them.
Insolvency & RestructuringCompanies & StartupsTax & BAS ComplianceFinance, Payments & Security - Case8 June 2026
Current insolvency recovery and administration cases added
This batch adds official Federal Court explainers for director settlement enforcement, voidable transaction investigation windows, liquidation funding and group administration timing. The practical theme is insolvency record discipline: settlement deeds, payment records, labour hire arrangements, asset registers, employee entitlements and entity maps need to be clear before a liquidator or administrator has to reconstruct them.
Insolvency & RestructuringCompanies & StartupsContracts & CommercialEmployment & WorkplaceFinance, Payments & Security - Case8 June 2026
Current administration and security for costs cases added
This batch adds official Federal Court explainers for voluntary administration timing and security for costs in commercial litigation. The practical theme is cash-flow pressure under legal process: creditor meetings, prepaid customers, employee entitlements, possible business sales and litigation security can all become urgent commercial issues once a dispute or insolvency process starts.
Insolvency & RestructuringCompanies & StartupsEmployment & WorkplaceConsumer Law & TradingContracts & CommercialFinance, Payments & Security - Case8 June 2026
Current schemes, patent and disclosure cases added
This batch adds official Federal Court explainers for shareholder schemes, re-domiciliation, patent opposition evidence, patent validity, liquidation recovery timing and listed-company disclosure. The practical theme is evidence before the event: deal disclosure, investor forecasts, patent specifications and related-party transaction records need to be good enough before a court or regulator tests them.
Companies & StartupsFinance, Payments & SecurityContracts & CommercialIP & Brand ProtectionInsolvency & RestructuringConsumer Law & Trading - Case8 June 2026
Current PPSR, employment and patent cases added
This batch adds official Federal Court explainers for PPSR information requests, indemnity and novation disputes, Fair Work pleading discipline, Fair Work costs, retail underpayment litigation timing and patent amendment strategy. The practical thread is records before disputes: secured finance records, settlement deeds, payroll records, employment decision trails and patent specifications need to be clear before a court has to reconstruct them.
Finance, Payments & SecurityContracts & CommercialEmployment & WorkplacePayroll & Employer PaymentsIP & Brand ProtectionInsolvency & Restructuring - Case8 June 2026
Current brand, scheme and liquidation cases added
This batch adds official Federal Court explainers for brand ownership, composite trade marks, scheme disclosure, ASIC company records, corporate trustees, employee priority claims in liquidation and investor class-action amendments. The practical theme is evidence discipline: ownership records, transaction updates, trustee files, payroll records and financial reporting need to be good enough to survive later scrutiny.
IP & Brand ProtectionCompanies & StartupsInsolvency & RestructuringEmployment & WorkplaceFinance, Payments & Security - Case8 June 2026
Current workplace, credit and marketing cases added
This batch adds official Federal Court explainers for SCHADS sleepover rostering, casual academic marking rates, Fair Work settlement-cost risk, business-purpose credit declarations, therapeutic goods marketing and personal guarantees on urgent finance. The practical theme is classification discipline: classify work, loans, claims, advertisements and guarantees correctly before a regulator, lender or court does it for you.
Employment & WorkplaceFinance, Payments & SecurityConsumer Law & TradingContracts & Commercial - Case8 June 2026
Current Federal Court contract and records cases added
This batch adds official Federal Court explainers for group-company service contracts, director loan accounts, related-party insolvency claims, restraint disputes, creative attribution and bankruptcy-notice enforcement. The practical thread for small businesses is source-backed record discipline: write who is liable, document where money goes, keep exit and credit evidence clean, and make formal enforcement steps precise.
Contracts & CommercialCompanies & StartupsInsolvency & RestructuringEmployment & WorkplaceIP & Brand ProtectionFinance, Payments & Security - Case8 June 2026
Current employment, insolvency and asset-control cases added
This batch adds selected explainers for employment discovery, supplier preference claims, trading trust insolvency, derivative company litigation, ASIC travel restraints and urgent freezing orders. The practical thread for small businesses is evidence discipline: keep the records that prove who decided what, where money went, what assets exist and how the business responded when a dispute became formal.
Employment & WorkplaceInsolvency & RestructuringCompanies & StartupsContracts & CommercialFinance, Payments & Security - Case8 June 2026
Current governance, insurance and restructuring cases added
This batch adds current official-source explainers for workplace injunctions, shareholder-deed control, secured-property enforcement, business insurance disclosure, DOCA funding and member-organisation oppression. The practical thread for small businesses is governance discipline: keep decision reasons, insurance disclosures, meeting notices, funding authority and enforcement records clear before a dispute becomes urgent court work.
Employment & WorkplaceCompanies & StartupsContracts & CommercialFinance, Payments & SecurityInsolvency & RestructuringNot-for-Profits & Charities - Case7 June 2026
Current pricing, credit and deal cases added
This batch adds current official-source case explainers for pricing promotions, consumer credit, joint-venture documents, trade mark appeal procedure, schemes of arrangement and online dispute injunctions. For small businesses, the common thread is operational discipline: price claims need evidence, credit products need proper cost modelling, deal documents need a real chronology, IP litigation needs representation planning, acquisition schemes need clear disclosure and online disputes need controlled communications.
Consumer Law & TradingFinance, Payments & SecurityContracts & CommercialCompanies & StartupsIP & Brand ProtectionDigital & Ecommerce - Case7 June 2026
Current governance, insolvency, privacy and PPSR cases added
The selected cases section now adds ten more official-source explainers covering shareholder sale confidentiality, related-entity employment structures, company-books inspection, derivative actions, AGM communications, DOCAs, environmental obligations in administration, privacy complaint files, late PPSR registration and administrator appointment records. The batch is focused on business operators, directors, founders, lenders, investors and advisers who need the practical story behind recent judgments.
Companies & StartupsInsolvency & RestructuringPrivacy & DataFinance, Payments & SecurityContracts & Commercial - Case7 June 2026
Current governance, privacy, payroll and IP cases added
The selected cases section now adds ten more official-source explainers for credit hardship reporting, privilege waiver in regulator litigation, corporate housekeeping relief, late PPSR registrations, AFS licensee product governance, continuous disclosure, enterprise-agreement payroll calculations, payslip and recordkeeping penalties, whistleblower reprisal claims and creative-business moral rights. The batch keeps the case-law lane focused on practical business stories rather than procedural metadata.
Companies & StartupsFinance, Payments & SecurityPrivacy & DataEmployment & WorkplaceIP & Brand Protection - Case7 June 2026
Current employment, finance, IP and property cases added
The selected cases section now adds ten official-source explainers for underpayment and adverse action, receivables finance warranties, employment record requests, property adviser conflicts, investment memorandum returns, childcare premises co-ownership, franchise payroll class-action scope, crypto derivative client classification, trade mark deceptive similarity and salon commission disputes. Each page tells the court story and keeps procedural decisions separate from final merits outcomes.
Employment & WorkplaceFinance, Payments & SecurityContracts & CommercialCompanies & StartupsIP & Brand Protection - Case7 June 2026
Current regulator, platform and greenwashing cases added
The selected cases section now includes a further official-source batch for cartel penalties, crypto wallet licensing, AML/CTF reporting, online safety notices, carbon-registry controls, financial advice referral models, greenwashing claims and enterprise-agreement dispute scope. Each page explains the actual court story, the limits of what was decided and the practical checks a business should run.
Finance, Payments & SecurityDigital & EcommerceEnvironment, Waste & PollutionConsumer Law & TradingEmployment & Workplace - Case7 June 2026
Current company, IP and finance cases added
The selected cases section now adds six further Federal Court explainers for shareholder oppression, family company control, shareholder loans, product lookalikes, trade mark generic use and director guarantees in trade finance. These pages focus on practical business stories: what went wrong, what documents mattered, what the Court decided and what operators should tighten before a dispute starts.
Companies & StartupsIP & Brand ProtectionFinance, Payments & SecurityContracts & CommercialConsumer Law & Trading - Case7 June 2026
Current workplace, finance and disclosure cases added
The selected cases section now adds four further Federal Court explainers for workplace harassment pleading risk, family-business rescue finance and PPSR security, scheme-of-arrangement exits, and public-company disclosure controls. The pages are intentionally marked as selected explainers, not bulk case scraping: each one links to the official judgment and gives business operators a clear practical read.
Employment & WorkplaceFinance, Payments & SecurityCompanies & StartupsContracts & Commercial - Case7 June 2026
Current employment, IP and insolvency cases added
The selected cases section now includes another current Federal Court batch for employment dismissal process, probation and notice handling, customer-claim insolvency distributions, cross-border liquidator examinations, employee-created brand ownership and security documents under bankruptcy pressure. These are operator-friendly case stories for employers, founders, directors, finance teams and businesses holding customer money or valuable IP.
Employment & WorkplaceIP & Brand ProtectionInsolvency & RestructuringFinance, Payments & SecurityContracts & Commercial - Case7 June 2026
Current deal, IP and security cases added
The selected-case spine now covers more practical current disputes for businesses: commercial tenders and future forecasts, trade credit and PPSR enforcement, brand clearance, confidential product drawings, customer order mistakes and urgent online reputation disputes. The pages are intended as operator-friendly case stories, with official court source links and concrete checks rather than thin metadata summaries.
Contracts & CommercialConsumer Law & TradingIP & Brand ProtectionFinance, Payments & Security - Case7 June 2026
Current business case explainers expanded
The selected cases section now has deeper current coverage across adviser and fund disputes, business asset consumer guarantees, credit hardship systems, cybersecurity controls, internal dispute resolution and credit model penalties. These pages are written as practical case stories for operators, not bare legal notes: each one links to an official court or regulator source and translates the decision into concrete checks for business owners, founders, directors, regulated providers and finance teams.
Finance, Payments & SecurityConsumer Law & TradingPrivacy & DataContracts & Commercial - New7 June 2026
Insolvency process coverage added
Businesses, directors and creditors can now browse a stronger insolvency and restructuring cluster covering company distress, PPSR priority, personal bankruptcy exposure, external administration process, trustee communications, creditor meetings, proofs of debt and practical records to collect before getting legal help.
Insolvency & RestructuringCompanies & StartupsFinance, Payments & Security - New7 June 2026
Debt recovery limitation coverage added
Businesses can now browse limitation-period laws for every state and territory. The pages focus on unpaid invoices, contract claims, old disputes, guarantees, stale demands, record keeping and when to escalate debt recovery before delay becomes a legal problem.
Debt Recovery & Limitation PeriodsContracts & CommercialFinance, Payments & Security - New7 June 2026
Tax and BAS compliance coverage added
Small businesses can now browse the core federal laws behind GST, ABNs, BAS/PAYG administration, income-tax records and fringe benefits in one operational compliance topic.
Tax & BAS ComplianceBusiness Registration & OperationsFinance, Payments & Security - New7 June 2026
Payroll tax coverage added across Australia
Growing employers can now find payroll tax source pages for every state and territory in one place, with small-business guidance on registration triggers, grouping, contractors, returns and business-sale due diligence.
Payroll & Employer PaymentsEmployment & WorkplaceFinance, Payments & Security - Case7 June 2026
Current product, governance and restructuring cases added
Business owners now have richer selected-case explainers for product safety claims, restricted-purpose funding, company reinstatement, restructuring deeds, shareholder litigation planning, director duties, construction contracts, misleading loan promises, fuel advertising and consumer guarantee claims after resale.
Consumer Law & TradingCompanies & StartupsContracts & CommercialConstruction & TradesFinance, Payments & SecurityInsolvency & Restructuring - Case7 June 2026
Current commercial and compliance cases added
Business owners now have richer selected-case explainers for joint ventures, confidential supplier information, Fair Work compliance notices, market disclosure, price guides and consumer credit pricing.
Contracts & CommercialEmployment & WorkplaceConsumer Law & TradingFinance, Payments & Security - New1 June 2026
Business operations laws added
The library now covers PPSR risk, business names, electronic signatures, superannuation guarantee and AML/CTF as practical operating laws.
Business Registration & OperationsFinance, Payments & Security - Reviewed12 Mar 2026
AML/CTF Amendment Bill added to tracker
Businesses in reporting sectors should keep AML/CTF compliance ownership clear while the Bill is before Parliament. The practical watch points are customer onboarding, designated services, high-risk payment or delivery mechanisms, AUSTRAC-facing controls and whether compliance documents need updating if the Bill passes.
Finance, Payments & SecurityFranchising & Regulated IndustriesBusiness Registration & Operations - Amendment15 Dec 2020
Small-business insolvency reform history added
This is directly relevant to directors of distressed small companies. The reforms introduced a small business restructuring pathway and simplified liquidation process, while also allowing more external administration documents to be handled electronically. It belongs in the Corporations Act history because it changes the choices directors and creditors may face before liquidation becomes the only practical option.
Companies & StartupsInsolvency & RestructuringFinance, Payments & Security - Amendment29 Feb 2016
Insolvency practice reform history added
This is useful background for anyone dealing with administrators, liquidators or trustees. The reform changed important parts of insolvency practitioner registration, discipline, committee, creditor and practice rules. For small businesses, the practical point is that insolvency is not just a court process. It has a regulated professional framework around who can act and how information and creditor rights are managed.
Companies & StartupsInsolvency & RestructuringFinance, Payments & Security - Amendment6 July 2010
PPSR transition history added
This belongs in the PPSA history because it helped move Australia from fragmented charges and securities registers toward the PPSR model. Businesses that sell goods on credit, lease equipment, take security for loans or rely on retention-of-title terms need to understand that PPSR registration is part of the deal process, not an optional debt-collection step.
Finance, Payments & SecurityContracts & CommercialCompanies & Startups - New15 Dec 2009
National consumer credit transition history added
This is useful history for credit providers, brokers and businesses adjacent to consumer-credit activity. It supported the transition into the national consumer credit regime, so it helps explain why credit licensing, responsible lending, fees, transitional arrangements and ASIC oversight sit together in the NCCP Act ecosystem.
Consumer Law & TradingFinance, Payments & SecurityContracts & Commercial - Reviewed2009 Act
Personal Property Securities (Commonwealth Powers) Act 2009 history added
This Victorian source belongs in the PPSR transition story. Businesses that sell goods on credit, lease equipment, finance assets or rely on retention-of-title terms should understand the Commonwealth PPSA as the live framework. The state referral history is useful context, but the practical work is current PPSR registration, priority checks and contract wording.
Finance, Payments & SecurityContracts & Commercial - Reviewed2006 statutory rule
Consumer Credit (Victoria) (Administration) Regulations 2006 history added
This later Victorian administration regulation is useful mainly as historical credit-law context. It should not distract a small business from current NCCP, credit licensing and responsible lending checks. It does help explain why older Victorian credit files, broker paperwork and archived regulator material may use state-regime language that no longer tells the whole story.
Finance, Payments & SecurityConsumer Law & Trading - Reviewed1998 Act
Consumer Credit (Finance Brokers) Act 1998 history added
This is older Victorian consumer-credit history rather than a current finance-broking playbook. It belongs under the national consumer credit page because brokers, lenders and businesses dealing with old contracts or disputes may see state credit-law references even though current licensing and consumer-credit obligations now sit mainly in the national NCCP framework.
Finance, Payments & SecurityConsumer Law & Trading - Reviewed1 Nov 1996
Consumer Credit (Northern Territory) Act 1995 history added
The Northern Territory consumer-credit source is useful transition history for businesses dealing with older credit documents, finance broking history or legacy enforcement material. It belongs with the national consumer credit page because the practical modern question is usually whether a credit activity needs an ACL, what NCCP duties apply and what ASIC expects now.
Finance, Payments & SecurityConsumer Law & Trading - Reviewed1996 statutory rule
Consumer Credit (Victoria) (Administration) Regulations 1996 history added
This is a source trail for Victoria's older credit administration rules. It is useful where a business, broker, lender or adviser is looking at legacy credit documents, old regulator correspondence or a dispute that refers back to the Victorian regime. For current work, the practical check is still the national credit law, ASIC guidance and the live licence position.
Finance, Payments & SecurityConsumer Law & Trading - Reviewed1995 Act
Consumer Credit (Victoria) Act 1995 history added
This is one of the older state sources behind consumer-credit work in Victoria. It is not the starting point for a modern small-business finance product, but it matters for historical contracts, archived broker files and transition questions. Current operators should use it as context, then check the NCCP Act, ASIC licensing settings and current credit-law guidance.
Finance, Payments & SecurityConsumer Law & Trading
Cases
Amaero re-domiciliation schemes
Re-domiciling a group or inserting a foreign holding company changes more than the logo on the cap table. It can affect investor rights, option holders, tax,...
Angelis v CP
Urgent refinancing can save a family business, but it can also leave years of dispute if the loan, security and PPSR position are not nailed down. Businesses should...
Angelis v CP PPSA information request
A PPSR dispute can become much harder to manage if the secured amount, loan records and security documents are not clear from the start. Businesses using emergency...
Annear Holdings v Farm Projects
When shareholders fund a project company with loans, do not leave repayment timing, working capital obligations and exit rights to assumptions. If the project...
ASIC v Bekier
Directors and senior officers cannot hide behind information overload. Boards and executives need systems that surface material risk, require active questions and...
ASIC v BPS Financial
Crypto, payments and wallet products can fall inside financial-services law even where the business sees itself as a technology or marketplace operator. Legal...
ASIC v BSF Solutions and Cigno Australia
Credit products cannot be structured around licensing and fee caps without serious risk. Legal advice can matter on penalty, but it is not a free pass if the model...
ASIC v Electro Optic Systems
Listed companies and investor-facing businesses need a trigger process for forecast changes. Once management knows earlier guidance no longer has a reasonable...
ASIC v FIIG Securities
Cybersecurity is now a licence and governance issue for regulated businesses. If your business holds sensitive client data, weak access controls, untested incident...
ASIC v Green County
Business-purpose declarations are not a magic switch that removes credit law. Lenders and introducers need reasonable inquiry records before treating a loan as...
ASIC v Macquarie Investment Management
Financial services licensees need product governance that works in practice. If a platform facilitates investments for members or clients, the licence holder cannot...
ASIC v Money3
Responsible lending checks cannot be a box-tick. If a lender has bank transaction data, declared expenses and warning signs, it needs a real process for inquiries...
ASIC v MWL Financial Services
Financial advice businesses need controls over referral models, conflicts, client files and product recommendations. A company entering liquidation does not stop...
ASIC v Nuix
Disclosure decisions need evidence and process. Even where a regulator's case fails, the judgment shows why boards should document forecast reviews, draft...
ASIC v Oztures trading as Binance Australia Derivatives
If a regulated product is meant to be offered only to wholesale clients, the onboarding controls need to prove that status before access is given. Classification...
ASIC v Saad
ASIC investigation orders can affect directors personally before any final liability finding. If travel restraints or asset-protection orders are made, directors...
ASIC v Telstra Super
Complaint handling is a regulated process for many financial businesses, not a customer service courtesy. Response deadlines, delay notices and AFCA information...
ASIC v Walker Stores
Businesses offering goods on instalments or consumer credit need to model the true credit cost, not just the sales price. Large penalties can follow if interest,...
ASIC v Westpac
Regulated customer requests only count if the operational system actually catches them, routes them and answers them on time. Credit providers, fintechs and payment...
AUSTRAC v Princeton Securities
AML/CTF reporting duties are not optional housekeeping. If a reporting entity stays enrolled and does not tell AUSTRAC it has ceased providing designated services,...
Australian Agrivision v Wolstenholme
Personal guarantees and urgent bridging finance can create brutal exposure. Directors, founders and property operators should not sign guarantees unless they...
Australian Strategic Materials scheme
A scheme of arrangement is a controlled court-supervised path for a major acquisition, not just a shareholder vote. Companies planning an exit need a clean scheme...
Birch, in the matter of Vitrinite
When a business group collapses, creditors need more than a headline answer. Administrators must work out employee entitlements, secured creditor positions, asset...
Brydi v Southern Cross Payments
Investor claims can proceed even where regulators have already litigated related facts. Companies, auditors and founders should assume financial reports, audit...
Cannatrek scheme approval
Shareholder votes do not erase late disclosure issues. If a regulated risk changes during a transaction, boards should update the market, tell members clearly and...
Castel Electronics indemnity costs
Settlement deeds, indemnities and novations need to say exactly who carries the risk after a transaction. If the wording and surrounding conduct leave room for...
Chan v Moore
Director loan accounts are only as useful as the records behind them. If related-party money moves across borders, through family members or between connected...
Clearwater Logging liquidation
Employee underpayment claims can affect the whole liquidation waterfall. Creditors should watch how liquidators classify wage claims, because priority treatment can...
Credit Suisse AG v Gu
Security documents and asset transfers made under financial pressure need precise drafting and real due diligence. Calling something a caveatable interest, mortgage...
Crowley v Worley disclosure appeal
Forecasts and investor updates need a reasonable basis across the business, not just board-level confidence. Listed companies and growth companies should preserve...
Dayforce Australia corporate relief
Corporate housekeeping can become expensive even when no one acted dishonestly. If a group relies on ASIC wholly-owned company relief or deeds of cross-guarantee,...
DC Rd DC v Zhang
Property deals with advisers, accountants, related entities and back-to-back contracts need ruthless transparency. If a buyer is relying on trusted advisers, hidden...
First Class Securities v Global Future Holdings
Freezing orders are urgent and serious. Businesses seeking them need focused evidence about risk, assets and undertakings. Businesses facing them need to comply...
Forever Winner v Shenzhen Xinhe
Freezing orders can reach beyond the main defendant where related companies or asset transfers create a real risk that a judgment will go unpaid. Business groups...
Gao v Macquarie Bank discrimination pleading case
Discrimination and workplace claims can narrow sharply if the complaint pathway is not handled properly. Businesses responding to AHRC or Fair Work-related...
Garan Holdings v Stonepoint Capital Management
A polished information memorandum and trusted adviser relationship will not protect an investment structure if the real flow of money is different from what...
Gastevich v Starwest Investments
Late PPSR registration can put a secured creditor at risk if the grantor later enters external administration. Security workflows need to happen when the deal is...
Great Energy WA v Northern Iron
A PPSR registration deadline is not admin trivia. If a business supplies equipment, stock or financed assets on credit, someone needs to know exactly when...
Great Northern and Ironbark statutory demands
A statutory demand is not a normal invoice reminder. If there is a real dispute about whether the debt is due, the amount owed or the timing of repayment, directors...
Hall v Hemant Investments
A promise that business money will be repaid, or replaced with a property interest, needs to be documented with real security and clear default rights. If the...
K.N.D Associates liquidation extension
If a company collapses after related-party transactions, liquidators can seek extra time to investigate and bring recovery claims. Directors and related entities...
Kirk v Commissioner of State Revenue
Payroll tax, payment plans and insolvency do not sit in separate boxes. If a company pays old tax debts shortly before liquidation, those payments can be attacked...
MCR Melrose v Borger Crane
Business sale contracts should spell out exactly how debt, leased equipment, financed assets and payout figures affect the purchase price. If equipment finance is...
Michales v CharterLaw Legal
Bankruptcy notices and statutory enforcement steps are deadline-driven. If a debtor says there is a set-off, cross-claim or defect, the evidence has to connect...
Narayan, in the matter of Elexsys Energy
Trade credit and retention-of-title clauses need PPSR discipline. If goods, equipment or inventory are supplied on credit, the paperwork and registrations should...
Our Jim & Felicja Superfund v Lindenfels
Shareholder oppression claims are not a shortcut around a hard bargain. If a shareholder agreement, agency agreement or offtake agreement gives someone a commercial...
Ramoo v Grow Trade Finance
Director guarantees and trade finance variations need careful signing mechanics. If a director signs both for the company and personally, later increases to a...
Rosemont Capital Investments v Weinberg
If money is advanced for a specific purpose, the documents and emails need to match the way the money is actually used. A director or founder who redirects...
SCL AUS v Kirkalocka Gold SPV
A deed of company arrangement can reshape contract rights that look future-facing. If your business relies on royalties, caveats or transfer restrictions,...
SMBC Leasing and Finance v Flexirent Capital
When finance documents say receivables, assets or customer contracts exist, those warranties are not decorative. If the underlying transaction is fake, the business...
Southernwood v Brambles
Investor updates and forecasts need to match the internal evidence. For listed companies and scale-ups preparing for public markets, management accounts, board...
Sozou, in the matter of SSG NSW
Businesses paid by a customer that later enters liquidation should not assume an unfair preference claim will arrive as a standalone case. Liquidators may try to...
Sphere Healthcare v Allianz
Insurance disclosure is an operating discipline, not admin. When a business changes what it makes, stores dangerous goods differently or changes brokers during a...
The Property Mentors Australia v Touch for Health
Investment documents should never promise timing or returns unless the numbers have a defensible basis in the actual trust deed, project documents and commercial...
Toro Energy scheme meeting
A scheme of arrangement is not just deal paperwork. It is a disclosure, timetable and governance process. Founders and boards planning an exit should treat bidder...
True EV Distribution v Shenzhen Xiaopeng Motors
A commercial claim can be commercially real but still stall if the plaintiff cannot provide security for the other side's costs. Before starting major litigation,...
Vinall v Bankwest
Credit providers should treat hardship reporting as a controlled legal and customer process. If hardship information may be reported to a credit reporting body, the...
White, in the matter of Profounder Turfmaster
A liquidation can need external funding before creditors see any recovery. Where a liquidator wants to enter a funding agreement or legal retainer that will run for...
Williams v Albarran
In a secured-property dispute, showing a serious legal question may not be enough. If a borrower wants to stop enforcement before trial, the Court will look hard at...
Winya v Chief Commissioner of State Revenue
Payroll tax grouping is fact-heavy. Shared investors, directors, services or business links can attract attention, but businesses may still need to show who really...
Woodhouse, in the matter of Forex Capital Trading
When a customer-facing financial business collapses, records, claim assessment processes and communication plans become the difference between an orderly...
Yang v Wong
Money routed through related companies may be commercially suspect, but the legal claim still has to fit the statute. Liquidators, assignees and creditors need to...
Yeo v J & K Cheung Investments
Selling business assets to a related party right before liquidation is high-risk, especially where tax debts, unpaid creditors and undervalue allegations are...
ZG Operations v Jamsek
Long-running contractor relationships can still be genuine contractor arrangements where the contracts and business structure support independence, but businesses...
ASIC v Kobelt
Kobelt is not permission to run informal credit loosely. Businesses dealing with vulnerable customers should treat credit, consent, account control and repayment...
Paciocco v ANZ
Fees and liquidated damages should be tied to legitimate business interests, not just estimated loss. Penalty-clause analysis is broader than a simple damages...
ASIC v Healey
Directors need enough financial literacy and attention to company accounts to spot obvious problems. Signing reports or approvals without understanding them is not...